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User questions & expert advice
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RECENTLY ANSWERED USER QUESTIONS
Absolutely! If for some reason you have a negative balance on a credit card and you do not want to leave it alone, you can get the money you overpaid back. To do that, you need to contact your credit card issuer to confirm you...Read more
I am looking for a card to upgrade a car. My score is at 589, and I need to raise it to at least 700.
As you may know, payment history has the biggest impact on your credit score. So, a simple way to raise your credit score is to avoid late payments at all costs. Credit utilization refers to the portion of your credit limit that you use at any given...Read more
The Synchrony Car Care™ Credit Card is accepted at participating gas stations only. Those include such popular brands as BP, Shell, 7 Eleven, Sunoco, Hess, ExxonMobil, and other brands. We recommend you use Synchrony's locator map to search for places near you...Read more
The Synchrony Car Care™ Credit Card offers 6 months of no interest on purchases of $199 or more if paid in full. Plus, to qualify for the deferred interest offer, the qualifying amount must be on one receipt. However, not all purchases qualify for this special...Read more
How to get 3% back on the Chase DoorDash Rewards Mastercard? This applies to dining out, taking out meals and ordering in delivery from any restaurant?
The DoorDash Rewards Mastercard® offers a 3 percent cash back on food delivery orders from restaurants in-store and online. You won't get any rewards if you choose to eat at a restaurant, only take-away meals, and delivery are included. DoorDash has a...Read more
RECENTLY PUBLISHED FAQs
I need to know the actual limit and the interest rates. I get many of these offers and trying to make a sound decision. I have rebuilt my credit and not interested in a company that charges sky high interest rates.
There are numerous factors that are considered when the issuer determines what credit limit to extend and at what interest rate. Of course, your credit score is a major factor, but issuers also consider your monthly income, how much you owe, the way...Read more
If you are paying the full price at the gas pump, you might need a way to save on fuel. The easiest way to do that is to have a rewards credit card. Today you can even find a gas rewards credit card - a card designed for those who spend a lot on...Read more
Use it like any other credit card keeping in mind that it is your tool to build your credit. Make small purchases with it regularly, but keep in mind that your available credit limit is relatively low. So try to keep your balance below 30% of your...Read more
No, the U.S. Bank Visa® Platinum Card does not come with a rewards program. Fortunately, there are a lot of other credit cards with rewards for which you can apply online. If you are looking for a Visa credit card, you may also look...Read more
If you are looking for a credit card with a more beneficial rewards program than the TD Cash Visa® Credit Card's, then the Discover it® Cash Back credit card will be a great choice. It comes with a $0 annual fee and...Read more
must read FEATURED NEWS
AND RELATED RESEARCH
If you have a Discover it card with 5% Cashback Bonus, you can now activate...
It is possible to have a negative balance on a credit card, which has probably happened to you once...
CREDIT CARDS FROM OUR PARTNERS
CREDIT CARDS FROM OUR PARTNERS
Earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com
Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ Portal through June 30, 2024.
on Citi's secure website
Earn 1 point for every $1 spent on everyday purchases
on First Tech's secure website
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