User questions & expert advice

With the Discover it® Cash Back card, you can earn 5% cash back on everyday purchases at different places each quarter up to a quarterly maximum of $1,500 in spending when activated. Plus, earn unlimited...

If you need the maximum assurance you'll get the required amount, a personal loan is the option to go with. However, things are not black and white with personal loans either. They also require approval, and the approved...

Yes. A credit card is one of the financing options when you need non-extensive kitchen renovation. For example, if you are not going to move walls or make some other major works, a credit card can be a great option. You can find a credit card with...

As a rule, you can transfer up to the full credit limit onto your new credit card. However, some issuers may set different limits for balance transfers. For example, the transfer limit may be capped at 75% of your overall credit limit. To find out...

American Airlines miles can be easily redeemed for nearly free flights and travel all over the world. You can also redeem for reasonable award prices in other classes of service when there are available award seats. For award flights on American...

You don't need to have a formal business or any business income to get a business credit card. A side hustle or hobby that earns extra cash will be enough to qualify for most of the best business credit cards. Additional income...

Although business credit cards are designed primarily for business use, their application and use can often affect your personal credit. When you apply for a new business credit card, a card issuer checks your personal credit...

Business credit cards work similarly to personal credit cards. They give a line of credit to finance purchases and often come with additional rewards and benefits suited to businesses. You charge your business expenses to the...

Opening a debit card together with a checking account is not always obligatory, but it is a widespread and practical choice. A debit card provides convenient access to the funds in your checking account, allows you to make purchases at various...

High-yield savings accounts offer higher interest rates than regular savings accounts, which helps your money grow faster. They work like regular savings accounts, where you put money in and the bank charges interest monthly. The main difference is...