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A Guide to the Citi Travel Portal

The content is accurate at the time of publication and is subject to change.

Citi is a Credit-Land.com advertising partner.

This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Citi.

The Citi Travel portal was recently revamped and it is now partnered with Booking.com and powered by Rocket Travel Inc. Citi Travel with Booking.com uses the features and booking availability of Booking.com's brands. The website offers over 1.4 million hotel and resort options worldwide, including properties in Citi's two hotel programs: the Hotel Collection and Luxury Collection. Here we will go over the benefits of the Citi Travel portal, learn about drawbacks, and clarify which cards can be used to access the portal.

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Excellent, Good Credit

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Intro APR on Purchases
0% (15 months)
Intro APR on Balance Transfer
0% (15 months)
Regular APR
17.99% - 27.99% (Variable)
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Annual Fee
$0
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • No Annual Fee

our choice

20,000 ThankYou® Points

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com

Rewards

Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.

The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

Points do not expire provided your account is active and in good standingµ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
17.99% - 27.99% (Variable)

Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

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Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.49% - 28.49% (Variable)
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Annual Fee
$95
  • For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

our choice

75,000 ThankYou® Points

For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.

Rewards

Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.

Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.

Earn 1 Point per $1 spent on all other purchases

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

No expiration and no limit to the amount of points you can earn with this card

Foreign Transaction Fee: 0%

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Excellent, Good Credit

our choice

Intro APR on Purchases
0% (15 months)
Intro APR on Balance Transfer
0% (15 months)
Regular APR
18.49% - 28.49% (Variable)
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
    Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash® Card account per person.

our choice

$200 Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Rewards

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.

Redemption Options

Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.comµ

Your rewards will never expire as long as your account remains open.µ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
18.49% - 28.49% (Variable)

Balance Transfer Fee:
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

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Rating 4.5

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Excellent, Good, Fair Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% (18 months)
Regular APR
18.49% - 28.49% (Variable)
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Annual Fee
$0
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
    Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

our choice

$200 Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Rewards

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.

Redemption Options

Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.comµ

Your points will never expire as long as your account remains open.µ

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% (18 months)

Ongoing APR on Balance Transfers:
18.49% - 28.49% (Variable)

Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

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our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.49% - 28.49% (Variable)
Balance Transfer Fee
$5 or 5% of the amount of each transfer, whichever is greater
Annual Fee
N/A
  • Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening
  • Earn up to an additional $240 back toward your qualifying AT&T Wireless bills every year after eligible spend
  • Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations
  • Earn 2 ThankYou® Points per $1 spent at Grocery Stores
  • Earn 1 ThankYou® Point per $1 spent on all other purchases
  • No limit to the amount of points you can earn, and your points will not expire.
  • No Annual Fee

our choice

Rewards Bonus

Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening

Rewards

Earn up to an additional $240 back toward your qualifying AT&T Wireless bills every year after eligible spend

Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations

Earn 2 ThankYou® Points per $1 spent at Grocery Stores

Earn 1 ThankYou® Point per $1 spent on all other purchases

Redemption Options

Redeem for things like gift cards, travel rewards, or use points at checkout with participating Shop with Points partnersµ

No limit to the amount of points you can earn, and your points will not expire.

Annual Fee: N/A

Overview of Citi Travel

Citi Travel with Booking.com is similar to online travel agencies like Expedia or Travelocity. You can use the platform to search for and book flights, hotels, rental cars, and attractions based on your travel dates, destinations, and other preferences. When you book through the portal, you can use ThankYou Points, your eligible Citi card, or a combination of both to pay for your booking.

When you use your ThankYou earning Citi credit card (not ThankYou Points) to pay for hotels, car rentals and attractions at CitiTravel.com, you will earn higher rewards. Depending on the Citi card you have, you can earn up to 10 points per dollar spent and get other perks:

- with the Citi Strata Premier℠ Card, you can earn 10 points per dollar spent on reservations for hotels, car rentals, and attractions. Plus, once per calendar year, you can get $100 off your single hotel stay of $500 or more booked through Citi Travel;

- with the Citi Rewards+® Card, you can earn a total of 5 points per dollar spent on reservations for hotels, car rentals, and attractions booked through Dec. 31, 2025;

- with the Citi Double Cash® Card, you can earn 5% total cash back on reservations for hotels, car rentals, and attractions booked through Dec 31, 2025;

- with the Citi Custom Cash® Card, you can earn additional 4% cash back on reservations for hotels, car rentals, and attractions booked through June 30, 2026.

Citi Travel with Booking.com is basically a one-stop shop for your vacation. It allows you to book hotels, flights, car rentals, and even tickets to tourist attractions in one place. Additionally, you can get access to various benefits and perks, like exclusive offers, same-day booking opportunities, 24-hour cancellation window for full refunds, and flexible payment options. Here are credit cards that will help you unlock Citi Travel's benefits:

- Citi Strata Premier℠ Card

- Citi Rewards+® Card

- Citi Double Cash® Card

- Citi Custom Cash® Card

- AT&T Points Plus® Card from Citi

- Citi Premier® Card (not available to new applicants)

- AT&T Access Credit Card From Citi (not available to new applicants)

- Citi Prestige® (not available to new applicants)

- Citi ThankYou® Preferred (not available to new applicants)

How to book travel using the Citi Travel portal

There is basically just a single login for using the Citi Travel portal and managing your Citi card account. You can access the travel portal from your Citi account, Citi Mobile App, or directly at CitiTravel.com. The portal functions similarly to other portals, so you shouldn't have any problems with booking flights, finding accommodations, purchasing tickets to tourist sights or guided tours, and renting a car. The service allows you to use different filters to refine your search based on price, dates and times, ratings, and more.

Once you are ready to pay, you will be offered several options: ThankYou Points, Citi credit card, or a mix of the two. When you use points to pay at Citi Travel, the redemption rate is 1 cent per point. If you want to maximize your points value, you can consider transferring your points to Citi's transfer partners.

Pros and cons of booking travel through the Citi Travel portal

Some travelers avoid travel portals because they don't give the maximum value for rewards. Avid travelers prefer transferring points to redeeming them directly through the issuer. However, booking travel through Citi Travel portal has its advantages, too. Below you will find some pros and cons of using Citi Travel.

Pros

- You can book award travel on the dates you want because there are no blackout dates.

- You are not limited to one hotel chain and can book award stays at all kinds of properties outside of popular brands.

- You can get additional perks (like free breakfast, complimentary Wi-Fi, early check-in, late check-out and more) when book properties from Citi's Hotel Collection and Luxury Collection.

- You can earn extra points for bookings with eligible Citi credit cards.

- You can earn airline miles and status qualifying miles if you add your airline frequent flyer number to the reservation.

- You can pool ThankYou Points from different credit cards.

Cons

- You won't earn hotel points or elite status and might not have your hotel elite status recognized.

- You are not guaranteed the best price when book through the portal.

- You may get more value from your points when transferring them to partners.

Bottom line

Citi Travel with Booking.com is a great tool to search and book travel reservations for flights, hotels, rental cars, and attractions. It offers simplicity and smooth experience when you redeem ThankYou Points, and it also offers extra rewards when you pay with a credit card.

Additionally, cardholders of the Citi Strata Premier℠ Card can use their hotel benefits through the portal.

However, it's also important to consider drawbacks and understand what you can earn and what you can lose when using the Citi Travel portal. Still, the portal is super convenient, which may become your deciding factor.

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