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Best Canadian Credit Cards: February 2023

Here you can find Canada credit cards from some of the popular credit card companies in Canada. Whether you are looking for competitive rates or American Express credit card offers, best rewards credit cards or balance transfer credit cards, we have you covered. Mastercard and Visa credit cards are also available. Canada residents can choose from a wide assortment of bank products from prepaid cards and personal loans to credit card offers to find the best deal!
Please note that all credit offers on this page are for Canadian citizens only. If you are an American resident or citizen, please see the best US credit card offers.

Show more
  • Top for February 2023
  • Rewards
  • No Annual Fee
  • Personal Loans
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide

our choice

Rating 4.1

  • You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.
  • Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
  • 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
  • 1 point per 1 dollar in other purchases
  • Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide
  • Free and unlimited access along with one (1) guest to the National Bank Bank World MasterCard™ Lounge at Montréal-Trudeau airport.
  • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days
  • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
  • Mobile devices insurance against theft or damages for a period of up to 2 years
  • Medical, general and legal assistance
  • Purchase protection in case of theft or damage*
  • Extended Warranty*

our choice

30,000
Bonus
Points
Bonus Offer
You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.
Earn
5X
Points at Restaurants
Restaurant Rewards
Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
Earn More
on Your
Daily Spending
Rewards on everyday purchases
1 point per 1 dollar in other purchases
Max. Rewards
Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
Rewards expiration
Rewards never expire

our choice

Rating 4.3

  • Loans from $500 to $50,000
  • Terms from 6-60 months
  • Rates as low as 4.6% APR
  • Apply in as little as 60 seconds
  • Completing the application will not affect the consumer's credit score

our choice

Loans up to
$50,000
Minimum Loan Amount
$500
Maximum Loan Amount
$50,000
Term of Loan
Terms from 6-60 months
Low Rates
APR
Rates as low as 4.6% APR
Great Features
Credit Check
No
Instant Response
Yes
Credit Agencies Report
Yes

our choice

Rating 4.5

  • Sign up using this link to receive a $25 welcome offer.
  • Earn enormous bonuses - Like up to 15% cashback on your first-time purchases.
  • Earn an average 5% unlimited cashback at 10,000+ partners.
  • No annual, monthly or overlimit fees.
  • Apply in 3 minutes and start using your Neo Card instantly with Apple Pay or Google Pay.

our choice

Great Rewards
Bonus Offer
Sign up using this link to receive a $25 welcome offer.
Max. Rewards
Earn an average 5% unlimited cashback at 10,000+ partners.
Rewards expiration
See terms
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
See terms
Late Payment Fee
See terms
Instant Response
Instant Response
Yes
Card Network
Mastercard®
Credit Check
Yes

our choice

Rating 4.9

  • You can earn 1% cash back on all of your purchases.220
  • Get the card for $0 and keep your budget on track.
  • There’s no fee to order the card, no fee to load it and no conversion fees when you make a purchase.
  • Use the app to load up to 10 currencies at a time on the go. Shop wherever Visa is accepted.
  • Advanced chip and pin technology keeps your money safe.
  • Shop with foreign currency on global e-commerce sites.
  • Apply. Load. Use everywhere and earn cash back.

our choice

Visa
prepaid card
Card Network
Visa*
Activation Fee
$0
Paper Statement Fee
See terms
Great Rewards
Rewards on Everyday Purchases
You can earn 1% cash back on all of your purchases.220
No Credit Check
Instant Response
Yes
Guaranteed Approval
Yes
Credit Check
No

our choice

Rating 3.9

  • You will earn 15,000 reward points if you charge a net purchase amount of $3,000 to the credit card within 3 months of opening your account.
  • Earn up to 2 points per dollar in eligible grocery and restaurant purchases*
  • 1.5 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
  • 1 point per 1.5 dollars in other purchases
  • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 10 days
  • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
  • Mobile devices insurance against theft or damages for a period of up to 2 years
  • Medical, general and legal assistance
  • Purchase protection in case of theft or damage*
  • Extended Warranty*

