Find Research by Tag

Carrying a balance on a credit card wastes your money on interest fees. It is easy to avoid interest payments on purchase transactions by paying off the entire card balance by the due date each month. But what to do if you are already carrying some balance and cannot pay it off right away? Continue reading

We all have some standard set of monthly expenses like food, gas, rent and utility bills that eat the biggest part of our monthly budget. But what if you could save on those costs by earning rewards, what if you could turn your monthly trip to a grocery store into a rewarding experience? Continue reading

Do you have excellent credit? If so, banks are actively looking to win you as a new credit card customer by offering unprecedented deals. Although banks have been more careful about acquiring customers with questionable credit since the 2008 financial crisis, they are now fighting harder than ever… Continue reading

Discover offers a good rewarding credit card to consumers with average to excellent credit history – the Discover it® Cash Back card. The card offers 14 months of 0% interest introductory period on purchases and balance transfers (after that the ongoing APR will be… Continue reading

Achieving a high credit score is easier to do when you know what factors go into your score, and what matters most. This credit score tune-up guide reveals which factors carry the most weight when credit bureaus calculate your credit score, and how you can keep your credit score looking its best. Continue reading