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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

CREDIT CARD NAVIGATOR

Your Credit History:
If you know your credit score, enter it in the box and the slider will automatically adjust to match your credit category. If you don't know the exact number, you can use the slider to indicate your general credit level - from limited to excellent.
Please, enter Your Score between 0 and 850.
Don't know
If you don't know your credit score, check "Don't know" and you'll see a selection of credit cards for different credit levels.
Check it now
Your Primary Goal:
How will you use your new credit card? Select the box that most closely describes how you plan to use your card, so we can show you the types of cards that will meet your needs. You can choose only one option here, and your choice will affect the options you see under Tab 3 - promos.
Promos You'd Prefer:
What incentives are you looking for in a credit card? Check the promotions that you'd like your new card to offer. Some offers may not be available depending on your credit level and the type of card you're looking for. If you'd like to change your menu options, go back to the top and make different selections to find different promotional offers.
How does it work?

Too complicated?
Shortcut Search by Credit Level:

GOOD | FAIR | BAD

How does it work?

The Credit Card Navigator tool performs search, compares and matches credit offers which are only available on Credit-Land.com.
The tool adapts each time you click an option - the menu will change with every click, depending on your credit level and planned use. For example, if you have limited credit, you won't see an option for balance transfer. If you want to start over, just go to the top and re-enter your credit score or select a different type of card - for example, choose Rewards instead of Everyday Purchases. Certain promo offers are only available with certain types of cards, so some boxes may not be available to select depending on the options you've chosen. The Credit Card Navigator instantly adapts to show you the cards that most closely match your search parameters, and each card shows a percentage to illustrate how close the match is.

The percentage of the match is a relative number which is a result of cards comparison. The tool compares cards that match your search parameters between each other, notably the ticked preferences on steps two and three are the base for the comparison. Thus the fuller card answers your requirements the higher percentage it has.

When you see the menu of card choices, click "Learn More" to see the pros and cons of each card, along with our expert rating. When you find the one you like the best, click "Apply Online" to go to the secure site and fill out an application. When you click on the card's name you will see details page for this card.

Found: 30 Cards
BuyPower Card from Capital One
NO ANNUAL FEE
Learn More
Card Pros and Cons:
  • Earn 5% annually on your first $5,000 in purchases.
  • Redeem earnings whenever you w...

Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Match for you: 100%
Citi Simplicity® Card
0% for 18 months
Learn More
Card Pros and Cons:
  • Good Promotional Period for balance transfer.
  • No late fees or penalty rate.

Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Match for you: 91%
Capital One® Platinum Credit Card
YOUR
OWN CARD IMAGE
Learn More
Card Pros and Cons:
  • Annual fee is waived for the first year.
  • People with average credit can...
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Match for you: 97%
Horizon Gold Credit Card
GUARANTEED APPROVAL
Learn More
Card Pros and Cons:
  • Reports to a major credit bureau.
  • Fast online approval.
  • Unsecured credit limit.

Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Match for you: 88%
  • Share it:
Found: 30 Cards

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DID YOU KNOW?
30% is the maximum amount of your total available revolving credit that you should use in order to maintain a healthy credit score.
14 is the minimum number of days it takes to process a balance transfer.
18 months is the longest period that a 0% APR balance transfer will last.
Learn more Learn more Learn more

INTERACTIVE CREDIT CARD TOOLS:

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

User level: Above average

VIDEO CHANNEL:

Gas Rewards Credit Cards: Get Up to 5% Rebate

Frequently Asked Questions

With a decade of experience in credit cards, Credit-Land.com experts are equipped to answer any question you may have. We’ve categorized and published selected responses for your education in our FAQ archive. Need an answer about credit cards? Submit your question today.
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Free Credit Card Experts Online

Who We Are

Consumers are bombarded with over a billion credit card offers each year, promising everything from cash back and zero-interest to free airfare and luxury hotel stays. How are consumers supposed to know which offers fit their needs?

Capital One, Citibank, Discover Card, American Express — you know the names, but do you know the difference? All of them want you to carry their cards, and all of them have great-sounding offers, so how to choose?

Credit card companies want your business, so they advertise their best features — CASH BACK, FREE FLIGHTS, SIGN-UP BONUS, ZERO-PERCENT INTEREST - but they may not be so forthcoming about the full terms and conditions. Consumers may not consider the long-term cost of a credit card when they are tempted with instant gratification and freebies galore.

That's where Credit-Land.com comes in. Our group of finance experts sort through all the offers so you don't have to read terms and conditions and stay on the lookout for the best new deals we feature, biggest bonuses, lowest interest rates, and news you need to know. We'll tell you which offers are too good to pass up and which may not be as good as they sound — and we'll tell you why.

Every credit card out there comes with its own set of terms and conditions. You may have to spend a certain amount of money in a certain amount of time, cash back bonuses may only apply to certain categories, and there are expiration dates and blackout dates and fine print to consider... how can the average consumer know if the bonus they get is worth more than the money they spent to get it? Is an annual fee ever worth paying? How much does the ongoing APR matter? Is transferring a balance a good idea?

Credit-Land.com answers all of these questions and more.

Our number-one priority is to help you choose the best card for your individual situation and save you the hassle of applying for cards that aren't right for you. Over 70 percent of people don't get approved for the card they apply for - we want to keep that from happening to you. When you use our tools to find the card that fits your needs and let us do the research for you, you'll save time and money, and you'll get what you're looking for.

Let us show you the real value of the credit cards that claim to offer big rewards — we'll give you the numbers, smart statistics, level headed analysis and straight talk you need to make the best decision for your financial future.

Compare Credit Offers

For People with Perfect Credit History:

If you have excellent credit history, then the best credit card offers are yours for the taking. Earn cash back, plane tickets, hotel stays, discounts on gas, gift cards, and more – all for making the everyday purchases you’d make anyway. Credit-Land.com will help you pick the card that gives you rewards you can use and make your card work for you. Make your money go further and get awesome rewards when you find the perfect credit card for your excellent credit history.

See All Rewards Programs

Low interest rates, zero-percent balance transfers, zero-percent on purchases, and credit cards with no annual fee - whatever promotional offer you're looking for, find it at Credit-Land.com. We have access to the newest and best offers from major credit card issuers, and your good credit history puts you a step ahead of the game when it comes to getting approved for these great money-saving offers.

See All Introductory Offers

For People with Limited Credit History:

If your credit falls into the fair or limited category, you may think that good credit card offers are out of reach for you. While it's true that the very best offers won't be available, our experts can show you cards that can help you take advantage of the best offers for fair or limited credit. A prepaid card or a credit card for fair credit may be the best option for you while you work on repairing your credit, as long as you make on time payments to all creditors and keep balances low relative to the credit limit. We'll show you which card fits your needs.

Got bad credit, or no credit at all? Don't despair. We can help you find a card to help you establish or rebuild your credit and reach your financial goals. You may rebuild your credit history by making payments to all your creditors on time and keeping account balances low relative to the credit limit. Whether you're looking for a student card, a secured card, or a guaranteed or instant approval card, we have an offer that will work for you.

See all Offers for Bad and No Credit

** FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit product.

26 See the Citi card terms and conditions online.