Post-Holiday Rush to Return Gifts Is On - Other News


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Credit Card Applications » News » Other » Post-Holiday Rush to Return Gifts Is On

Post-Holiday Rush to Return Gifts Is On

Post-Holiday Rush to Return Gifts Is On
The content is accurate at the time of publication and is subject to change.

Almost as soon as gifts are unwrapped, another wave of shoppers hits the mall. The day after Christmas is a big day for retailers as people head to stores to return gifts and use gift cards.

If you’re among the crowd trekking back to the store, ShopSmart magazine offers these tips:

  • Online purchases may or may not be eligible for in-store returns, and some stores will take certain items but not others. Ann Taylor, for example, will take back some items bought online. But if you’re trying to return swimwear or a wedding dress, you’re out of luck. Check the return policy online before making a trip to the store.
  • Gift cards usually aren’t returnable. Even Nordstrom, famous for their lenient return policy, won’t take them. If they do, the amount might be refunded to the purchaser’s credit card – that’s what Bloomingdales does.
  • Some stores will accept a return without a receipt, but some won’t. Williams-Sonoma will take back defective merchandise only with a receipt. Other stores will issue a gift card, but won’t give refunds.
  • Items from clearance outlets usually are not returnable. Crate & Barrel and The Land of Nod are among those outlets who won’t take returns.
  • Even if they accept your return, it could be subject to fees. Amazon will charge 20% restocking fee if you return items more than 30 days after delivery. Sears charges 15% for electronics if they don’t have all their packaging and accessories.

Avoid return trouble by tracking receipts

ShopSmart also highlights four apps that shoppers can use to keep track of receipts, making future returns easier.

  • Lemon lets you store digital receipts and pictures of paper ones.
  • ReturnGuru sends users email reminders when their return deadline is approaching.
  • Neat is a cloud-based service that charges a subscription fee to file scanned receipts.
  • Slice looks in users’ email inboxes to gather receipts from online purchases.

Keep in mind also that many credit cards offer purchase protection and most offer dispute resolution. If an item is defective or damaged, is lost or stolen, or if you have reason to believe the store should accept it for return or exchange, you can always contact the issuer of the credit card used. For example,Visa Signature, American Express, and  World MasterCard offer purchase protection for cardholders.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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