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There are some things that your credit card company doesn`t want you know, because if you as the consumer become aware of your power, you will be less likely to pay high fees and interest rates. Here a few things that credit card company doesn`t want you to know: You`re Powerful. The higher your… Continue reading

A balance transfer credit card is offered by card issuers to attract customers of other credit card companies. However, not all balance transfer offers are necessarily good. It is important to have your calculations in place before you choose to go for a balance transfer credit card. Here are a few… Continue reading

If you are forced with needing to rebuild your credit after a bankruptcy, the thing that will help the process the most is time. Every single state has different regulations pertaining to how long a bankruptcy entry will remain upon your credit report, typically anywhere between ten and fifteen… Continue reading

In 2012 millions of consumers will likely submit an application to open up a new line of credit. Before doing so, it is of utmost importance that individuals gain a thorough understanding of their personal credit situation to avoid being extended an offer of higher than expected rates or rejected… Continue reading

Your FICO score is pretty important. Here are some tips to raise it.Get Rewarded If you have a decent track record with payments, call up the credit card issuer and ask for a “goodwill deletion” which means that because of your spectacular payment history, you ask the credit card issuer to remove… Continue reading

Think before you charge it, as there are financial repercussions for every mistake you make with your credit card. Here are some things that you just shouldn`t do when it you sign up for a new card.Don`t forget to ask.If you call up the credit card issuer they can actually help you or offer you… Continue reading

When you are on the road for vacation or just going on a road trip, you would definitely carry your credit cards with you. They are often a convenient way to pay your bills and makes many things easier. Traveling with credit cards is fun if you handle your bills carefully. It makes it so […] Continue reading