ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

User questions & expert advice

Welcome to our credit card FAQs section at Credit-Land.com. Here our qualified experts will provide you with up to date information about any subject you ask. We are happy to see your interest and appreciate you have trust in us.

Before asking a question, kindly take a look at Recently Answered Questions section, Recently Published FAQs or browse FAQs in Categories.

FAQs Categories:

read our expert advice

GETTING STARTED?

answers to common questions

REWARDS HACKER?

all about rewards and saving

NEED FINANCIAL ADVICE?

our expert advice on any financial situation

user questions Categories:

our user's questions

GOT PARTICULAR OFFER?

answers to common questions about different card types

REWARDS HACKER?

questions about rewards or benefits

NEED FINANCIAL ADVICE?

find people with similar financial situation

OUR EXPERTS WILL BE HAPPY TO ANSWER ALL YOUR QUESTIONS!

ASK EXPERT

RECENTLY ANSWERED USER QUESTIONS

I want to apply for the Navy Federal Platinum cc. Is it a good card or are there some better options? Please advise.

The Navy Federal Credit Union Platinum credit card may not be the best choice. First, it doesn't offer a 0% intro APR on Purchases. Ongoing variable APR is 5.99%-18.00% based on your creditworthiness. The card also doesn't have a rewards program. ...

Read more

What is included in medical expense coverage in a travel insurance?

Depending on the insurance provider, medical expense coverage can pay for the costs of treatment and hospitalization where your normal health insurance policy won't work. This is especially significant when you travel to a foreign country and get...

Read more

How does travel insurance work?

Travel insurance helps you save money in case of emergency events that will force you to cancel your trip. Travel insurance can reimburse you if illness, injury or a death in the family, and many other issues prevent you from going on a trip or...

Read more

Why would I want to buy travel insurance?

The first and the most important reason you would want to buy travel insurance is that travel is an expensive investment and not everyone can afford to lose it. Simply include trip cancellation and trip interruption benefits, and you can reimburse...

Read more

My credit score is poor. Which credit card will raise my credit scores quickly?

First of all, note that improving your credit score is not a quick process. It may take up to a couple of years to turn bad credit into good credit. But if you want to improve your credit score faster, keep your credit accounts in good standing,...

Read more

RECENTLY PUBLISHED FAQs

How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors that come into play when you...

Read more

Can I transfer my balances to one credit card?

Yes, in most cases you can transfer multiple balances to one credit card. You just have to have a high enough credit limit to accommodate all the balances you want to transfer. The first thing to do is list all your balances. There are two ways...

Read more

How can I make my credit score up?

There are 5 main factors that make up credit score: payment history, credit utilization, length of credit history, new credit, and credit mix. First of all, you should always monitor your payments so that to be able to cope with all them. Secondly,...

Read more

Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

Read more

How do store credit cards work?

Store credit cards are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing store. That means you won’t be able to use store cards anywhere outside the store. ...

Read more

must read FEATURED NEWS
AND RELATED RESEARCH

News: Banks Reduce Balance Transfer Offers - Credit-Land.com
Jun 30, 2020

Banks Reduce Balance Transfer Offers

The pandemic and the economic crisis that followed it have caused different changes in the credit...

Research: Top 5 Secured Credit Cards: July 2020 - Experts' Choice - Credit-Land.com

Top 5 Secured Credit Cards: July 2020 - Experts' Choice

The COVID-19 pandemic has made significant changes not only in people's lives and their financial...

Best
CREDIT CARDS FROM OUR PARTNERS

Best
CREDIT CARDS FROM OUR PARTNERS

Excellent Credit
Apply for Citi Rewards+℠ Card - Credit-Land.com

The Citi Rewards+SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

APPLY

on Citi's secure website

Rating 5.0

Excellent Credit
Apply for Citi® Diamond Preferred® Card - Credit-Land.com

0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

APPLY

on Citi's secure website

Rating 4.3

Fair/Bad Credit
Apply for Surge Mastercard® - Credit-Land.com

See if you’re Pre-Qualified without impacting your credit score

Rating 3.7

Don't know what to choose?
FIND CREDIT CARD FOR YOUR NEEDS IN 3 EASY STEPS

USE TOOL
YOU'VE SUCCESSFULLY SUBSCRIBED!
PLEASE SPECIFY THE FOLLOWING:
All these fields are optional
your credit history
Excellent (750-850)
Good (700-749)
Fair (640-699)
Bad (350-639)
No Credit History
OR ENTER YOUR EXACT CREDIT SCORE
THEMES YOU ARE INTERESTED IN:
Traveling with Credit Cards: how to Save and Earn Rewards
How to Take Advantage of Credit Card Rewards
Credit Cards for Building Credit
Business Credit Card Offers
How to Save with Balance Transfer Credit Cards
Special Credit Card Offers for Students
Credit Cards with Low Interest Rates
Benefits of Credit Cards with No Annual Fee
Best Credit Card Offers with 0% Intro APR
By providing this information you help us make our news letters more useful and informative. Thank you!

WHAT IS YOUR QUESTION?

Please enter your question and contact information so that we could send our answer to you by e-mail.

EXTRA QUESTIONS TO DESCRIBE YOUR SITUATION IN MORE DETAILS:

* - required fields

By submitting your question, you agree to the following:*

Here at Credit-Land.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.

Questions submitted to Credit-Land.com may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.

Thank You, Your Question Has Been Successfully Sent!