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Research Articles with the Tag: "Fees"

Starting from Zero: A Guide to Zero-Percent Balance Transfers

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Just after college, when I was a new user of credit cards and trying to pay off some debt I’d managed to accrue with a student credit card, a friend of mine gave me a piece of advice. “Play the balance-transfer game,” he said, going on to explain how he bounced his balances from card to card, ... Continue reading
Hurricane Sandy’s Path: Damages and Bank Donations

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Hurricane Sandy left devastation in her wake. This infographic traces the path of the storm, the damages, and the donations by big banks stacked up against what they earned last quarter. Continue reading
Balance Transfers Made Simple

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Transferring an outstanding credit card balance to a new, lower-rate card is a great way to save money, but how exactly does it work? If you are thinking of transferring a balance and have questions, this guide will take you through the process and tell you everything you need to know about doing a ... Continue reading
Use Electronic Payments To Cut Down On Credit Card Late Fees

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A credit card can be an incredibly useful financial tool to have at your disposal, enabling you to pay for things easily and efficiently. However, credit cards can lead users into big debt trouble if not used responsibly. Figure out how to make your credit cards work for you rather than against ... Continue reading
Articles Tags: Banks, Credit Cards, Fees
Banks Temporarily Waive Fees for Irene Victims

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JP Morgan Chase & Co., America`s second largest bank, is leading the way and in an act of financial kindness, JP Morgan Chase & Co. decided to waive some of its late fee for customers who were affected by Hurricane Irene this past weekend. According to banks spokesman, Thomas Kelley, the ... Continue reading
Wells Fargo to Charge Debit Users a Monthly Fee

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Forget about just credit card fees, with the help of the Durbin-Dodd amendment, consumers should start getting used to debit card fees. Banks have lost billions of dollars nationwide with the passage of the CARD Act, and are looking at consumers to pay to cover the costs.Beginning this fall, Wells ... Continue reading
Articles Tags: CARD Act, Chase, Fees, Wells Fargo
New Law that is changing the Face of Credit Card Policies

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The use of credit card nowadays has been embraced "tightly" by the American buyers. It is indeed a convenience for most people to just carry a card when purchasing items instead of bringing in cash. Although most consumers subscribe to this trend of buy now pay later theme, not everyone is entirely ... Continue reading
Articles Tags: Credit Cards, Fees, Laws
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