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Credit Card Applications » News » Other » Fraudulent Credit Help Calls On the Rise in Missouri

Fraudulent Credit Help Calls On the Rise in Missouri

February 16, 2010 | Updated on February 16, 2010
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The content is accurate at the time of publication and is subject to change.

Recently, a Park Hills resident has been getting plenty of phone calls from people informing him that they could help him reduce his credit interest rates. Steve just ignored the first few calls he received, sensing that it was a fraud or scam. However, the calls persisted and so one day he decided to dig in a litter deeper. One day, he waited for a suspicious credit help call and soon enough had one calling him. The guy on the other line informed him that he can help him lower his credit card interest rates. Steve played along and acted interested and probed further. At this juncture, the guy on the other line turned the phone over to a lady who took over for him. She began to explain that she knows a few tricks that would help Steve slash his credit card rates. She continued that they have records to prove that Steve owned Master and Visa cards. Steve feigned owning those types of credit cards, but the lady on the other line insisted that he has them in possession. Steve lets his wife take care of his credit card bills and she keeps records of all his statements.

At this point, Steve asked the lady how much he owed in those cards, but she quickly hung up. Steve then looked for the number in his phone's caller ID and dialled the phone number. What he heard next was a recorded message informing him that he reached a Hypnotic Chat room and that only people aged 18 and above are permitted to use their services. It continued by informing Steve that he had a variety of rooms to choose from and also warned him that the room may have sexual content and messages. At the end, it left a number to call and a person to talk to if there were any complaints or negative comments about the room.

Steve dialled the number provided and asked for a person named Rob. It was not the first time Rob received these types of calls from people complaining about getting calls from people (all from Missouri) who promised them that they could lower their interest fees. Rob stated that since posting his number on Craigslist, he had been getting numerous calls from angry individuals who kept getting insistent calls from unscrupulous individuals. Rob has a business agreement with a Canadian company where he will get paid by the latter for letting them use his phone as a party line free service.

Rob stated that he was in no way involved with credit help callers and advised people to ignore such calls and to report any suspicious offers to their local police.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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