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Best Canadian Credit Cards: October 2024

Here you can find Canada credit cards from some of the popular credit card companies in Canada. Whether you are looking for competitive rates or American Express credit card offers, best rewards credit cards or balance transfer credit cards, we have you covered. Mastercard and Visa credit cards are also available. Canada residents can choose from a wide assortment of bank products from prepaid cards and personal loans to credit card offers to find the best deal!
Please note that all credit offers on this page are for Canadian citizens only. If you are an American resident or citizen, please see the best US credit card offers.

Show more
  • Top for October 2024
  • Rewards
  • No Annual Fee
  • Personal Loans
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide

our choice

Rating 4.7

  • Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido or Shaw.
  • Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars.
  • Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases.
  • 5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75 value).
  • Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.

our choice

Earn Up to
3%
Cash Back
Max. Rewards:
Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars.
Rewards on everyday purchases:
Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases.
Bonus Offer:
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Unsecured Card
Annual Fee:
$0
Regular APR:
20.99%
Late Payment Fee:
See terms

our choice

Rating 4.3

  • Loans from $500 to $60,000
  • Terms from 3-120 months
  • Rates as low as 8.99% APR
  • Apply in as little as 60 seconds
  • Completing the application will not affect the consumer's credit score

our choice

Loans up to
$60,000
Minimum Loan Amount:
$500
Maximum Loan Amount:
$60,000
Term of Loan:
Terms from 3-120 months
Low Rates
APR:
Rates as low as 8.99% APR
Great Features
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes
Apply for Neo Credit - Credit-Land.com APPLY NOW

Excellent/Good/Fair Credit

our choice

Rating 4.5

  • Sign up using this link to receive a $25 welcome offer.
  • No annual, monthly or overlimit fees.317
  • Apply in 3 minutes and start using your Neo Credit card instantly with Apple Pay or Google Pay.
  • Earn a guaranteed minimum of 0.5% cashback every month.319
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners320 if you upgrade to Premium account (get an average of up to 6% cashback!324).
  • Upgrade to Premium for more cashback + exclusive perks and features. The first month is free.
  • Note: this offer is only available in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.

our choice

Great Rewards
Bonus Offer:
Sign up using this link to receive a $25 welcome offer.
Max. Rewards:
Earn 5% average cashback324 at restaurants, bars and cafes.
Rewards expiration:
See terms
$0
Annual Fee
Annual Fee:
$0317
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Instant Response
Instant Response:
Yes
Card Network:
Mastercard®
Credit Check:
Yes

our choice

Rating 4.7

  • Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido or Shaw.
  • Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.
  • Earn 1% unlimited cash back on eligible non-U.S. dollar purchases.
  • 5 Roam Like Home days at no cost.
  • $60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.
  • Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.

our choice

$60
Cash Back Bonus
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.
Redemption Options:
Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.
Rewards expiration:
Earn Up to
2%
Cash Back
Max. Rewards:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.
Rewards on everyday purchases:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms

our choice

Rating 4.2

  • $25 sign up bonus on account funding of $50.
  • Guaranteed approval card that earns you cashback.325
  • Free credit reporting.
  • Only $5 / Month.
  • Cash out your rewards at any time.
  • No hard credit check322 required to join.
  • Earn a guaranteed minimum of 0.5% cashback319 every month.
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners323 if you upgrade to Premium account (get an average of up to 6% cashback!324).
  • Upgrade to Premium for more cashback + exclusive perks and features. The first month is free.
  • Note: this offer is only available in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.

our choice

Great Reward Bonus
Bonus Offer:
$25 sign up bonus on account funding of $50.
Max. Rewards:
Earn 5% average cashback324 at restaurants, bars and cafes.
Rewards expiration:
See terms
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Instant Response:
Yes
Card Usage:
Use Anywhere Mastercard® is Accepted

our choice

Rating 4.4

  • Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.206
  • Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
  • Rack up Money-Back Rewards and pay no annual fee with Tangerine’s Money-Back Credit Card.*
  • Orange Alerts.*
  • Purchase Assurance and Extended Warranty.*
  • *Click apply to read the full Terms and Conditions.

