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Credit Card Applications » News » Other » Credit Card Help: Credit Card Scams Circulate In Northern Colorado

Credit Card Help: Credit Card Scams Circulate In Northern Colorado

March 01, 2010 | Updated on March 01, 2010
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The content is accurate at the time of publication and is subject to change.

There are two new scams that come in circulation in Northern Colorado these days bringing up the names of Better Business Bureau (BBB) and defunct credit union Norlarco.

It is said that the scam is being sent as text messages to mobile phones indicating that their account to Norlarco has already been restricted. They are instructing people to call a toll-free number to reactivate the account. This scam asks callers to enter either their debit or credit card number, pin, and expiration date as well. This is their way of gathering personal information for their use in whatever purpose they wish.

The Public Service Credit Union already announced that several of their members have reported getting this particular text message scam. This announcement was already posted in the union's website. The union firmly stated not to call the number or respond at any chance to this message. As a credit card help tip, each member is advised to delete the message right away as it is nothing, but a scam.

Scammers usually use the name of familiar companies as well as financial institutions for their objectives. They tend to scare people of whatever may happen so that they have no choice, but respond to the text message or any form of message they have sent.

Alternatively, a week ago, there was an ongoing scam involving BBB. The scam offers $1,000 worth of gift card for $149.95 at the site BBBCertifiedGifts dot com.

Pam King, President of the BBB in Northern Colorado, stated that scammers always try to mislead customers by pretending that they are affiliated with BBB even when they are not. Since consumers trust BBB, they tend to trust companies that claim to be approved by the bureau.

The BBB Vice President Barbara Read, confirms this is a scam as she pointed out several red flags in the offer. The first one is that it has a fraudulent seal of BBB. Also, it exhibits a 100 percent guarantee seal that was only taken from a grocery delivery company. Lastly, Read stated that the address provided by the scammers is a virtual office space that many scams usually originate from.

This kind of scam is called phishing. This is where the people behind it use e-mail, spam, text messages, instant messages, and the like with the sole purpose of stealing information such as credit card data from people. The BBB is advising people to report any questionable emails or text messages to They also advise people to constantly check companies to see whether they are legitimate or not.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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