Rewards on credit cards offering a lot to cheer - Other News

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » News » Other » Rewards on credit cards offering a lot to cheer

Rewards on credit cards offering a lot to cheer

Rewards on credit cards offering a lot to cheer
The content is accurate at the time of publication and is subject to change.

Gifts are on everyone`s minds with the holidays fast approaching. Presents steal the show at the time of Thanksgiving, as the focus is indeed on giving. People love gifts because they are free, and always carry an element of surprise. The popularity of the credit card rewards is inherently associated with the appreciation of gifts. People are delighted in receiving bonuses for doing what they would have done anyway. Free goods and some extra cash seem better than what they are worth too. The difference though, is that unlike giving a gift to a special person or a child, people are not exactly getting what they want in case of a reward on a credit card. There are different types of rewards, serving various kinds of lifestyles.

It is important to observe that rewards on credit cards are good only for individuals who have good credit. For someone who is trying to improve their credit history, the rewards could prove to be a serious distraction. Those who have very good credit have to make some important considerations too. For example, although travel cards are considered special, you need to ask yourself if your travel frequently enough to make full use of the reward. This is because some of the rewards could really go unused and forgotten. Critical factors include the frequency of travel, and the loyalty to a particular brand, which are important for these cards. There are also greater benefits like free stays and flights along with special privileges.

However, to redeem your points and take complete benefit of these travel cards needs careful decision making, loyalty to certain brands and lots of travel. However, it doesn`t mean you don`t have options of other reward credit cards. The interesting thing, is that a lot of people simply prefer money on special days. That gives them the freedom to buy whatever they want instead of trying to adjust with gifts that are unwanted. Cash back credit cards are best for this category of customers. The cash cannot be devalued like loyalty points. Some credit cards like Chase Freedom offer 100 dollars for 799 dollars of purchase in first 3 months.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:

Related News:

Discover Cuts Price Protection Benefits from Credit Cards

Posted: August 20, 2018

If you have a Discover card and like the Price Protection benefit that comes with it, you might want to take advantage of it sooner than later. Discover has decided to do away with this benefit. This benefit will no longer be part of your ... Continue reading
The New Citizens Bank Cash Back Plus World MasterCard

Posted: August 17, 2018

Citizens Bank has rolled out their new Cash Back Plus World MasterCard, offering cardholders 1.8% cash back when they go shopping. This is an upgraded version of their previous card. With this new version, cardholders can earn unlimited ... Continue reading
Bonus for the IHG Rewards Club Premier Card Gets an Upgrade

Posted: August 16, 2018

Have you been thinking about applying for the IHG Rewards Club Premier credit card? If so, you may want to check it out now because they just increased the bonus - bumping it up from 80,000 points to 100,000 points. Cardholders get the ... Continue reading
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
For Excellent, Good Credit
INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles.
For Excellent, Good Credit
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness
For Excellent, Good Credit
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!