our choice

Great Rewards
Bonus Offer:
Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.206
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (19.95% after that).*
Regular APR:
19.95%*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*
Apply for Mogo Personal Loans - Credit-Land.com APPLY NOW

Excellent/Good/Fair/Poor Credit

our choice

Rating 4.3

  • Get your loan offer in as little 3 minutes.
  • No impact to your credit score to check your rate with Mogo.
  • No obligation to take the loan.
  • Checking your rate also gets you free credit score monitoring and free ID fraud protection ($240 a year value).
  • Completely digital application, no need to go into a store/location.
  • Receive your loan funds as soon as the same day.
  • No pre-payment penalties, pay the loan off or make additional payments towards the outstanding principal balance at any time.
  • Your information is safe and secure, Mogo uses bank level security.
  • Get access to other great products including the free MogoCard.
  • Overtime as you build your relationship with Mogo you can gain access to increased credit.

our choice

Loans up to
$35,000
Minimum Loan Amount:
$500
Maximum Loan Amount:
$35,000
Term of Loan:
See terms
Free Credit Score Monitoring
Credit Score Monitoring:
Checking your rate also gets you free credit score monitoring and free ID fraud protection ($240 a year value).
Great Features
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes

our choice

Rating 4.3

  • Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.162
  • Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
  • Rack up Money-Back Rewards and pay no annual fee with Tangerine’s World Mastercard®.*
  • Free cards for Authorized Users on your Account.*
  • Rental Car Collision/Loss Damage Insurance and Mobile Device Insurance.*
  • Purchase Assurance and Extended Warranty.*
  • Mastercard® Travel Pass Provided By DragonPass.*
  • *Click apply to read the full Terms and Conditions.

our choice

1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (19.95% after that).*
Regular APR:
19.95%*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
Great Rewards
Bonus Offer:
Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.162
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Apply for Neo Credit - Credit-Land.com APPLY NOW

Excellent/Good/Fair Credit

our choice

Rating 4.5

  • Sign up using this link to receive a $25 welcome offer.
  • No annual, monthly or overlimit fees.317
  • Apply in 3 minutes and start using your Neo Credit card instantly with Apple Pay or Google Pay.
  • Earn a guaranteed minimum of 0.5% cashback every month.319
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners320 if you upgrade to Premium account (get an average of up to 6% cashback!324).
  • Upgrade to Premium for more cashback + exclusive perks and features. The first month is free.
  • Note: this offer is only available in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.

our choice

Great Rewards
Bonus Offer:
Sign up using this link to receive a $25 welcome offer.
Max. Rewards:
Earn 5% average cashback324 at restaurants, bars and cafes.
Rewards expiration:
See terms
$0
Annual Fee
Annual Fee:
$0317
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Instant Response
Instant Response:
Yes
Card Network:
Mastercard®
Credit Check:
Yes

our choice

Rating 4.7

  • Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido or Shaw.
  • Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.
  • Earn 1% unlimited cash back on eligible non-U.S. dollar purchases.
  • 5 Roam Like Home days at no cost.
  • $60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.
  • Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.

our choice

$60
Cash Back Bonus
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.
Redemption Options:
Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.
Rewards expiration:
Earn Up to
2%
Cash Back
Max. Rewards:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.
Rewards on everyday purchases:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms

our choice

Rating 4.2

  • $25 sign up bonus on account funding of $50.
  • Guaranteed approval card that earns you cashback.325
  • Free credit reporting.
  • Only $5 / Month.
  • Cash out your rewards at any time.
  • No hard credit check322 required to join.
  • Earn a guaranteed minimum of 0.5% cashback319 every month.
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners323 if you upgrade to Premium account (get an average of up to 6% cashback!324).
  • Upgrade to Premium for more cashback + exclusive perks and features. The first month is free.
  • Note: this offer is only available in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.

our choice

Great Reward Bonus
Bonus Offer:
$25 sign up bonus on account funding of $50.
Max. Rewards:
Earn 5% average cashback324 at restaurants, bars and cafes.
Rewards expiration:
See terms
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Instant Response:
Yes
Card Usage:
Use Anywhere Mastercard® is Accepted

our choice

Rating 4.7

  • Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido or Shaw.
  • Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars.
  • Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases.
  • 5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75 value).
  • Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.