our choice

15,000
Bonus
Points
Bonus Offer
You will earn 15,000 reward points if you charge a net purchase amount of $3,000 to the credit card within 3 months of opening your account.
Earn More
on Your
Daily Spending
Rewards on everyday purchases
1 point per 1.5 dollars in other purchases
Max. Rewards
Earn up to 2 points per dollar in eligible grocery and restaurant purchases*
Rewards expiration
Rewards never expire
Unsecured Card
Annual Fee
$70
Regular APR
20.99%
Late Payment Fee
See terms

our choice

Rating 4.2

  • Sign up using this link to receive a $25 welcome offer.
  • Guaranteed approval card that earns you cashback.
  • Earn up to 15% cashback on your first-time purchases and an average 5% cashback at 10,000+ partners.
  • No monthly or annual fees.
  • Cash out your rewards at any time.
  • No hard credit check required to join.

our choice

Great Rewards
Bonus Offer
Sign up using this link to receive a $25 welcome offer.
Max. Rewards
Earn up to 15% cashback on your first-time purchases and an average 5% cashback at 10,000+ partners.
Rewards expiration
See terms
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
See terms
Late Payment Fee
See terms

our choice

Rating 4.6

  • Loans from $1,000 to $25,000
  • Rates as low as 8% APR
  • Helps Canadians achieve their financial goals
  • There are no management, brokerage account, or transaction fees.

our choice

Loans up to
$25,000
Minimum Loan Amount
$1,000
Maximum Loan Amount
$25,000
Term of Loan
36 or 60 months
Low Rates
APR
Rates starting from 8% APR

our choice

Rating 3.8

  • Earn up to 2 points on all card purchases* without restrictions*
  • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days
  • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
  • Medical, general and legal assistance
  • Purchase protection in case of theft or damage*
  • Extended Warranty*

our choice

Earn More
on Your
Daily Spending
Rewards on everyday purchases
Earn up to 2 points on all card purchases* without restrictions*
Max. Rewards
Earn up to 2 points on all card purchases* without restrictions*
Rewards expiration
Rewards never expire

our choice

Rating 4.4

  • Apply for a Tangerine Money-Back Credit Card by May 2nd, 2023 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.206

our choice

Great Rewards
Bonus Offer
Apply for a Tangerine Money-Back Credit Card by May 2nd, 2023 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
Max. Rewards
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Rewards expiration
See terms
1.95%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases
1.95%
(30 days)*
Intro APR on Balance Transfer
1.95%
(30 days)*
Regular APR
19.95%*
Balance Transfer Fee
3.00% of the amount transferred, or minimum of $5.00
$0
Annual Fee
Annual Fee
$0*
Foreign Transaction Fee
2.50%
Late Payment Fee
See Terms

our choice

Rating 3.9

  • Your cause. Your card. Created for today's women, the Allure card allows you to contribute to the Quebec Breast Cancer Foundation.
  • Earn 1 point for every $2 spent
  • Receive $10 cashback for each 1,000 points earned
  • Extended warranty*
  • Purchase protection in case of theft or damage*
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

our choice

$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
2.5%
Late Payment Fee
See terms
Earn More
on Your
Daily Spending
Rewards on everyday purchases
Earn 1 point for every $2 spent
Max. Rewards
Earn 1 point for every $2 spent
Rewards expiration
Rewards never expire

our choice

Rating 4.2

  • Helps users build credit and save money207
  • Not a cash loan
  • A 'set it and forget it’ solution for building credit
  • Approval with no credit check
  • Can be approved without a co-signer
  • Access to financial education
  • Paid Referral Program - $100 for every person that signs up for a Credit Builder Loan
  • Reports to both credit bureaus

