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ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

OUR CHOICE FOR EARNING CASH BACK

Discover it® Cash Back

Discover it® Cash Back
for Excellent, Good Credit
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
Intro APR Purch. (Intro Period): 0% (14 months)
Ongoing APR (Purchases): 13.74% - 24.74% Variable

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About Credit-Land

About Credit-Land

Consumers are bombarded with over a billion credit card offers each year, promising everything from cash back and zero-interest to free airfare and luxury hotel stays. How are consumers supposed to know which offers fit their needs?

Capital One, Citibank, Discover Card, Barclays - you know the names, but do you know the difference? All of them want you to carry their cards, and all of them have great-sounding offers, so how to choose?

Credit card companies want your business, so they advertise their best features - CASH BACK, FREE FLIGHTS, SIGN-UP BONUS, ZERO-PERCENT INTEREST - but they may not be so forthcoming about the full terms and conditions. Consumers may not consider the long-term cost of a credit card when they are tempted with instant gratification and freebies galore.

That's where Credit-Land.com comes in. Our group of finance experts sort through all the offers to stay on the lookout for the best new deals , features, biggest bonuses, lowest interest rates, and news you need to know. We'll tell you which offers are too good to pass up and which may not be as good as they sound - and we'll tell you why.

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GAS REWARDS CREDIT CARDS: GET UP TO 5% REBATE.

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FOR PEOPLE WITH PERFECT CREDIT HISTORY

If you have excellent credit history, then the best credit card offers are yours for the taking. Earn cash back, plane tickets, hotel stays, discounts on gas, gift cards, and more - all for making the everyday purchases you'd make anyway. Credit-Land.com will help you pick the card that gives you rewards you can use and make your card work for you. Make your money go further and get awesome rewards when you find the perfect credit card for your excellent credit history.

Low interest rates, zero-percent balance transfers, zero-percent on purchases, and credit cards with no annual fee - whatever promotional offer you're looking for, find it at Credit-Land.com. We have access to the newest and best offers from major credit card issuers, and your good credit history puts you a step ahead of the game when it comes to getting approved for these great money-saving offers.

FOR PEOPLE WITH LIMITED CREDIT HISTORY

If your credit falls into the fair or limited category, you may think that good credit card offers are out of reach for you. While it's true that the very best offers won't be available, our experts can show you cards that can help you take advantage of the best offers for fair or limited credit. A prepaid card or a credit card for fair credit may be the best option for you while you work on repairing your credit, as long as you make on time payments to all creditors and keep balances low relative to the credit limit. We'll show you which card fits your needs.

Got bad credit, or no credit at all? Don't despair. We can help you find a card to help you establish or rebuild your credit and reach your financial goals. You may rebuild your credit by making payments to all your creditors on time and keeping account balances low relative to the credit limit. Whether you're looking for a student card, a secured card, or a guaranteed or instant approval card, we have an offer that will work for you.

FREQUENTLY ASKED QUESTIONS

With a decade of experience in credit cards, Credit-Land.com experts are equipped to answer any question you may have. We've categorized and published selected responses for your education in our FAQ archive. Need an answer about credit cards? Submit your question today.

How to apply for a Visa credit card?

There are lots of Visa credit cards offered to the U.S. consumers these days. You can find secured cards, Visa rewards credit cards, cards with low rates or no fees, or cards for balance transfers....

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How many points will i get with the mercedes benz credit card?

The card offers increased rewards for selected purchases and 1 point for all other purchases. For example, it offers 5X points on select Mercedes-Benz purchases, 3X points on gas stations, 2x...

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When can I get an airline credit card?

Typically, you can start shopping for airline credit cards when you have good to excellent credit history. There is no sense in applying for an airline credit card earlier, as you may not be...

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Are there credit cards to earn miles with Qatar airline?

The U.S. residents can't get Qatar Airways branded credit card - QNB Qatar Airways Mastercard credit card. The only way to earn rewards on Qatar is to get general card. You may like a travel...

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Can I redeem my points at KrisFlyer miles for cash?

No. You won't be able to redeem Singapore Airlines miles for cash. The miles can be redeemed for award tickets, upgrade awards and other redemption options on Singapore Airlines. If you want to be...

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I considered applying to Japan air card but I do not fly a lot. Do JAL miles expire?

Yes. JAL Mileage Bank miles expire after 36 months after you earned them. If you do not fly a lot on Japan Airways there is no need for you to apply their card as your rewards earning rates will be...

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