our choice

Earn Up to
3%
Cash Back
Max. Rewards:
Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars.
Rewards on everyday purchases:
Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases.
Bonus Offer:
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Unsecured Card
Annual Fee:
$0
Regular APR:
20.99%
Late Payment Fee:
See terms

our choice

Rating 4.3

  • Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.162
  • Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
  • Rack up Money-Back Rewards and pay no annual fee with Tangerine’s World Mastercard®.*
  • Free cards for Authorized Users on your Account.*
  • Rental Car Collision/Loss Damage Insurance and Mobile Device Insurance.*
  • Purchase Assurance and Extended Warranty.*
  • Mastercard® Travel Pass Provided By DragonPass.*
  • *Click apply to read the full Terms and Conditions.

our choice

1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (19.95% after that).*
Regular APR:
19.95%*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
Great Rewards
Bonus Offer:
Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.162
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*

our choice

Rating 4.4

  • Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.206
  • Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
  • Rack up Money-Back Rewards and pay no annual fee with Tangerine’s Money-Back Credit Card.*
  • Orange Alerts.*
  • Purchase Assurance and Extended Warranty.*
  • *Click apply to read the full Terms and Conditions.

our choice

Great Rewards
Bonus Offer:
Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.206
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (19.95% after that).*
Regular APR:
19.95%*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Apply for Neo Credit - Credit-Land.com APPLY NOW

Excellent/Good/Fair Credit

our choice

Rating 4.5

  • Sign up using this link to receive a $25 welcome offer.
  • No annual, monthly or overlimit fees.317
  • Apply in 3 minutes and start using your Neo Credit card instantly with Apple Pay or Google Pay.
  • Earn a guaranteed minimum of 0.5% cashback every month.319
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners320 if you upgrade to Premium account (get an average of up to 6% cashback!324).
  • Upgrade to Premium for more cashback + exclusive perks and features. The first month is free.
  • Note: this offer is only available in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.

our choice

Great Rewards
Bonus Offer:
Sign up using this link to receive a $25 welcome offer.
Max. Rewards:
Earn 5% average cashback324 at restaurants, bars and cafes.
Rewards expiration:
See terms
$0
Annual Fee
Annual Fee:
$0317
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Instant Response
Instant Response:
Yes
Card Network:
Mastercard®
Credit Check:
Yes

our choice

Rating 4.7

  • Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido or Shaw.
  • Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.
  • Earn 1% unlimited cash back on eligible non-U.S. dollar purchases.
  • 5 Roam Like Home days at no cost.
  • $60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.
  • Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.

our choice

$60
Cash Back Bonus
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.
Redemption Options:
Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.
Rewards expiration:
Earn Up to
2%
Cash Back
Max. Rewards:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.
Rewards on everyday purchases:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms

our choice

Rating 4.3

  • Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.162
  • Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
  • Rack up Money-Back Rewards and pay no annual fee with Tangerine’s World Mastercard®.*
  • Free cards for Authorized Users on your Account.*
  • Rental Car Collision/Loss Damage Insurance and Mobile Device Insurance.*
  • Purchase Assurance and Extended Warranty.*
  • Mastercard® Travel Pass Provided By DragonPass.*
  • *Click apply to read the full Terms and Conditions.

our choice

1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (19.95% after that).*
Regular APR:
19.95%*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
Great Rewards
Bonus Offer:
Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.162
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*

our choice

Rating 4.7

  • Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido or Shaw.
  • Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars.
  • Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases.
  • 5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75 value).
  • Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.

our choice

Earn Up to
3%
Cash Back
Max. Rewards:
Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars.
Rewards on everyday purchases:
Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases.
Bonus Offer:
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Unsecured Card
Annual Fee:
$0
Regular APR:
20.99%
Late Payment Fee:
See terms

our choice

Rating 4.2

  • $25 sign up bonus on account funding of $50.
  • Guaranteed approval card that earns you cashback.325
  • Free credit reporting.
  • Only $5 / Month.
  • Cash out your rewards at any time.
  • No hard credit check322 required to join.
  • Earn a guaranteed minimum of 0.5% cashback319 every month.
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners323 if you upgrade to Premium account (get an average of up to 6% cashback!324).
  • Upgrade to Premium for more cashback + exclusive perks and features. The first month is free.
  • Note: this offer is only available in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.

