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Citi Rewards+℠ Card

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  • The Citi Rewards+SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.

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Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card.

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Will I get some rewards bonus if I apply for X1 credit card?

Unfortunately, the X1 credit card doesn't offer any sign-up bonus. If you want to earn a considerable amount of rewards at once by obtaining a sign-up bonus, check rewards credit cards. Note that some credit cards...

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Is it worth applying for the X1 card?

The X1 card offers good rewards, but to be able to maximize your rewards, you will have to spend a small fortune. If you aren't able to spend at least $15,000 on the card in a year, we would recommend you look for other...

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Do you offer any "buy now pay later" options? I'm planning a big purchase and don't have enough cash to pay for it so I wondered if I could put it on a credit card or something. Thank you.

You can consider two options here: a credit card with 0% intro APR on purchases or a store credit card. The first one, a credit card with a zero promotional interest rate, can give you the time you need to pay off your...

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