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Credit Card Applications » News » Other » Credit Cards with Bonus Miles

Credit Cards with Bonus Miles

March 11, 2009 | Updated on March 11, 2009
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The content is accurate at the time of publication and is subject to change.

Mileage Credit Cards Offering Sign-up Bonus Miles

Regardless of the growing consumer debt, many people keep getting unsolicited mail offers from credit card companies. Some of these offers should be rejected outright if they have unreasonable interest rates or are targeting people with lower credit ratings.

However, other card offers come with such temptingly attractive terms and rewards programs that it's hard to pass them up! This is especially true of frequent flyer credit cards that offer miles as a sign-up bonus, and if you are currently looking to apply for a new travel rewards card, then you will want to take advantage of these bonus miles.

Nevertheless, if you got such a credit card offer in your mail today, do not rush to sign up. To ensure that this offer is best for you, you need to compare it first to other travel rewards cards offering sign-up bonus miles. An excellent way to find and compare the latest bonus miles deals is to do a fast and easy search on the Internet. Furthermore, owing to a competitive business environment, credit companies often promote new or upgraded rewards programs online at special websites.

Most likely, a simple online search will reveal a large number of bonus miles credit cards that are at least as attractive as your mail offer. Sometimes, you may even find the same card company offering a higher amount of bonus miles! However, a side-by-side comparison of card deals is a must. So, in addition to comparing each card's bonus miles program, you should also compare their APR, fees and other important features.

Reviewing the card's interest rate terms is particularly important if you intend to carry balances on your credit card because interest charges may swallow up any benefit offered by the sign-up bonus miles program. Also pay close attention to each credit card's annual fees. Some credit cards with bonus miles waive fees for the first year of card use, and charge moderate fees thereafter for the life of the account. However, the majority of mileage rewards cards do not have annual maintenance fees at all.

With respect to rewards, you would typically earn one mile for each dollar spent on all your card purchases. Also, depending on the card offer, you may be given bonus miles for making your first purchase, as well as for adding a card member. Then, once you accumulate an eligible number of miles rewards, you can redeem them for free flights or seat upgrades at many major airlines. Of course, it makes sense to check the exact terms of your mileage rewards, such as: how many miles are needed to obtain the benefits, and which airlines you can use them with.

Basically, if you want to benefit the most from a sign-up bonus miles program, you will need to find a credit card with low APRs, no fees, an impressive sign-up bonus, and good mileage rewards for using the card for purchases that can be used at the widest selection of airlines. So, be sure to consider each of these factors before you decide to apply for the bonus miles credit card that you received via mail to ensure that no other company is offering better. Its also generally well worth taking the extra time to search the Internet to see what frequent flyer credit card deals are available today. Finally, some of the best sign-up bonus mile offers are currently available with American Express and Discover credit companies, so make sure that they are included in your search.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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