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I need a small loan for my kitchen renovation but cannot decide between a credit card and a personal loan. A credit card would be great, but I'm not sure if they approve me 20K. Please advise.

If you need the maximum assurance you'll get the required amount, a personal loan is the option to go with. However, things are not black and white with personal loans either. They also require...

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Can I use a credit card to pay for a kitchen remodel?

Yes. A credit card is one of the financing options when you need non-extensive kitchen renovation. For example, if you are not going to move walls or make some other major works, a credit card can be a great...

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I have several credit cards with high balances and high interest rates. How many balances am I able to transfer over to One Card in which card would be the best one for me?

As a rule, you can transfer up to the full credit limit onto your new credit card. However, some issuers may set different limits for balance transfers. For example, the transfer limit may be capped at 75% of your...

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