User questions & expert advice

A good credit card to start building a credit history with can be a secured credit card. Secured cards are generally aimed at people with no credit history and at people with bad credit who are rebuilding their credit. The secured cards' payment...

You can apply for a credit card issued by a major bank and not by a credit union. Banks usually report credit card activity every month to all three major credit bureaus, so you will be able to see credit score changes as fast as in three months....

Chase has a Balance Liquidation Program which would be a good option for your Chase credit card debt. You will need to contact the bank directly and ask if they could accept you in this Chase's liquidation program and offer an affordable payment...

Since you are already in the Oneworld Priority Ruby tier, then you must be using a credit card from one of the Oneworld airline partners or a member of a frequent flyer program which is a part of Oneworld. What you need to do is to check what...

You may like the Citi^® / AAdvantage^® Executive World Elite^™ Mastercard^® that offers complimentary Admirals Club membership for you and access for guests traveling with you. The card has a rather high annual fee, but if you enjoy the comfort of the lounges often, it will...

There are so-called joint credit card accounts. This means you can have a joint account holder, also known as a co-signer. Joint account holders can both use the credit card equally and are both liable for making credit card payments. Credit card...

There are 5 main factors that make up credit score: payment history, credit utilization, length of credit history, new credit, and credit mix. First of all, you should always monitor your payments so that to be able to cope with all them. Secondly,...

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

You can apply for any credit card that offers 0% on purchases. For example, the Discover it® Cash Back credit card has a 14-month 0% intro APR on purchases (when the introductory interest rate is over,...

If you want to have credit card with great rewards, you may choose the Discover it® Cash Back credit card. This card comes with 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate, all other purchases will earn 1% cash back. What...