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Credit Card Applications » News » Other » Best Airline Miles Card

Best Airline Miles Card

September 15, 2008 | Updated on September 15, 2008
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The content is accurate at the time of publication and is subject to change.

Airline Miles Credit Cards - How to Choose One

Travel rewards are among the most popular and searched for perks on plastic cards. According to a research, while cash back has the greatest utilization rates, hotel stays and free airline tickets bring the most satisfaction to a consumer.

The basic consumer category that benefits from travel rewards is good and excellent credit users whose major goal is to make as much of the deal as possible. Sometimes, the wrong choice of rewards may lead to not only disappointment but a financial loss as well.

The greatest challenge when choosing a new travel rewards plastic is represented by airline miles credit cards which hide lots of important nuances. Along with various APRs and fees associated, considered should be the airline you're going to fly with, the way you'll use the card and any possible restrictions to miles earning.

Frequent travelers or businessmen used to taking advantage of airline miles rewards programs know how much it may cost them. The general tendency with all frequent flyer cards is a slightly higher purchase APR than on non-rewards or other rewards deals.

It makes revolvers, those who carry a balance from month to month, pay more in interest charges. The risk here is that miles may not pay for themselves as you'll end up giving more to your company. Considering a whole lot of fees applied with some airline miles offers, it would be wise to pay off all balances in full each month.

One of the most significant aspects necessary to consider when choosing a frequent flyer card, is what particular airline you want to fly with. Living near the major hubs, like those in Los Angeles, CA and Dallas, TX, which house almost all main US airlines, you may apply for any airline plastic and use it to accumulate miles.

Small airports work with a limited number of airlines and offer fewer destinations, so it makes sense to call and find them out.

A miles rewards credit card will benefit you most if used correctly. Oftentimes it involves active spending and expensive purchases to accumulate the number of miles required to redeem for free travel. A smart user will look for faster ways to turn up a qualifying customer. Some of them allow earning double miles on certain purchases as well as on the first purchase put on the card.

Also, if you do not want to lose the potential power of miles while you're still earning them up to the required number, pay attention to their expiration. Miles expiration rules are normally reflected in the terms and conditions of a particular offer.

Some of the best applications with miles rewards may offer no expiration dates and no limits to the miles one can earn, as well as no blackout dates and travel restrictions. But, with fuel prices ever rising and airlines fearing insolvency, it's becoming more difficult to find such benefits combined on one card.

All in all, the best airline miles card for you would be the one which balances you pay in full and which is used on the participating airline as actively (but wisely) as possible.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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