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Paying too much in credit card interest is not fun and you will definitely want to look for a way that will help you avoid paying credit card interest while paying off your debt. A balance transfer is that money-saving option to help you. Before we get into the depths of a balance transfer process, you… Continue reading

When you reach for your wallet to pay for groceries, gas, dinner out or any other everyday purchase, are you searching for cash, a debit card or a credit card? Many people hesitate to charge this type of everyday spending to a credit card; they feel that it’s more responsible to pay by cash or debit, to… Continue reading

Carrying a balance on a credit card wastes your money on interest fees. It is easy to avoid interest payments on purchase transactions by paying off the entire card balance by the due date each month. But what to do if you are already carrying some balance and cannot pay it off right away? Continue reading

Since 2011 SoFi, a San Francisco based online lending company, took the lending industry by storm, when they became the first online lender giving people access to affordable student loan refinancing. Continue reading

Are you terrible at remembering passwords? Are you so terrible, in fact, that you often use the same one for multiple websites? If so, you’re not alone. Continue reading

In 1789, Benjamin Franklin wrote, “In this world nothing can be said to be certain, except death and taxes.” His statement holds true even today – especially when it comes to personal finance tools such as credit cards. Continue reading

Hurricane Sandy left devastation in her wake. This infographic traces the path of the storm, the damages, and the donations by big banks stacked up against what they earned last quarter. Continue reading

The economy might be on the mend, but many Americans are still knee deep in debt from the effects of the recession. Credit card debt is one of the biggest problems for households struggling to get back on their feet financially. Here’s an overview of how credit card debt is affecting the average… Continue reading

If you’re struggling to pay off credit card debt, transferring the balance on your high-interest credit card to a new, zero-interest or low interest credit card is one of the smartest financial moves you can make. Transferring your credit card balance with a balance transfer offer could have you debt-free… Continue reading

With so many different frequent flyer rewards credit cards out there, it seems there are even more rules about how and when you can earn and redeem the miles or points they offer – and what’s the difference between a mile and a point, anyway? Credit-Land.com gives you a key to the frequent-flyer map and… Continue reading