Banks and other credit card issuers are wooing existing clients to start using their credit cards once again. Many of these offers are coming in the form of a balance transfer credit card, which allows cardholders to move high-interest balances to the credit card to pay a lower interest rate. One of the best credit card offers currently available along these lines comes from Navy Federal Credit Union. Membership is open to current and former employees of the armed forces and Defense Department and their families.
Navy Federal Credit Union
Members of the Navy Federal Credit Union have the option to take advantage of a 0% balance transfer credit card. As an added bonus, the bank is not charging any fees for the balance transfers for up to 12 months. This is one of the best credit card offers around right now — most competitors charge fees for balance transfers, even when they offer 0% interest balance transfer. The offer is currently available on any of the credit cards issued through Navy Federal Credit Union. They offer varying interest rates on purchases, and some offer extra perks for a small annual fee.