User questions & expert advice

You can check your credit card application status either online or over the phone, depending on the credit card issuer. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information....

When you get a credit card, you're given a credit limit. Your credit limit is the total amount you can spend on that card. As you use your card, your available credit changes, though your total credit limit does not. Your available credit is the...

First, it is important to note that AccessOne is not a credit card, the company offers monthly payment plans to patients who received services from one of their participating providers. You can only use the AccessOne plan if your provider is a part...

The Accepted Platinum Card is a line of credit that can be used exclusively at MyUnique Outlet Shopping Club website (www.myuniqueoutlet.com). My Unique Outlet is the online shopping portal for Unique Card Services that offers a wide...

There are in fact many credit cards that we recommend. You could apply for a card from your most frequently visited gas station, like Exxon Mobil credit card, but if you're really trying to get the most out of all your purchases, that wouldn't be a...

There are numerous factors that are considered when the issuer determines what credit limit to extend and at what interest rate. Of course, your credit score is a major factor, but issuers also consider your monthly income, how much you owe, the way...

If you are paying the full price at the gas pump, you might need a way to save on fuel. The easiest way to do that is to have a rewards credit card. Today you can even find a gas rewards credit card - a card designed for those who spend a lot on...

Use it like any other credit card keeping in mind that it is your tool to build your credit. Make small purchases with it regularly, but keep in mind that your available credit limit is relatively low. So try to keep your balance below 30% of your...

No, the U.S. Bank Visa® Platinum Card does not come with a rewards program. Fortunately, there are a lot of other credit cards with rewards for which you can apply online. If you are looking for a Visa credit card, you may also look...

If you are looking for a credit card with a more beneficial rewards program than the TD Cash Visa® Credit Card's, then the Discover it® Cash Back credit card will be a great choice. It comes with a $0 annual fee and...