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March 2020. Top credit cards for
fair credit FROM
OUR PARTNERS

Your credit isn't great, but it isn't terrible either. You've had your ups and downs and missed a payment here and there. Can you still be eligible for a card that offers perks like low interest and rewards? The answer is - Yes! With an average FICO score, you can still be eligible for cards on advantageous terms. Look for a card that offers a reasonable annual fee and interest rate for people with fair credit history.

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  • Cards of March 2020
  • Rewards
  • Student Cards
  • No Annual Fee
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Apply for Discover it® Student chrome - Credit-Land.com

Rating 4.7

APPLY

on Discover's secure website

Fair/New to Credit

our choice

Intro APR on Purchases
0% (6 months)
Intro APR on Balance Transfer
10.99% (6 months)
Regular APR
14.49% - 23.49% Variable
Annual Fee
$0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49% applies.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (6 months)

Ongoing APR on Purchases:
14.49% - 23.49% Variable

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Rewards

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.

Apply for NextDayPersonalLoan.com - Credit-Land.com

Rating 4.3

APPLY

All Credit Types Considered

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Request a loan in 2 minutes or less
  • Direct deposit as soon as the next business day
  • All credit types considered
  • Safe and secure online form

our choice

Instant Response

No Credit Check

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
  • YOU’RE NOT ALONE. With millions of customers nationwide, First PREMIER Bank has the expertise to serve you, your family and friends.
  • Access to available credit when you need it
  • Low monthly payment intended to fit your budget
  • Build credit with First PREMIER-opportunity for credit limit increases after consistent responsible account management
  • Customized account management options to fit your needs

our choice

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Some of which are fee based

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Apply for Discover it® Student Cash Back - Credit-Land.com

Rating 4.7

APPLY

on Discover's secure website

Fair/New to Credit

our choice

Intro APR on Purchases
0% (6 months)
Intro APR on Balance Transfer
10.99% (6 months)
Regular APR
14.49% - 23.49% Variable
Annual Fee
$0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49% applies.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (6 months)

Ongoing APR on Purchases:
14.49% - 23.49% Variable

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Rewards

Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.

Apply for cashusa.com - Credit-Land.com

Rating 3.6

APPLY

Any Credit

our choice

Maximum Loan Amount
$10,000
Minimum Loan Amount
$500
Minimum Income Required
$1,000 (net)
Minimum Age of a Borrower
18
  • Complete our secure online form
  • Review the offer presented
  • Receive funds in your account, if approved

our choice

No Credit Check

Apply for Citrus Loans - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$1,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Our process is safe, secure, fast and reliable.
  • No waiting in lines or going to a physical store.
  • Request your loan straight from your mobile phone, or computer.
  • You may be approved in minutes, and your cash will be deposited straight into your bank account.

our choice

Instant Response

No Employment Required

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
  • YOU CAN DO MORE THAN JUST GET BY – First PREMIER Bank’s user-friendly app offers fast, easy and convenient access to account management, when and where it’s needed
  • Access to credit, and the things you need (subject to available credit)
  • Reports to consumer reporting agencies helps you monitor financial progress
  • HELPING YOU LIVE A BETTER LIFE - As the 12th largest issuer of Mastercard, First PREMIER Bank understands customer needs and is there for those who may be rejected by other issuers.
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)

our choice

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Some of which are fee based

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Apply for Surge Mastercard® - Credit-Land.com

Rating 3.7

APPLY

Fair/Bad Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
25.90% – 29.99%
Annual Fee
$99
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Unsecured Credit Card

Apply for Groove Loan - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$5,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Apply for up to $5,000 with GrooveLoan!
  • Your Cash in 3 Easy Steps
  • All Credit Types Welcome

our choice

Instant Response

Apply for Trusted Personal Loans - Credit-Land.com

Rating 4.3

APPLY

All Credit Types

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$200
Minimum Income Required
See terms
Minimum Age of a Borrower
See terms
  • Borrow between $200 - $40,000
  • All Credit Types OK
  • Fill out our simple form in minutes!
  • Use Funds for Almost Anything

our choice

No Credit Check

Apply for LifeLoans - Credit-Land.com

Rating 4.3

APPLY

All Credit Considered

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day

our choice

Instant Response

Apply for Even Financial - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$100,000
Minimum Loan Amount
$1,000
Minimum Income Required
See terms
Minimum Age of a Borrower
18
  • Loans up to $100,000, takes less than 60 seconds to see if you are Pre-Approved.
  • APRs as low as 3.84%.
  • Use the money for debt consolidation, large purchase, medical expenses, and more!

our choice

Instant Response

No Employment Required

SHOW MORE CARDS
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Apply for Discover it® Student Cash Back - Credit-Land.com

Rating 4.7

APPLY

on Discover's secure website

Fair/New to Credit

our choice

Intro APR on Purchases
0% (6 months)
Intro APR on Balance Transfer
10.99% (6 months)
Regular APR
14.49% - 23.49% Variable
Annual Fee
$0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49% applies.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (6 months)

Ongoing APR on Purchases:
14.49% - 23.49% Variable

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Rewards

Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.

