Citi® Double Cash Card – 18 month BT offer

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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
EXCELLENT, GOOD
Bank:
Citibank®
Card Network:
Mastercard
User Category:
Consumer
Card Type:
Unsecured
Issuing Country:
United States

About this Credit Card:

Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.99% - 25.99% based on your creditworthiness.
Click “Apply Now” to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
Balance Transfers do not earn cash back.
The standard variable APR for Citi Flex Plan is 15.99% - 25.99% based on your creditworthiness.*

Rewards Program

Cash Back Rewards

Max Rewards Per $1:
Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
15.99% - 25.99% (Variable)
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
More details expand
Less details collapce
Balance Transfer
Introductory APR:
0% 18 months on Balance Transfers*
Ongoing APR:
15.99% - 25.99% (Variable)
Balance Transfer Fee:
3% of each balance transfer; $5 minimum.
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
More details expand
Less details collapce
Cash Advance
Ongoing APR:
27.24% (Variable)
Cash Advance Fee:
5% of each cash advance; $10 minimum
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
$0 for first late payment, up to $39 after that
Foreign Transaction Fee:
3%
More details expand
Less details collapce

Expert Review

Our Expert's Valuation:

pluses
0% Intro APR on Balance Transfers for 18 months

pluses
Earn cash back as you pay for your purchases

pluses
No annual fee

minuses
Balance transfer fee applies

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:

User comments about Citi® Double Cash Card – 18 month BT offer:
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