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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Named 'Best No Annual Fee Travel Credit Card' by CNBC, 2026
Discover it® Miles
Credit Recommended:
Excellent, Good
Credit Card Details
- 0% intro APR for 15 months on purchases and balance transfers ; balance transfer fee applies. Then 17.49% to 26.49% Standard Variable Purchase APR will apply
- UNLIMITED BONUS: Unlimited mile-for-mile match for all new cardmembers. Discover gives you an unlimited match of all the miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a mile-for-mile match. You could turn 35,000 miles into 70,000 miles
- Automatically earn unlimited 1.5x miles on every dollar of every purchase
- No annual fee
- Turn miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more. Redemption rates for these options may vary and are subject to change
- Terms and conditions apply
your rewards
EARN
REDEEM
BONUS OFFER
UNLIMITED BONUS: Unlimited mile-for-mile match for all new cardmembers. Discover gives you an unlimited match of all the miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a mile-for-mile match. You could turn 35,000 miles into 70,000 miles
REWARDS RATE
1.5X
1.5x miles on every dollar of every purchase
Turn miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants, and more. Redemption rates for these options may vary and are subject to change
Rewards don't expire for the life of the account
Interest Rates & Fees
Intro APR:
0% intro on purchases (for 15 months)
Regular APR:
17.49% - 26.49% (Variable)
Penalty APR:
None
Intro APR:
0% intro on balance transfers (for 15 months)
Regular APR:
17.49% - 26.49% (Variable)
Balance Transfer Fee:
0% at the Transfer APR; 3% for the first 15 months; 5% at a promotional APR that Capital One may offer to you at any other time
Regular APR:
28.49% (Variable)
Cash Advance Fee:
5% of the amount of the cash advance, but not less than $10
Penalty APR:
None
Annual Fee:
$0
Foreign Transaction Fee:
None
Late Payment Fee:
None the first time you pay late. After that, up to $41