New Credit Cards Keep You Healthy and Wealthy
Some people would not risk paying for their medical expenses with a credit card, fearing they wouldn't cope with the bills. Meanwhile, the funding of a doctor visit or drug prescription with a plastic can really be safe and even profitable. When the time comes for all credit consumers to learn responsibility and value of the borrowed money, medical care expenses in the States can actually be not that painful.
However, while many people are still looking at medical credit cards with suspicion, some big issuers, such as Citibank and Bank of America, and store chains, such as Target, have got something really hot on offer.
If you belong to savvy customers who enjoy saving on just every little thing paid for with a credit card, then medical purchases can give you a new field of action.
Healthcare credit cards appeared on sale not long ago but have already achieved recognition among a certain group of patients and medical practitioners. Remember the MasterCard healthcare program, enabling its customers to claim medical help with no cash available on hand and get significant discounts in most of the big hospitals.
At that time, MasterCard Worldwide gained great popularity due to its health care benefits and financial flexibility it gave to customers in the urgent need of help.
Now it is time for Citibank to demonstrate its consumer-oriented services and prove its value to health buying customers. Designed for medical purposes, the special offers from Citibank turn each of your payment at certain pharmacies into a big discount sometimes coming up to 60%.
Discounts are a powerful incentive to pay for healthcare with a plastic but not the only one. If you used to think that a most winning reward points campaign could only be realized with FF credit cards, which usually have some bonus amount on offer, you will ascertain the truth with Bank of America.
Participating in a prescription drug and insurance plan, the issuer offers Caremark customers an irresistible deal - accumulating double and even triple reward points for every dollar spent on a transaction.
So, while Citibank aims at reducing your medical costs and helping you save, Bank of America takes on the task making you gain. All the points you will collect through a number of doctor visits and prescriptions can beneficially be used for redemption purposes.
A customer, truly concerned with his/her health will no doubt appreciate such redemption options as scales, fitness equipment and heart rate monitors - all earned with your medical credit card.
In case you are an Aetna customer with a health savings account, Bank of America hurries to rejoice you with a really delicious deal. Pay for health with their credit card and earn cash to deposit into the saving account which is then used to fund all your healthcare-related purchases, prescriptions, doctor visits and various equipments.
Experts claim that a healthcare credit card can be a big bonus if, just like any rewards plastic, it is used wisely and repaid in full each month. If not the financial aspect of medical care may become a nightmare for you.