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ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

OUR CHOICE FOR EARNING CASH BACK

Discover it® Cash Back

*See Terms for Excellent, Good Credit
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.*
Intro APR Purch.: 0% (14 months)*
Ongoing APR: 14.24% - 25.24% Variable*

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About Credit-Land

About Credit-Land

Consumers are bombarded with over a billion credit card offers each year, promising everything from cash back and zero-interest to free airfare and luxury hotel stays. How are consumers supposed to know which offers fit their needs?

Capital One, Citibank, Discover Card, Barclays - you know the names, but do you know the difference? All of them want you to carry their cards, and all of them have great-sounding offers, so how to choose?

Credit card companies want your business, so they advertise their best features - CASH BACK, FREE FLIGHTS, SIGN-UP BONUS, ZERO-PERCENT INTEREST - but they may not be so forthcoming about the full terms and conditions. Consumers may not consider the long-term cost of a credit card when they are tempted with instant gratification and freebies galore.

That's where Credit-Land.com comes in. Our group of finance experts sort through all the offers to stay on the lookout for the best new deals, features, biggest bonuses, lowest interest rates, and news you need to know. We'll tell you which offers are too good to pass up and which may not be as good as they sound - and we'll tell you why.

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FOR PEOPLE WITH PERFECT CREDIT HISTORY

If you have excellent credit history, then the best credit card offers are yours for the taking. Earn cash back, plane tickets, hotel stays, discounts on gas, gift cards, and more - all for making the everyday purchases you'd make anyway. Credit-Land.com will help you pick the card that gives you rewards you can use and make your card work for you. Make your money go further and get awesome rewards when you find the perfect credit card for your excellent credit history.

Low interest rates, zero-percent balance transfers, zero-percent on purchases, and credit cards with no annual fee - whatever promotional offer you're looking for, find it at Credit-Land.com. We have access to the newest and best offers from major credit card issuers, and your good credit history puts you a step ahead of the game when it comes to getting approved for these great money-saving offers.

FOR PEOPLE WITH LIMITED CREDIT HISTORY

If your credit falls into the fair or limited category, you may think that good credit card offers are out of reach for you. While it's true that the very best offers won't be available, our experts can show you cards that can help you take advantage of the best offers for fair or limited credit. A prepaid card or a credit card for fair credit may be the best option for you while you work on repairing your credit, as long as you make on time payments to all creditors and keep balances low relative to the credit limit. We'll show you which card fits your needs.

Got bad credit, or no credit at all? Don't despair. We can help you find a card to help you establish or rebuild your credit and reach your financial goals. You may rebuild your credit by making payments to all your creditors on time and keeping account balances low relative to the credit limit. Whether you're looking for a student card, a secured card, or a guaranteed or instant approval card, we have an offer that will work for you.

FREQUENTLY ASKED QUESTIONS

With a decade of experience in credit cards, Credit-Land.com experts are equipped to answer any question you may have. We've categorized and published selected responses for your education in our FAQ archive. Need an answer about credit cards? Submit your question today.

What is the best credit card?

With today’s credit card offers it’s getting harder and harder to find the best credit card to apply for. You may find lots of various credit card ratings and comparisons but still wonder which...

Read more
I wanted to save on holiday decorations from At Home. Is their branded credit card the only option?

At Home credit card offers up to 5 points on in-store purchases in certificates redeemable only towards At Home purchases. If you really want to save in the long term, look at the low interest...

Read more
I want to save when shopping in Torrid and other clothing stores. What card should I get?

If you would need a credit card solely for Torrid purchases it may be good to apply for their co-branded credit card, but in case you need a card that earn rewards on all purchases. We would...

Read more
I want to apply for Ollo credit card but found that it is offered by invitation only. What credit card can you recommend to earn cash back on all purchases?

You're right, you can apply for Ollo products by invitation only. You may consider cash back credit cards from major banks. For example, the Discover it® Cash Back credit card comes with...

Read more
Will I get cash back bonus if I apply for Ollo Rewards credit card?

Unfortunately, Ollo Rewards credit card doesn't offer any sign-up bonus. You will earn cash back rewards on all your purchases - 2% cash back on all gas station, grocery store and drugstore...

Read more
I see that Ollo credit card is not the best cash back credit card. How does Discover it program work? How to receive Cash Back Match bonus?

The Discover it program allows you to earn cash back on every purchase and redeem for anything you want. You don’t have to do anything special to earn the match – Discover will match all the cash...

Read more
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