Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
User questions & expert advice
Welcome to our credit card FAQs section at Credit-Land.com. Here our qualified experts will provide you with up to date information about any subject you ask. We are happy to see your interest and appreciate you have trust in us.
Before asking a question, kindly take a look at Recently Answered Questions section, Recently Published FAQs or browse FAQs in Categories.
read our expert advice
user questions Categories:
our user's questions
GOT PARTICULAR OFFER?answers to common questions about different card types
OUR EXPERTS WILL BE HAPPY TO ANSWER ALL YOUR QUESTIONS!
RECENTLY ANSWERED USER QUESTIONS
Lately I've been going to MGM hotels quite often due to my business trips, so I always used m life credit card to get free hotel stays. From next month I'm going to locations without MGM, so I need some different card with good rewards and low APR.
Thank you for a question. There are many credit cards that fit your request. You may choose from general rewards credit cards. These cards allow to collect rewards on any purchase at a flexible rate. They also come with flexible...Read more
While staying at the MGM hotel I was offered their credit card for increased rewards. I haven't heard of it before. Is it a good choice?
Thank you for a question. MGM hotel chain credit card is officially called M life® Rewards Mastercard®. It is good for people who often stays at MGM hotels as it comes with increased rewards for hotel stays and allows you to redeem bonus points for stays and...Read more
I want to apply for the L.L.Bean Card, it seems to be beneficial with increased rewards at restaurants and gas stations. Do you think it's a good idea?
Thank you for a question. Among main advantages of L.L. Bean Mastercard I would mention it's reward program, sign-up bonus and no annual fee. Regarding the first one - the card earns pretty good rewards: 4% at L.L.Bean,...Read more
I noticed that the BlockFi Visa credit card comes with a $200 annual fee. Are there any crypto credit cards without annual fee?
It was advertised at first that the BlockFi Rewards Visa® Signature Credit Card would have an annual fee. But then the issuer decided to drop the fee and the card has no annual fee now. The card also comes without foreign transaction fees. You will earn 1.5%...Read more
I want to apply for the Drive Card, but I've had some problems with my previous card. Will it prevent me from getting a new one? What are the minimum credit score requirements?
Credit score is not the only requirement for the credit card approval but it's very important. Excellent credit is not necessary, but Drive credit card issued by Citibank (Citi is a Credit-Land.com advertising partner) will not be given to those...Read more
RECENTLY PUBLISHED FAQs
If you are paying the full price at the gas pump, you might need a way to save on fuel. The easiest way to do that is to have a rewards credit card. Today you can even find a gas rewards credit card - a card designed for those who spend a lot on...Read more
Use it like any other credit card keeping in mind that it is your tool to build your credit. Make small purchases with it regularly, but keep in mind that your available credit limit is relatively low. So try to keep your balance below 30% of your...Read more
No, the U.S. Bank Visa® Platinum Card does not come with a rewards program. Fortunately, there are a lot of other credit cards with rewards for which you can apply online. If you are looking for a Visa credit card, you may also look...Read more
No, unfortunately, the Wells Fargo Platinum Visa® Card doesn't have a rewards program. Fortunately, there are a lot of other credit cards with rewards for which you can apply online. We can recommend you consider the...Read more
must read FEATURED NEWS
AND RELATED RESEARCH
Visa updated their offerings to match the real-life needs of Visa credit cardholders. Most perks...
Citi, a Credit-Land.com advertising partner, offers the Citi Premier® Card, which gives elevated...
CREDIT CARDS FROM OUR PARTNERS
Earn unlimited 1.5% cash back on every purchase, every day
on Capital One's secure website
Don't know what to choose?
FIND CREDIT CARD FOR YOUR NEEDS IN 3 EASY STEPS
† Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product. Credit-Land.com uses a FICO® Score, which is one of many different types of credit scores. A creditor may use a different score when deciding whether to approve you for credit.