our choice

Loans up to
$10,000
Minimum Loan Amount
$1,250
Maximum Loan Amount
$10,000
Term of Loan
36 months or 60 months
No Credit Check
Credit Check
No
Instant Response
No
Credit Agencies Report
Yes
Reporting
to the Major Consumer Reporting Agencies
Credit Check
No
Instant Response
No
Credit Agencies Report
Yes

our choice

Rating 3.8

  • Special offer - 0% APR for the first 3 months. Upon sign up, new customers get 5000 Reward Points ≈ $20.00 redeemable after 3 months*
  • Plastk Reward Points on everyday purchases
  • Quick and easy application process
  • Simple way to pay
  • Cash advances
  • Worldwide acceptance
  • Accepted at hotels and car rentals
  • Easy access to premium rewards
  • Helps improve credit score and knowledge
  • For every $1 spent, earn 1 point

our choice

5,000
Bonus
points
Bonus Offer
Special offer - 0% APR for the first 3 months. Upon sign up, new customers get 5000 Reward Points ≈ $20.00 redeemable after 3 months*
17.99%
APR on Purchases
Annual Fee
$48.00
Regular APR
17.99%
Late Payment Fee
See terms
Reporting
to the Major Consumer Reporting Agencies
Build Credit
Yes
Instant Response
No
Card Usage
Use Anywhere

our choice

Rating 3.9

  • 1% on restaurant transactions and recurring automatic transfers 0,5% on all other eligible purchases
  • Protection for your mobile phone: Your new mobile devices, purchased with your card, or phone subscriptions paid for with your card or by automatic transfers from your mycredit account are protected against theft or damages for a period of up to 2 years
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

our choice

Earn More
on Your
Daily Spending
Rewards on everyday purchases
0,5% on all other eligible purchases
Max. Rewards
1% on restaurant transactions and recurring automatic transfers
Rewards expiration
Rewards never expire
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
2.5%
Late Payment Fee
See terms

our choice

Rating 4.3

  • Get your loan offer in as little 3 minutes.
  • No impact to your credit score to check your rate with Mogo.
  • No obligation to take the loan.
  • Checking your rate also gets you free credit score monitoring and free ID fraud protection ($240 a year value).
  • Completely digital application, no need to go into a store/location.
  • Receive your loan funds as soon as the same day.
  • No pre-payment penalties, pay the loan off or make additional payments towards the outstanding principal balance at any time.
  • Your information is safe and secure, Mogo uses bank level security.
  • Get access to other great products including the free MogoCard.
  • Overtime as you build your relationship with Mogo you can gain access to increased credit.

our choice

Loans up to
$35,000
Minimum Loan Amount
$500
Maximum Loan Amount
$35,000
Term of Loan
See terms
Free Credit Score Monitoring
Credit Score Monitoring
Checking your rate also gets you free credit score monitoring and free ID fraud protection ($240 a year value).
Great Features
Credit Check
Yes
Instant Response
Yes
Credit Agencies Report
Yes

our choice

Rating 3.8

  • Earn 1.5% cashback on most online purchases, in grocery stores and on gas*
  • Get unlimited 1% cashback on all other purchases
  • Apply your cashback as soon as you accumulate $10. You can even access your cashback on the go from any tablet or mobile device!
  • Purchase protection in case of theft or damage*
  • Extended warranty*
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

our choice

Earn More
on Your
Daily Spending
Rewards on everyday purchases
Get unlimited 1% cashback on all other purchases
Max. Rewards
Earn 1.5% cashback on most online purchases, in grocery stores and on gas*
Rewards expiration
Rewards never expire

our choice

Rating 4.3

  • Apply for a Tangerine World Mastercard® by May 2nd, 2023 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.162
  • Mastercard® Travel Pass Provided By DragonPass235

our choice

1.95%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases
1.95%
(30 days)*
Intro APR on Balance Transfer
1.95%
(30 days)*
Regular APR
19.95%*
Balance Transfer Fee
3.00% of the amount transferred, or minimum of $5.00
Great Rewards
Bonus Offer
Apply for a Tangerine World Mastercard® by May 2nd, 2023 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
Max. Rewards
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Rewards expiration
See terms
$0
Annual Fee
Annual Fee
$0*
Foreign Transaction Fee
2.50%
Late Payment Fee
See terms