our choice

Great Reward Bonus
Bonus Offer:
$25 sign up bonus on account funding of $50.
Max. Rewards:
Earn 5% average cashback324 at restaurants, bars and cafes.
Rewards expiration:
See terms
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Instant Response:
Yes
Card Usage:
Use Anywhere Mastercard® is Accepted

our choice

Rating 4.4

  • Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.206
  • Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
  • Rack up Money-Back Rewards and pay no annual fee with Tangerine’s Money-Back Credit Card.*
  • Orange Alerts.*
  • Purchase Assurance and Extended Warranty.*
  • *Click apply to read the full Terms and Conditions.

our choice

Great Rewards
Bonus Offer:
Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.206
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (19.95% after that).*
Regular APR:
19.95%*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide

our choice

Rating 4.3

  • Loans from $500 to $60,000
  • Terms from 3-120 months
  • Rates as low as 8.99% APR
  • Apply in as little as 60 seconds
  • Completing the application will not affect the consumer's credit score

our choice

Loans up to
$60,000
Minimum Loan Amount:
$500
Maximum Loan Amount:
$60,000
Term of Loan:
Terms from 3-120 months
Low Rates
APR:
Rates as low as 8.99% APR
Great Features
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes
Apply for Mogo Personal Loans - Credit-Land.com APPLY NOW

Excellent/Good/Fair/Poor Credit

our choice

Rating 4.3

  • Get your loan offer in as little 3 minutes.
  • No impact to your credit score to check your rate with Mogo.
  • No obligation to take the loan.
  • Checking your rate also gets you free credit score monitoring and free ID fraud protection ($240 a year value).
  • Completely digital application, no need to go into a store/location.
  • Receive your loan funds as soon as the same day.
  • No pre-payment penalties, pay the loan off or make additional payments towards the outstanding principal balance at any time.
  • Your information is safe and secure, Mogo uses bank level security.
  • Get access to other great products including the free MogoCard.
  • Overtime as you build your relationship with Mogo you can gain access to increased credit.

our choice

Loans up to
$35,000
Minimum Loan Amount:
$500
Maximum Loan Amount:
$35,000
Term of Loan:
See terms
Free Credit Score Monitoring
Credit Score Monitoring:
Checking your rate also gets you free credit score monitoring and free ID fraud protection ($240 a year value).
Great Features
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes
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wide range OF CREDIT CARDS
FOR CANADIANS

We offer a considerable number of Canada card applications online, so you can be in the know of the latest bank products in the country. You can apply online for a bank card of your choice orienting on your individual needs. To make a credit card application online, make sure you are eligible for the chosen bank offer (e.g. unsecured or rewards credit card applications). Evaluate the terms and conditions of each product presented to make the right choice when making the application.

If you expect credit companies to offer instant approval for bank products for fair or bad credit, issued in Canada, unfortunately you won't find them here. Canada bank card applications presented here are mainly for people with good payment history, who are eager to open credit lines for business or consumer needs.

Canada applications require good credit rating, so we do not provide customers with secured credit card applications. Though bad credit card applications in Canada, cards for fair credit (including secured credit offers in Canada) and no credit products are a frequent request at the site, still, there are no applications for these products.

You can rather find a credit card application with balance transfer or some rewards than a secured Visa product for Canada residents or any other deal for bad payment history. So, select a Canadian bank offer for good payment record and satisfy your personal needs applying online for it.

Like all other online credit card applications, opening a Canada credit line implies filling out a form, after which the bank decides whether or not to approve you. The procedure of making online applications is quick and safe. If you are choosing the most profitable application form online, you have convenient charts and easy online tools for comparing Canada applications available.

On the site customers can also find bank offers with cash back, as well as gasoline and hotel credit offers available through MasterCard or Visa card applications. Get the best bank credit offers to apply - instant online approval and balance transfer credit cards. Or you can choose among bank student credit offers.

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questionsABOUT
CREDIT CARDS

How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

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Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

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How do store credit cards work?

Store credit cards are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing store. That means you won’t be able to use store cards...

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