Canadian Credit Card Applications
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Best Canadian Credit Cards
Canada credit cards are offered by the authoritative credit company, and you can find competitive rates and no annual fee American Express offers available in Canada. Canada bank card applications presented here are mainly for people with good payment history, who are eager to open credit lines for business or consumer needs.
Canada residents may choose from a wide assortment of bank products such as credit offers with low APR, no fee plastics and frequent flyer mile cards. You can apply online for a bank card of your choice orienting on your individual needs.
We offer a considerable number of Canada card applications online, so you can be in the know of the latest bank products in the country. Contrast the features, terms and conditions of the available online applications to choose the best Canadian deal for you!
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
19.99%
$120
CARD DETAILS:
- Earn up to $300 in bonus reward points â—Š
- Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
- Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
- Earn 1 point for every $1 you spend on all other eligible everyday purchases
- Complimentary Concierge Services 24/7
- Amex exclusive benefits (Front Of The Line)
- Rates, fees, offers and other information are effective as of August 1, 2019. Subject to change.
Fair / Bad Credit
Summary of Key Features:
Maximum Loan Amount
Minimum Loan Amount
Minimum Income Required
Minimum Age of a Borrower
$10,000
$2,000
See terms
19
LOAN DETAILS:
- Fast, Flexible & Straightforward Loans.
- Borrow $2,000 - $10,000 with bad credit
- Safe and secure loan application, get approved in 60 seconds
- No early settlement fees
- 100% online application
Any Credit
Summary of Key Features:
Maximum Loan Amount
Minimum Loan Amount
Minimum Income Required
Minimum Age of a Borrower
$50,000
$500
See terms
18 years
LOAN DETAILS:
- Search multiple lenders and get approved at the best rate and terms
- Get approved in 5 minutes, with same-day funding
- Terms range from 6 to 60 months with rates starting at 4.6% APR
- Whether you have poor, excellent or no credit we have a lender that fits your needs
Excellent Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
20.99%
First year annual fee waived, $120 after that.
CARD DETAILS:
- First year annual fee waived1
- 4% on eligible recurring bill payments and grocery store purchases
- 2% on eligible gas station and daily transit purchases
- 1% cash back on all other eligible everyday purchases
- Complimentary Concierge Services 24/7
- Visa Infinite Dining Series
- Visa Infinite Music Series
- Wine Country Wonders
- Luxury Hotel Privileges
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
- Rates, fees and other information are effective as of August 1, 2019. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
3.99% for the first 6 months*
16.99%
$0
CARD DETAILS:
- 3.99% introductory interest rate on balance transfers for the first 6 months (16.99% after that)â—Š
- A great low rate with no annual fee
- Pay down balances faster
- Simplify your monthly payments
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
19.99%
$0
CARD DETAILS:
- 7.99% introductory interest rate on purchases for the first 6 monthsâ€
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
See Terms
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
1.95%
(30 days)*
(30 days)*
1.95%
(30 days)*
(30 days)*
19.95%*
$0*
CARD DETAILS:
- Special Offer: Earn 4% Money-Back Rewards on purchases in two Money-Back Categories of their choice, and 0.50% Money-Back Rewards on all other purchases.162
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
- Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.
- Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
19.99%
$0
CARD DETAILS:
- Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 monthsâ—Š
- Earn 1 SCENE point for every $1 you spend on credit card purchases
- Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
- Rates, fees and other information are effective as of March 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
19.99%
$0
CARD DETAILS:
- Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 monthsâ—Š
- Earn one Scotia Rewards point on all eligible everyday purchases
- Flexible Point Redemption
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
2.99% for the first 6 months*
19.99%
$39
CARD DETAILS:
- 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)â—Š
- Cash back with low annual fee
- 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 1% cash back on all other eligible everyday purchases
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
0.99% for the first 6 months*
12.99%
$29
CARD DETAILS:
- 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)â—Š
- Save hundreds of dollars in interest a year
- Low 12.99% interest rate
- Pay down balances faster
- Simplify your monthly payments
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
See Terms
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
1.95%
(30 days)*
(30 days)*
1.95%
(30 days)*
(30 days)*
19.95%*
$0*
CARD DETAILS:
- Special Offer: Earn 4% Money-Back Rewards on purchases in two Money-Back Categories of their choice, and 0.50% Money-Back Rewards on all other purchases.162
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
- Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.
- Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
Excellent Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
20.99%
First year annual fee waived, $120 after that.
