Best Credit Cards 2021 | Credit-Land.com

Credit Card Applications Best Credit Cards from Our Partners 2021

Top Credit Cards From Our Partners

What's the best credit card to apply for in 2021? Well, it depends on you and the question should be put a bit differently: "What credit card is best for me?" Cards may have big rewards, low interest rates, or balance transfer offers. Sure thing, there is a perfect card for you and Credit-Land.com shows you most popular credit cards out there.

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Best Offer of September 2021
Maximize Your Savings

Citi Rewards+^® Card

The Citi Rewards+^® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

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Best Credit Card Offers

There is no one for all credit card. Different credit cards have different sets of features and benefits. We all also have different needs and goals. One may need a credit card with 0% intro APR, the other may want a no annual fee credit card with cash back rewards. Also, you should always take your credit score into consideration when looking for a new credit card. So, do not pick fist best offer you see, it should be a carefully weighed decision.

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Credit Recommended: Excellent/Good Credit

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INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Redeem cash back in any amount, any time. Rewards never expire.
Use your rewards at Amazon.com checkout.
#1 Most Trusted Credit Card according to Investor’s Business Daily.
No annual fee.
Discover is accepted nationwide by 99% of the places that take credit cards.

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

0% (14 months)

Ongoing APR:

11.99% - 22.99% Variable APR

Annual Fee:

Foreign Transaction Fee:

None

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

*See Terms

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Credit Recommended: Excellent, Good Credit

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Earn 80,000 bonus ThankYou^® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3 Points per $1 spent at Restaurants and Supermarkets
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
Earn 1 Point per $1 spent on all other purchases
Annual Hotel Savings Benefit
80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

15.99% - 23.99% (Variable)

Annual Fee:

$95

Foreign Transaction Fee:

Balance Transfer Fee:

3% of each balance transfer; $5 minimum.

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Credit Recommended: Excellent/Good Credit

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UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
Redeem Miles to pay any part of your monthly bill, including your minimum payment.
Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
Discover is accepted nationwide by 99% of the places that take credit cards.
Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Discover Match® details & other information.

Intro APR on Purch.:

0% Intro APR (14 months)

Intro APR on Bal. Tr.:

10.99% Intro APR (14 months)

Ongoing APR:

11.99% - 22.99% Variable APR

Annual Fee:

Foreign Transaction Fee:

None

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

*See Terms

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Credit Recommended: Excellent, Good Credit

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0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 13.74% - 23.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
Get free access to your FICO^® Score online.
With Citi Entertainment^®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
The standard variable APR for Citi Flex Plan is 13.74% - 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

Intro APR on Purch.:

0% (18 months)

Intro APR on Bal. Tr.:

0% (18 months)

Ongoing APR:

13.74% - 23.74% (Variable)

Annual Fee:

Foreign Transaction Fee:

Balance Transfer Fee:

Balance transfer fee applies with this offer 3% of each balance transfer; $5 minimum.

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Credit Recommended: Excellent/Good Credit

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INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Redeem your cash back for any amount, any time. Cash rewards never expire.
100% U.S. Based Customer Service available any time.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
No annual fee.
Discover is accepted nationwide by 99% of the places that take credit cards.

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

0% (14 months)

Ongoing APR:

11.99% - 22.99% Variable APR

Annual Fee:

Foreign Transaction Fee:

None

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

*See Terms

Citi® Double Cash Card – 18 month BT offer

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Credit Recommended: Excellent, Good Credit

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Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
Balance Transfers do not earn cash back.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

0% (18 months)

Ongoing APR:

13.99% – 23.99% (Variable)

Annual Fee:

Foreign Transaction Fee:

Balance Transfer Fee:

3% of each balance transfer; $5 minimum

Our Partners' Best Credit Cards for Every Customer

When Credit-Land.com talks about the best credit card offers available right now, we aren't just talking about great credit cards with the hottest offers, the lowest interest rates, or the sweetest rewards. Here, at Credit-Land.com, we make a thorough comparison of the best credit cards in the USA and select a best credit card for each of our customers - and that's not going to be the same card in every case. Our priority is to get you approved for the right card for you.

When you wonder "how to find the best credit card for me", you should remember about your own unique credit history and why you need a credit card. That's why we don't simply show you the most popular new cards or several top credit cards. Credit-Land.com will always tell you what level of credit is required for each card on our site, so you could evaluate your chances to qualify for it. Thus, know your credit history before you apply for a credit card.

There's a card for every need - bad credit, good credit, business or student. Moreover, there's a perfect card for you, no matter what you're looking for - the important thing is to look in the right place and to compare credit cards. Thus, if you want to build your credit, you will waste your time reviewing credit card offers with a 0% into APR benefit or travel rewards credit cards - all such cards are for people with good credit. And of course, you should not consider secured credit cards when you have established credit history with high credit score. Secured cards are designed for people with poor credit or no credit at all.

When you hesitate between two or three credit cards, use our Credit Card Comparison tool to review main credit card features of the cards you like in one table. This may help you to make your final decision.

You should remember that every time you submit a new credit card application, a hard inquiry is made to your credit report and your credit can be affected. Use our tools to make sure you're applying for the right card and increase your chances of getting approved.