Discover it® Miles

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Card Rating:
Credit Recommended:
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Card Rating:
Credit Recommended:
EXCELLENT, GOOD
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Bank:
Discover Card
Card Network:
DISCOVER
User Category:
Consumer
Card Type:
Unsecured
Issuing Country:
United States

About this Credit Card:

UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.

Rewards Program

Miles Rewards

Bonus Offer:
UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
Max Rewards Per $1:
1.5x Miles per dollar on all purchases

Interest Rates & Fees

Everyday Purchases
Introductory APR:
0% (14 months)
Ongoing APR:
14.24% - 25.24% Variable
Penalty APR:
See terms
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
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Balance Transfer
Introductory APR:
10.99% (14 months)
Ongoing APR:
14.24% - 25.24% Variable
Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Penalty APR:
See terms
Minimum Grace Period:
See terms
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Cash Advance
Ongoing APR:
27.24% Variable
Cash Advance Fee:
See terms
Penalty APR:
See terms
Minimum Grace Period:
See terms
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
See terms
Foreign Transaction Fee:
None
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Expert Review

Our Expert's Valuation:

pluses
UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.

pluses
Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.

pluses
No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.

Expert's Ratings:

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Features & Benefits:
Reward Program:
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User comments about Discover it® Miles:
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