our choice

Rating 3.5

  • Enjoy a simple, efficient and practical payment solution.
  • Access funds anywhere in the world.
  • Control your spending by setting your credit limit to $500.
  • Protect your purchases with an insurance program you can count on.
  • Protect yourself against unauthorized purchases thanks to the MasterCard® Zero Liability program.
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

our choice

$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
2.5%
Late Payment Fee
See terms

our choice

Rating 3.5

  • Extended warranty*
  • Purchase protection in case of theft or damage*
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

our choice

Unsecured Card
Annual Fee
$35
Regular APR
10.70% (min) or prime rate + 4%
Late Payment Fee
See terms
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide

our choice

Rating 4.5

  • Sign up using this link to receive a $25 welcome offer.
  • Earn enormous bonuses - Like up to 15% cashback on your first-time purchases.
  • Earn an average 5% unlimited cashback at 10,000+ partners.
  • No annual, monthly or overlimit fees.
  • Apply in 3 minutes and start using your Neo Card instantly with Apple Pay or Google Pay.

our choice

Great Rewards
Bonus Offer
Sign up using this link to receive a $25 welcome offer.
Max. Rewards
Earn an average 5% unlimited cashback at 10,000+ partners.
Rewards expiration
See terms
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
See terms
Late Payment Fee
See terms
Instant Response
Instant Response
Yes
Card Network
Mastercard®
Credit Check
Yes

our choice

Rating 4.1

  • You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.
  • Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
  • 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
  • 1 point per 1 dollar in other purchases
  • Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide
  • Free and unlimited access along with one (1) guest to the National Bank Bank World MasterCard™ Lounge at Montréal-Trudeau airport.
  • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days
  • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
  • Mobile devices insurance against theft or damages for a period of up to 2 years
  • Medical, general and legal assistance
  • Purchase protection in case of theft or damage*
  • Extended Warranty*

our choice

30,000
Bonus
Points
Bonus Offer
You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.
Earn
5X
Points at Restaurants
Restaurant Rewards
Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
Earn More
on Your
Daily Spending
Rewards on everyday purchases
1 point per 1 dollar in other purchases
Max. Rewards
Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
Rewards expiration
Rewards never expire

our choice

Rating 3.9

  • You will earn 15,000 reward points if you charge a net purchase amount of $3,000 to the credit card within 3 months of opening your account.
  • Earn up to 2 points per dollar in eligible grocery and restaurant purchases*
  • 1.5 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
  • 1 point per 1.5 dollars in other purchases
  • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 10 days
  • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
  • Mobile devices insurance against theft or damages for a period of up to 2 years
  • Medical, general and legal assistance
  • Purchase protection in case of theft or damage*
  • Extended Warranty*

our choice

15,000
Bonus
Points
Bonus Offer
You will earn 15,000 reward points if you charge a net purchase amount of $3,000 to the credit card within 3 months of opening your account.
Earn More
on Your
Daily Spending
Rewards on everyday purchases
1 point per 1.5 dollars in other purchases
Max. Rewards
Earn up to 2 points per dollar in eligible grocery and restaurant purchases*
Rewards expiration
Rewards never expire
Unsecured Card
Annual Fee
$70
Regular APR
20.99%
Late Payment Fee
See terms

our choice

Rating 4.9

  • You can earn 1% cash back on all of your purchases.220
  • Get the card for $0 and keep your budget on track.
  • There’s no fee to order the card, no fee to load it and no conversion fees when you make a purchase.
  • Use the app to load up to 10 currencies at a time on the go. Shop wherever Visa is accepted.
  • Advanced chip and pin technology keeps your money safe.
  • Shop with foreign currency on global e-commerce sites.
  • Apply. Load. Use everywhere and earn cash back.

