Building Credit History - Page 12

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Surviving without a record in your name

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If you are one of the people who do not have a credit history currently, there is no reason to worry. Currently, there are a lot of individuals that fall in the category of no credit history. It is important to understand how to rectify this problem, so that you don’t have any issues at […] Continue reading

What you need to know about bad credit history

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A credit history is basically an analysis of a person’s reliability for repayment of debts and other payments before due date. There are organizations (credit rating agencies) that function exclusively to do this job of tracking a person’s credit history. So, a bad credit history obviously represents the… Continue reading

Ways to build a credit history from no credit history situation

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There are two situations when an individual has to take steps to improve his credit. When the individual has either earned a bad credit history or when the individual has still not made any monetary transactions and therefore has no credit history. Credit card reports are ascertained to people who take… Continue reading

Simple tips to on how to avoid bankruptcy

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If there is one thing that people fear the most in the financial world, it would have to be Bankruptcy. Once you get familiar with how much money you might end up losing because of this problem, it becomes all the more clear that you have to work hard, to ensure that you never have […] Continue reading

How to avoid the ‘bad credit history’ tag?

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A bad credit history can be an obstacle to your progress and may be a threat to your future plans. You have this brand new business idea for which you need the initial capital to start. There is this house coming up for sale, which is a good bargain to invest, but you are woefully […] Continue reading

How to resolve the problem of bad credit history

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Nowadays, a lot of people have the problem of bad credit history which has resulted in them being unable to get loans or funding with lucrative interest rates. Hence, it can be a big problem and something that you should probably address as soon as possible. There are a number of things that you can… Continue reading

Use a department store card or secured credit to establish credit with a no credit history

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If you have been around some shopping malls you would have certainly been asked if you wished to obtain a store credit card and thereby save ten percent on your purchases.  In all probability you would have declined at that time. But it would be wise to rethink that decision if you are looking to […] Continue reading

How to repair a bad credit history

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There are ways in which a person who has earned a bad credit history can re-establish his credit line. The few steps that can be taken by him to do so are as follows: 1. Repayment of bills on time – All loan holders are advised to repay back their loan on time without default. […] Continue reading

Student credit card – second line of financial support for students

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A student credit card is a credit card issued to students attending schools and colleges. Students who are eighteen years old and attending a high school or college may qualify for a student credit card. A student credit card is a very useful instrument for a student going to college by offering assistance… Continue reading

Card options for those with no previous credit history

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The new credit card rules have introduced certain new terms that pose specific problems for those with no income. If you have no credit history and no income of your own, it might become very difficult to get credit card. But all is not lost and there are still options that will help you build […] Continue reading

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Save on Interest Charges with Low APR Credit Cards

June 18, 2015

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