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User questions & expert advice

Welcome to our credit card FAQs section at Credit-Land.com. Here our qualified experts will provide you with up to date information about any subject you ask. We are happy to see your interest and appreciate you have trust in us.

Before asking a question, kindly take a look at Recently Answered Questions section, Recently Published FAQs or browse FAQs in Categories.

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GOT PARTICULAR OFFER?

answers to common questions about different card types

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find people with similar financial situation

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RECENTLY ANSWERED USER QUESTIONS

What lenders can approve me for a loan if I live in Puerto Rico?

We can recommend you pay attention to personal loan offers from our partners. Some of them are suitable for Puerto Rico residents. For example, you may consider LifeLoans. These loans are suitable for all...

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Is there a PenAir credit card? Want to earn PenAir miles, but don't see any offers.

Unfortunately, PenAir doesn't have a co-branded airline credit card. But we can recommend you consider general travel rewards credit cards

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Can't find application for Turkish Airlines credit card. Is it available in the USA?

These credit cards are only valid for Turkish residents. If you are looking for a credit card you can use for flights, consider general travel rewards credit cards. Here you can find credit cards with good rewards, generous sign-up bonuses, no...

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Can you recommend me a credit card with 0% APR on balance transfers and rewards like Beyond One Mastercard offers?

You may find credit cards with 0% intro APR on balance transfers and rewards. For example, consider the Citi® Double Cash Card – 18 month BT offer (Citi is a Credit-Land.com advertising partner). It comes with 18 months of...

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How can I earn rewards with Beyond One Mastercard credit card?

The Beyond One Mastercard credit card allows you to earn 1 point for each $1 spent on purchases. You can also earn up to 5,000 bonus points when using your credit card. However, you may find rewards credit cards with better rewards rates. Consider...

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RECENTLY PUBLISHED FAQs

How can I have two people apply for a credit card / two people reflected on statement?

There are so-called joint credit card accounts. This means you can have a joint account holder, also known as a co-signer. Joint account holders can both use the credit card equally and are both liable for making credit card payments. Credit card...

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How can I make my credit score up?

There are 5 main factors that make up credit score: payment history, credit utilization, length of credit history, new credit, and credit mix. First of all, you should always monitor your payments so that to be able to cope with all them. Secondly,...

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Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

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I've found that Chase Freedom offers 5% cash back in selected categories each quarter. Are there any similar offers?

You are right, Chase Freedom credit card offers 5% cash back on up to $1,500 in combined purchases in bonus categories like gas stations, grocery stores and other each quarter you activate. It is not the only credit card with such rewards offer. For...

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How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors that come into play when you...

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must read FEATURED NEWS
AND RELATED RESEARCH

News: Opening A Store Credit Card: Pros & Cons - Credit-Land.com
Mar 30, 2020

Opening A Store Credit Card: Pros & Cons

Many big retailers and chain stores offer store credit cards, also known as retail cards, to...

Research: How Do Balance Transfers Work? - Credit-Land.com

How Do Balance Transfers Work?

Paying too much in credit card interest is not fun and you will definitely want to look for a way...

Best
CREDIT CARDS FROM OUR PARTNERS

Best
CREDIT CARDS FROM OUR PARTNERS

Excellent, Good Credit
Apply for Citi Rewards+℠ Card - Credit-Land.com

The Citi Rewards+SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

APPLY

on Citi's secure website

Rating 5.0

Excellent, Good Credit
Apply for Citi® Double Cash Card – 18 month BT offer - Credit-Land.com

Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

APPLY

on Citi's secure website

Rating 4.7

Fair/Bad Credit
Apply for First Access Visa® Solid Black Credit Card - Credit-Land.com

Perfect credit not required for approval; we may approve you when others won’t

Rating 3.7

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