our choice

Visa
prepaid card
Card Network
Visa*
Activation Fee
$0
Paper Statement Fee
See terms
Great Rewards
Rewards on Everyday Purchases
You can earn 1% cash back on all of your purchases.220
No Credit Check
Instant Response
Yes
Guaranteed Approval
Yes
Credit Check
No

our choice

Rating 3.8

  • Earn up to 2 points on all card purchases* without restrictions*
  • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days
  • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
  • Medical, general and legal assistance
  • Purchase protection in case of theft or damage*
  • Extended Warranty*

our choice

Earn More
on Your
Daily Spending
Rewards on everyday purchases
Earn up to 2 points on all card purchases* without restrictions*
Max. Rewards
Earn up to 2 points on all card purchases* without restrictions*
Rewards expiration
Rewards never expire

our choice

Rating 4.2

  • Sign up using this link to receive a $25 welcome offer.
  • Guaranteed approval card that earns you cashback.
  • Earn up to 15% cashback on your first-time purchases and an average 5% cashback at 10,000+ partners.
  • No monthly or annual fees.
  • Cash out your rewards at any time.
  • No hard credit check required to join.

our choice

Great Rewards
Bonus Offer
Sign up using this link to receive a $25 welcome offer.
Max. Rewards
Earn up to 15% cashback on your first-time purchases and an average 5% cashback at 10,000+ partners.
Rewards expiration
See terms
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
See terms
Late Payment Fee
See terms

our choice

Rating 3.9

  • Your cause. Your card. Created for today's women, the Allure card allows you to contribute to the Quebec Breast Cancer Foundation.
  • Earn 1 point for every $2 spent
  • Receive $10 cashback for each 1,000 points earned
  • Extended warranty*
  • Purchase protection in case of theft or damage*
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

our choice

$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
2.5%
Late Payment Fee
See terms
Earn More
on Your
Daily Spending
Rewards on everyday purchases
Earn 1 point for every $2 spent
Max. Rewards
Earn 1 point for every $2 spent
Rewards expiration
Rewards never expire

our choice

Rating 4.3

  • Apply for a Tangerine World Mastercard® by May 2nd, 2023 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.162
  • Mastercard® Travel Pass Provided By DragonPass235

our choice

1.95%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases
1.95%
(30 days)*
Intro APR on Balance Transfer
1.95%
(30 days)*
Regular APR
19.95%*
Balance Transfer Fee
3.00% of the amount transferred, or minimum of $5.00
Great Rewards
Bonus Offer
Apply for a Tangerine World Mastercard® by May 2nd, 2023 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
Max. Rewards
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Rewards expiration
See terms
$0
Annual Fee
Annual Fee
$0*
Foreign Transaction Fee
2.50%
Late Payment Fee
See terms

our choice

Rating 3.9

  • 1% on restaurant transactions and recurring automatic transfers 0,5% on all other eligible purchases
  • Protection for your mobile phone: Your new mobile devices, purchased with your card, or phone subscriptions paid for with your card or by automatic transfers from your mycredit account are protected against theft or damages for a period of up to 2 years
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

our choice

Earn More
on Your
Daily Spending
Rewards on everyday purchases
0,5% on all other eligible purchases
Max. Rewards
1% on restaurant transactions and recurring automatic transfers
Rewards expiration
Rewards never expire
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
2.5%
Late Payment Fee
See terms

our choice

Rating 3.8

  • Special offer - 0% APR for the first 3 months. Upon sign up, new customers get 5000 Reward Points ≈ $20.00 redeemable after 3 months*
  • Plastk Reward Points on everyday purchases
  • Quick and easy application process
  • Simple way to pay
  • Cash advances
  • Worldwide acceptance
  • Accepted at hotels and car rentals
  • Easy access to premium rewards
  • Helps improve credit score and knowledge
  • For every $1 spent, earn 1 point

