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Halloween just past, but it doesn`t have to be a scary time for a finances. Right now, your credit card is probably the scariest weapon that you wield in your wallet, with all those scary penalty rates, ghostly APR percentages, and howling minimum balances, one must tread lightly when using their… Continue reading

If you are looking for ways to erase your debt then balance transfers credit card are blessing in disguise for you. It allows you to transfer the unpaid balance of the present credit card that offers lower Annual Percentage Rate or APR. Annual percentage rate is a combination of low interest rate… Continue reading

Your first credit card as a student paves the way for your financial history. You must keep it clean and away from defaults to be able to get many beneficial financial help. A useful student credit guide is provided here that will ensure that you do not over spend and end up having a bad […] Continue reading

An entrepreneur needs sharp wits and skills to make his business a success. However, only a good business idea and sharp wit is not enough to start up a business and maintain its profitability. The most important key to ensure that your venture is a success is finance. Small companies or starts up… Continue reading

There are a few finer things that you need to double check in a credit card before you start using it. Ideally you shouldn’t apply for every credit card that comes your way as rejections will negatively affect your credit score. But even when you are eligible for a credit card, there are some… Continue reading

A balance transfer credit card is offered by card issuers to attract customers of other credit card companies. However, not all balance transfer offers are necessarily good. It is important to have your calculations in place before you choose to go for a balance transfer credit card. Here are a few… Continue reading

The enticement of a balance transfer offer is that your outstanding balance will accrue 0% interest for a fixed period of time, allowing you to make some headway on paying down your debt. Here are some things to consider before filling out a balance transfer application: Do You Qualify? The first… Continue reading

Since 2008, many consumers have found themselves in a bind when it comes to getting credit, and then once they get the credit, they find it hard to pay off their balances. In 2010 alone, credit card issuers had to charge off 11 percent of bank accounts. A charge off occurs when a consumer is… Continue reading

Think before you charge it, as there are financial repercussions for every mistake you make with your credit card. Here are some things that you just shouldn`t do when it you sign up for a new card.Don`t forget to ask.If you call up the credit card issuer they can actually help you or offer you… Continue reading

They couldn`t come back at a more perfect time. Zero percent APR credit card had disappeared from the market, to be replaced by 2.99% APR credit cards. These cards used to be profitable for banks when consumers didn`t pay off their debt in the allotted introductory time period. After that time… Continue reading