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The Personal Information That Has No Bearing Upon Your Credit Score

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With all the talk about the importance of maintaining a clean credit history and keeping your credit score high, there is, understandably, always a lot of attention paid to what sort of behavior and financial situation can result in your score taking a hit. These things can range in scope from filing for… Continue reading

How to Select A Prepaid Card

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Prepaid credit and debit cards have been steadily gaining popularity. According to the Mercator Advisory Group, the amount of funds consumers will put onto prepaid cards is expected to go from $60.4 billion to $233.8 billion in just three years, between 2009 and 2012. This represents a 383% increase. The… Continue reading

How to Dig Yourself Out of a Debt Hole

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You may find yourself wallowing in credit card debt these days for a myriad of different reasons. Whatever the cause of your current personal financial crisis, the sooner you formulate a plan of how to attack it, the easier you will breathe. Here are some tips on how to go about getting things under control:… Continue reading

Some Suggestions How You Can Take Control of Your Credit Card Debt

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When used appropriately, a credit card can be a very helpful and powerful financial tool to have at your disposal. However, if you are not cautious with your use of credit it can be all too easy for your credit card to create many more problems than it solves by dragging you into debt. The […] Continue reading

Easy Financial Resolutions To Keep In The New Year

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The time has come to start thinking about resolutions to make for 2012. Aside from studying more, getting better grades and skipping fewer early morning lectures, college students should give some serious thought to adding a few personal finance-related resolutions to the list. Yes, this means you! Why?… Continue reading

How to Spend Safely

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Shopping can be a hectic undertaking, especially during certain times of the year such as around the holidays. As retailers offer more specials and sales the stores get more crowded. As the stores get more crowded, the opportunity for thieves to strike increases. Make sure that when you are out trying to… Continue reading

Make It A Point To Utilize Your Credit Card Rewards

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According to data collected recently by American market research firms, the average household in the U. S. is signed up for exactly twice as many credit card rewards programs as they use, leading to roughly 48 billion dollars-worth of earned rewards going unclaimed each year. One of the reasons why this is… Continue reading

How to Go About Rebuilding Credit Post-bankruptcy

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Approximately one-and-a-half million Americans declared bankruptcy in the year 2010, and for every single one of them filing was likely a tough decision. Surviving bankruptcy may seem like a grim prospect, but as long as you keep your finances on track afterwards, the more time that passes means the less… Continue reading

Should You Apply For A Business Credit Card Account?

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Business-branded credit cards can provide many benefits to you as a small business owner if used prudently and managed carefully. Here are some advantages:Keep Your Expenses SeparateIf you combine your personal and business transactions onto a single non-business credit card, you are running the risk of… Continue reading

Credit Card Tips To Keep In Mind This Holiday Season – And Beyond

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The weeks leading into the holidays are busy ones, especially for college students. There are final exams to be taken, travel arrangements to be made and tons of presents to be bought for family and friends. When you finally have some free time to do a little shopping, it may be tempting to go over… Continue reading

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June 18, 2015

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