Best Credit Cards 2020 | Credit-Land.com

Credit Card Applications Best Credit Cards from Our Partners 2020

Top Credit Cards From Our Partners

What's the best credit card to apply for in 2020? Well, it depends on you and the question should be put a bit differently: "What credit card is best for me?" Cards may have big rewards, low interest rates, or balance transfer offers. Sure thing, there is a perfect card for you and Credit-Land.com shows you most popular credit cards out there.

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Best Offer of January 2020
Maximize Your Savings

Discover it® Miles

UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.

*See Terms

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Best Credit Card Offers

There is no one for all credit card. Different credit cards have different sets of features and benefits. We all also have different needs and goals. One may need a credit card with 0% intro APR, the other may want a no annual fee credit card with cash back rewards. Also, you should always take your credit score into consideration when looking for a new credit card. So, do not pick fist best offer you see, it should be a carefully weighed decision.

Citi® Double Cash Card – 18 month BT offer

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Credit Recommended: Excellent, Good Credit

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Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% – 25.49%, based on your creditworthiness.
Click “Apply Now” to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
Balance Transfers do not earn cash back.
The standard variable APR for Citi Flex Plan is 15.49% – 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

0% 18 months on Balance Transfers

Ongoing APR:

15.49% - 25.49% (Variable)

Annual Fee:

Foreign Transaction Fee:

Balance Transfer Fee:

3% of each balance transfer; $5 minimum

Capital One® Venture® Rewards Credit Card

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Credit Recommended: Excellent, Good Credit

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Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
Earn 2X miles on every purchase, every day.
Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
Miles won't expire for the life of the account and there's no limit to how many you can earn
Named ‘The Best Travel Card' by CNBC, 2018
No foreign transaction fees
$0 intro annual fee for the first year; $95 after that

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

17.24% - 24.49% (Variable)

Annual Fee:

$0 intro for first year; $95 after that

Foreign Transaction Fee:

None

Balance Transfer Fee:

Capital One® Savor® Cash Rewards Credit Card

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Credit Recommended: Excellent, Good Credit

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Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
No foreign transaction fees
Capital One cardholders get access to premium experiences in dining, entertainment and more
$0 intro annual fee for the first year, $95 after that

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

15.99% - 24.99% (Variable)

Annual Fee:

$0 intro for first year; $95 after that

Foreign Transaction Fee:

None

Balance Transfer Fee:

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Credit Recommended: Excellent, Good Credit

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The Citi Rewards+^SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.99% - 24.99%, based on your creditworthiness.
Earn 2X ThankYou^® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 14.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro APR on Purch.:

0% 15 months on Purchases

Intro APR on Bal. Tr.:

0% 15 months on Balance Transfers

Ongoing APR:

14.99% - 24.99% (Variable)

Annual Fee:

Foreign Transaction Fee:

Balance Transfer Fee:

3% of each balance transfer; $5 minimum

Capital One® SavorOne® Cash Rewards Credit Card

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Credit Recommended: Excellent, Good Credit

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Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
No foreign transaction fee
No annual fee

Intro APR on Purch.:

0% intro on purchases for 15 months

Intro APR on Bal. Tr.:

0% intro on balance transfers for 15 months

Ongoing APR:

15.49% - 25.49% (Variable)

Annual Fee:

Foreign Transaction Fee:

None

Balance Transfer Fee:

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Credit Recommended: Excellent/Good Credit

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INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Redeem cash back any amount, any time. Rewards never expire.
Use your rewards at Amazon.com checkout.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
No annual fee.
Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

0% (14 months)

Ongoing APR:

13.49% - 24.49% Variable

Annual Fee:

Foreign Transaction Fee:

None

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

*See Terms

Our Partners' Best Credit Cards for Every Customer

When Credit-Land.com talks about the best credit card offers available right now, we aren't just talking about great credit cards with the hottest offers, the lowest interest rates, or the sweetest rewards. Here, at Credit-Land.com, we make a thorough comparison of the best credit cards in the USA and select a best credit card for each of our customers - and that's not going to be the same card in every case. Our priority is to get you approved for the right card for you.

When you wonder "how to find the best credit card for me", you should remember about your own unique credit history and why you need a credit card. That's why we don't simply show you the most popular new cards or several top credit cards. Credit-Land.com will always tell you what level of credit is required for each card on our site, so you could evaluate your chances to qualify for it. Thus, know your credit history before you apply for a credit card.

There's a card for every need - bad credit, good credit, business or student. Moreover, there's a perfect card for you, no matter what you're looking for - the important thing is to look in the right place and to compare credit cards. Thus, if you want to build your credit, you will waste your time reviewing credit card offers with a 0% into APR benefit or travel rewards credit cards - all such cards are for people with good credit. And of course, you should not consider secured credit cards when you have established credit history with high credit score. Secured cards are designed for people with poor credit or no credit at all.

When you hesitate between two or three credit cards, use our Credit Card Comparison tool to review main credit card features of the cards you like in one table. This may help you to make your final decision.

You should remember that every time you submit a new credit card application, a hard inquiry is made to your credit report and your credit can be affected. Use our tools to make sure you're applying for the right card and increase your chances of getting approved.