our choice

5,000
Bonus
points
Bonus Offer
Special offer - 0% APR for the first 3 months. Upon sign up, new customers get 5000 Reward Points ≈ $20.00 redeemable after 3 months*
17.99%
APR on Purchases
Annual Fee
$48.00
Regular APR
17.99%
Late Payment Fee
See terms
Reporting
to the Major Consumer Reporting Agencies
Build Credit
Yes
Instant Response
No
Card Usage
Use Anywhere

our choice

Rating 3.8

  • Earn 1.5% cashback on most online purchases, in grocery stores and on gas*
  • Get unlimited 1% cashback on all other purchases
  • Apply your cashback as soon as you accumulate $10. You can even access your cashback on the go from any tablet or mobile device!
  • Purchase protection in case of theft or damage*
  • Extended warranty*
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

our choice

Earn More
on Your
Daily Spending
Rewards on everyday purchases
Get unlimited 1% cashback on all other purchases
Max. Rewards
Earn 1.5% cashback on most online purchases, in grocery stores and on gas*
Rewards expiration
Rewards never expire

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Rating 4.4

  • Apply for a Tangerine Money-Back Credit Card by May 2nd, 2023 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.206

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Great Rewards
Bonus Offer
Apply for a Tangerine Money-Back Credit Card by May 2nd, 2023 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
Max. Rewards
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Rewards expiration
See terms
1.95%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases
1.95%
(30 days)*
Intro APR on Balance Transfer
1.95%
(30 days)*
Regular APR
19.95%*
Balance Transfer Fee
3.00% of the amount transferred, or minimum of $5.00
$0
Annual Fee
Annual Fee
$0*
Foreign Transaction Fee
2.50%
Late Payment Fee
See Terms
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide

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Rating 4.5

  • Sign up using this link to receive a $25 welcome offer.
  • Earn enormous bonuses - Like up to 15% cashback on your first-time purchases.
  • Earn an average 5% unlimited cashback at 10,000+ partners.
  • No annual, monthly or overlimit fees.
  • Apply in 3 minutes and start using your Neo Card instantly with Apple Pay or Google Pay.

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Great Rewards
Bonus Offer
Sign up using this link to receive a $25 welcome offer.
Max. Rewards
Earn an average 5% unlimited cashback at 10,000+ partners.
Rewards expiration
See terms
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
See terms
Late Payment Fee
See terms
Instant Response
Instant Response
Yes
Card Network
Mastercard®
Credit Check
Yes

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Rating 4.3

  • Apply for a Tangerine World Mastercard® by May 2nd, 2023 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.162
  • Mastercard® Travel Pass Provided By DragonPass235

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1.95%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases
1.95%
(30 days)*
Intro APR on Balance Transfer
1.95%
(30 days)*
Regular APR
19.95%*
Balance Transfer Fee
3.00% of the amount transferred, or minimum of $5.00
Great Rewards
Bonus Offer
Apply for a Tangerine World Mastercard® by May 2nd, 2023 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
Max. Rewards
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Rewards expiration
See terms
$0
Annual Fee
Annual Fee
$0*
Foreign Transaction Fee
2.50%
Late Payment Fee
See terms

our choice

Rating 4.9

  • You can earn 1% cash back on all of your purchases.220
  • Get the card for $0 and keep your budget on track.
  • There’s no fee to order the card, no fee to load it and no conversion fees when you make a purchase.
  • Use the app to load up to 10 currencies at a time on the go. Shop wherever Visa is accepted.
  • Advanced chip and pin technology keeps your money safe.
  • Shop with foreign currency on global e-commerce sites.
  • Apply. Load. Use everywhere and earn cash back.

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Visa
prepaid card
Card Network
Visa*
Activation Fee
$0
Paper Statement Fee
See terms
Great Rewards
Rewards on Everyday Purchases
You can earn 1% cash back on all of your purchases.220
No Credit Check
Instant Response
Yes
Guaranteed Approval
Yes
Credit Check
No