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There are some things that your credit card company doesn`t want you know, because if you as the consumer become aware of your power, you will be less likely to pay high fees and interest rates. Here a few things that credit card company doesn`t want you to know: You`re Powerful. The higher your… Continue reading

Halloween just past, but it doesn`t have to be a scary time for a finances. Right now, your credit card is probably the scariest weapon that you wield in your wallet, with all those scary penalty rates, ghostly APR percentages, and howling minimum balances, one must tread lightly when using their… Continue reading

Credit cards are the most convenient way to pay for your expenses. Understanding credits cards and its usage and policies is quite simple. Credit cards are plastic card with a magnetic strip. It is used for many purposes like banking and purchase. The main advantage of using credit card is that you… Continue reading

Your first credit card as a student paves the way for your financial history. You must keep it clean and away from defaults to be able to get many beneficial financial help. A useful student credit guide is provided here that will ensure that you do not over spend and end up having a bad […] Continue reading

Utility of credit cardsCredit card can prove to be a very useful tool if you know how to make the best use of credit cards. But it can be like a monster if you do not utilize it properly and don`t plan your credit card investments and transactions properly. So, although credit cards do possess… Continue reading

These days lenders are actively attempting to encourage small business owners to open up business lines of credit by offering a multitude of new credit card products, some of them linked to very generous reward incentive programs. A large part of the motivating factor is made clear by data that was… Continue reading

Sure you take your credit card with you everywhere you go, but do you really know that piece of plastic? Unless you spend your nights reading through the fine print on your credit card contract, you may not be too familiar with all the benefits your credit card can offer you. Luckily, you… Continue reading

Like everything else, student loan debt is on the rise. In fact, student loan debt increased 10 percent each year from 2000- 2010. This is in part to rising tuition and living costs, and students` general lack of knowledge when it comes to finance and money matters.Currently, our students face a… Continue reading

By demanding clarity and transparency from creditcardissuers, the CreditCARDActof 2009 is providing the industry with much needed consumer-friendly legislation. The law puts new regulation on how banks deal with interest rate hikes, introductory offers, and delinquent payments. But some things that… Continue reading

Balance transfer credit cards can be both beneficial and troublesome depending upon the ways and habits of the card holder. It could be used to get rid of outstanding debts and also build a good credit history. At the same time, balance transfers could end up as a negative mark on your credit file,… Continue reading