CARD DETAILS:
- First year annual fee waived1
- 4% on eligible recurring bill payments and grocery store purchases
- 2% on eligible gas station and daily transit purchases
- 1% cash back on all other eligible everyday purchases
- Complimentary Concierge Services 24/7
- Visa Infinite Dining Series
- Visa Infinite Music Series
- Wine Country Wonders
- Luxury Hotel Privileges
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
- Rates, fees and other information are effective as of August 1, 2019. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
3.99% for the first 6 months*
16.99%
$0
CARD DETAILS:
- 3.99% introductory interest rate on balance transfers for the first 6 months (16.99% after that)â—Š
- A great low rate with no annual fee
- Pay down balances faster
- Simplify your monthly payments
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
19.99%
$0
CARD DETAILS:
- Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 monthsâ—Š
- Earn 1 SCENE point for every $1 you spend on credit card purchases
- Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
- Rates, fees and other information are effective as of March 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
19.99%
$0
CARD DETAILS:
- 7.99% introductory interest rate on purchases for the first 6 monthsâ€
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
19.99%
$0
CARD DETAILS:
- Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 monthsâ—Š
- Earn one Scotia Rewards point on all eligible everyday purchases
- Flexible Point Redemption
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
2.99% for the first 6 months*
19.99%
$39
CARD DETAILS:
- 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39)â—Š
- Cash back with low annual fee
- 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 1% cash back on all other eligible everyday purchases
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
0.99% for the first 6 months*
12.99%
$29
CARD DETAILS:
- 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)â—Š
- Save hundreds of dollars in interest a year
- Low 12.99% interest rate
- Pay down balances faster
- Simplify your monthly payments
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
3.99% for the first 6 months*
16.99%
$0
CARD DETAILS:
- 3.99% introductory interest rate on balance transfers for the first 6 months (16.99% after that)â—Š
- A great low rate with no annual fee
- Pay down balances faster
- Simplify your monthly payments
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
19.99%
$0
CARD DETAILS:
- 7.99% introductory interest rate on purchases for the first 6 monthsâ€
- Cash back on everyday spending with no annual fee
- 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
- 0.5% cash back on all other eligible everyday purchases
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
See Terms
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
1.95%
(30 days)*
(30 days)*
1.95%
(30 days)*
(30 days)*
19.95%*
$0*
CARD DETAILS:
- Special Offer: Earn 4% Money-Back Rewards on purchases in two Money-Back Categories of their choice, and 0.50% Money-Back Rewards on all other purchases.162
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
- Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.
- Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
19.99%
$0
CARD DETAILS:
- Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 monthsâ—Š
- Earn 1 SCENE point for every $1 you spend on credit card purchases
- Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com
- Rates, fees and other information are effective as of March 1, 2018. Subject to change.
Good Credit
Compare
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
N/A
N/A
19.99%
$0
CARD DETAILS:
- Earn 5,000 bonus Scotia Rewards points with your first $500 in everyday purchases in first 3 monthsâ—Š
- Earn one Scotia Rewards point on all eligible everyday purchases
- Flexible Point Redemption
- Rates, fees and other information are effective as of February 1, 2018. Subject to change.
Not Sure Which Card to Choose? Ask Our Experts!
Wide Range of Credit Cards for Canadians
To make a credit card application online, make sure you are eligible for the chosen bank offer (e.g. unsecured or rewards credit card applications). Evaluate the terms and conditions of each product presented to make the right choice when making the application.
If you expect credit companies to offer instant approval for bank products for fair or bad credit, issued in Canada, unfortunately you won't find them here.
Canada applications require good credit rating, so we do not provide customers with secured credit card applications. Though bad credit card applications in Canada, cards for fair credit (including secured credit offers in Canada) and no credit products are a frequent request at the site, still, there are no applications for these products.
You can rather find a credit card application with balance transfer or some rewards than a secured Visa product for Canada residents or any other deal for bad payment history. So, select a Canadian bank offer for good payment record and satisfy your personal needs applying online for it.
Like all other online credit card applications, opening a Canada credit line implies filling out a form, after which the bank decides whether or not to approve you. The procedure of making online applications is quick and safe. If you are choosing a most profitable application form online, you have convenient charts and easy online tools for comparing Canada applications available.
On the site customers can also find bank offers with cash back, as well as gasoline and hotel credit offers available through MasterCard or Visa card applications. Get the best bank credit offers to apply - instant online approval and balance transfer credit cards. Or you can choose among bank student credit offers.
See also Credit Cards for: