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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Citi Custom CashSM Card
Credit Card Details
- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee
- Citi will only issue one Citi Custom Cash℠ Card account per person.
your rewards
EARN
REDEEM
BONUS OFFER
20,000
ThankYou® Points
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
REWARDS RATE
5X
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
1X
Earn unlimited 1% cash back on all other purchases.
Redeem your points for cash back as a direct deposit, a statement credit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.com.
Points do not expire provided your account is active and in good standing‡
Interest Rates & Fees
Intro APR:
0% (15 months)
Regular APR:
13.99% – 23.99% (Variable)
Penalty APR:
Up to 29.99% (Variable)
Intro APR:
0% (15 months)
Regular APR:
13.99% – 23.99% (Variable)
Balance Transfer Fee:
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Regular APR:
25.24% (Variable)
Cash Advance Fee:
5% of each cash advance; $10 minimum
Penalty APR:
Up to 29.99% (Variable)