Apply for Discover it® Student chrome - Credit-Land.com

Rating 4.7

APPLY

on Discover's secure website

Fair/New to Credit

our choice

Intro APR on Purchases
0% (6 months)
Intro APR on Balance Transfer
10.99% (6 months)
Regular APR
14.49% - 23.49% Variable
Annual Fee
$0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49% applies.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (6 months)

Ongoing APR on Purchases:
14.49% - 23.49% Variable

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Rewards

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Apply for Discover it® Student Cash Back - Credit-Land.com

Rating 4.7

APPLY

on Discover's secure website

Fair/New to Credit

our choice

Intro APR on Purchases
0% (6 months)
Intro APR on Balance Transfer
10.99% (6 months)
Regular APR
14.49% - 23.49% Variable
Annual Fee
$0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49% applies.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (6 months)

Ongoing APR on Purchases:
14.49% - 23.49% Variable

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Rewards

Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.

Apply for Discover it® Student chrome - Credit-Land.com

Rating 4.7

APPLY

on Discover's secure website

Fair/New to Credit

our choice

Intro APR on Purchases
0% (6 months)
Intro APR on Balance Transfer
10.99% (6 months)
Regular APR
14.49% - 23.49% Variable
Annual Fee
$0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49% applies.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (6 months)

Ongoing APR on Purchases:
14.49% - 23.49% Variable

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Rewards

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Apply for Discover it® Student chrome - Credit-Land.com

Rating 4.7

APPLY

on Discover's secure website

Fair/New to Credit

our choice

Intro APR on Purchases
0% (6 months)
Intro APR on Balance Transfer
10.99% (6 months)
Regular APR
14.49% - 23.49% Variable
Annual Fee
$0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49% applies.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (6 months)

Ongoing APR on Purchases:
14.49% - 23.49% Variable

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Rewards

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.

Apply for Discover it® Student Cash Back - Credit-Land.com

Rating 4.7

APPLY

on Discover's secure website

Fair/New to Credit

our choice

Intro APR on Purchases
0% (6 months)
Intro APR on Balance Transfer
10.99% (6 months)
Regular APR
14.49% - 23.49% Variable
Annual Fee
$0
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49% applies.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (6 months)

Ongoing APR on Purchases:
14.49% - 23.49% Variable

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

Rewards

Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.

making strides WITH
FAIR CREDIT

As you can see, there are options out there for people with fair credit that offer cash back rewards. You can even get 1% cash back on purchases and watch your savings climb. But that's not all.

When used wisely, by making on time payments and keeping account balances below their credit limits, cards for fair credit may also help you boost your FICO score. Knowing what to expect from these cards and using their terms to your advantage may help you graduate from a fair credit rating to an excellent one, but you must be diligent and patient because previous mistakes take time to correct. It may take several years of prompt payments to restore your good credit.

Here is a rundown of what you need to know about using and applying for credit cards for fair credit:

  • Interest Rate. Credit cards designed for people with fair credit may carry high interest rates. Your best bet is to avoid carrying a balance on the card for any extended amount of time.
  • Additional Fees. Credit cards for fair credit sometimes come with higher fees than other cards. These fees can include one-time processing fees, so keep an eye out for those charges when evaluating an offer.
  • Rewards For Fair Credit. Some credit cards in this category offer rewards that include cash back on travel and other purchases. Since rewards cards for fair credit tend to have higher-than-average interest rates, it pays to be careful.

From Fair to Good Credit

Pay on Time: 35% of your credit score is based on your payment history. Never miss a payment deadline.

Keep Low Balances: 30% of your score is your "credit utilization ratio", which compares your total available credit to the amount of credit you have used. The lower your ratio, the higher your score will be.

Keep Cards Open: 15% of your credit score is the average duration of your accounts, with emphasis on length. The amount of new credit, and the number of types of credit make for 10% each.

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Don't know
what to choose?

FIND A CREDIT CARD FOR YOUR NEEDS IN 3 EASY STEPS!

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questionsABOUT CREDIT CARDS
FOR FAIR CREDIT

I want to apply for the PNC cash rewards card but not sure I will be approved for this card with my scores 628 EX, 674TU and 682EQ. What do you think my chances are? Can I prequalify for this card?

All in all, your credit scores are considered average. To apply for a PNC credit card your credit should be good or better, which is 700 or higher credit score. If you apply for a PNC credit card with your current...

Read more
My credit is bad and I would like to apply for the Big Lots credit card but I'm not sure I will qualify. Do you think I can qualify with my slightly above 500 score and I often shop at Big Lots?

Store credit cards like the Big Lots are usually good for those with average credit, meaning your credit score should be above 600. But it does not mean you won't be able to qualify for this card while your credit is...

Read more
I’ve just started building my credit and thinking to apply for Overstock credit card. Do you think it is good for me?

As a rule, store credit cards are offered to people with average and even bad credit. They are often used to build some credit as well. But it is said that the Overstock credit card is offered to people with good or...

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