Credit Card Applications for Good Credit
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You've made all the right financial moves to make sure your credit is good - now use that solid credit history to qualify for credit cards that offer tons of savings and rewards. We'll show you which cards are best for you.
What you should know:
Easy Living:
Your good credit makes life easier for you because you'll have no trouble qualifying for the best offers, including cash back, bonus points, and low or no-interest cards.
Big Savings:
Save money with 0% APR on balance transfers and new purchases, and up to 20% cash back on select purchases made through exclusive cardholder shopping programs.
Our Expert Advice:
Stay on the road to excellent credit by continuing to do what you're doing - making payments on time and using credit responsibly - and you'll qualify for more and better rewards all the time. Credit-Land.com will help you find them.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (14 months) | 0% (14 months) | 10.99% - 22.99%± Variable | $0 | 3%± | $0 |
- The new Discover it card is out to change the way people think about credit cards.
- Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.±
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you´ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR± on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. ±Click apply for Terms & Conditions.
- Longest 0% intro period on purchases from Discover.
- Does not charge overlimit fee.
- The safety is guaranteed.
- Charges a balance transfer fee.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (18 months)26 | 0% (18 months)26 | 11.99% - 21.99%26 (Variable) | $026 | 3% | $0 |
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
- No annual fee.26
- VIP access to presale tickets for live entertainment.
- Buy now. Save later with Citi® Price Rewind.
- Get protected with Citi IdentityMonitor.
- No rewards on everyday purchases.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (18 months)26 | 0% (18 months)26 | 12.99% - 21.99% (Variable) | $026 | 3% | $0 |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER.
- No penalty rate - EVER.
- No annual fee - EVER.
- Save time when you call with fast, personal help, 24 hours a day.
- Good Promotional Period for balance transfer.
- No late fees or penalty rate.
- No rewards program.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (until September 2014) | 0% (until September 2014) | 10.9% - 18.9% (V) | $0 | 3% | See terms |
- 0% intro APR until September 2014 on balance transfers.
- 0% intro APR until September 2014 on purchases.
- No annual fee.
- $0 Fraud Liability if your card is lost or stolen.
- 24-hour travel assistance gives you a replacement card and cash advance.
- 24-hour roadside assistance.
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own.
- No Foreign Transaction Fee.
- Covers against online fraud.
- Low balance transfer fee.
- High penalty APR.
- Must have good or excellent credit history.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| n/a | n/a | 8.0% (Variable) | $0 | $0 | $0 |
- A low 8% variable APR on balance transfers and purchases.
- No Annual Fees.
- No Balance Transfer Fees - start saving immediately!
- Choose your card benefits and features.
- Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance.
- Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online.
- Learn more about personal finance from Barclaycard and other members.
- Low APRs and no annual fee credit card.
- You can vote on benefits or features you want.
- Community-built credit card.
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| See terms | See terms | Various Rates | See terms | See terms | See terms |
- Click "APPLY HERE" to find card offers.
- See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more.
- Find the right card without affecting your credit score.
- Get your results in less than a minute.
- 24/7 account access.
- $0 Fraud Liability if your card is lost or stolen.
- Personalize your card with an image of your choice.
- Choose rewards program you prefer.
- No risk to your credit score.
- Get result in 60 seconds.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (15 months)26 | 0% (15 months)26 | 12.99% - 22.99%26 (Variable) | $026 | 3% | $0 |
- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness.26
- Earn 1 ThankYou Point for every $1 you spend on purchases.
- Enjoy no limit on the number of points you can earn.
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
- Travel with ease and enjoy global acceptance with Chip Technology.
- No annual fee.26
- Good Anniversary Bonus Program.
- $0 Liability on unauthorized charges.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (12 months)26 | 0% (12 months)26 | 12.99% - 22.99%26 (Variable) | $026 | 3% | $0 |
- $100 cash back after $500 in purchases within the first 3 months of account opening.
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness.26
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment.
- Enroll at no additional cost each quarter for new categories that earn additional cash back.
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee.26
- Convenient trip cancellation coverage.
- Straightforward cash back rewards.
- Covers against unauthorized transactions.
- High standard APR.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (until June 2014) | 0% (until June 2014) | 12.9% - 20.9% (V) | $0 | 3% | See terms |
- $100 bonus after you spend $500 on purchases within the first 3 months.
- 50% bonus on the cash back you earn every year.
- 1% cash back on all purchases.
- No annual fee.
- Earn unlimited cash back that doesn´t expire.
- Redeem cash back anytime for any amount, even set automatic redemptions.
- Personalize your card with an image of your choice.
- 0% intro APR on purchases and balance transfers until June 2014.
- Straightforward cash back program.
- No foreign transaction fees.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (until June 2014) | n/a | 11.9% - 19.9% (V) | $0 | $0 | See terms |
- 1.25 miles per dollar on every purchase, every day and no annual fee.
- One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel.
- Redeem miles for airline tickets, hotel rooms, car rentals, and more.
- No limit on the miles you can earn and miles don´t expire.
- Fly on any airline, any time with no blackout dates.
- 0% intro APR on purchases until June 2014.
- No foreign transaction fees.
- Earn reward miles for every dollar you spend.
- Low standard APR.
- No balance transfer fees. .
- Must have good or excellent credit history to qualify.
Good Credit as a Pledge of Financial Responsibility
Having a good credit score not only indicates your financial responsibility - it shows banks and other financial institutions that you are trustworthy, and a good risk for loans and lines of credit. FICO scores are one representative of your credit history, but this score alone may not tell the whole story, and is not a guarantee that you will be approved for any specific credit card offer.
When you have good credit, you can borrow money at better interest rates, because banks know that you are having a solid history to meet financial obligations. Potential employers may also look at credit reports when they evaluate candidates - so your good credit could help you get a job.
Your credit rating is not the only number that's looked at when you apply for a loan. If you have a high score based on a small amount of credit, it may not carry as much weight as it would over longer period of time.
You'll qualify for a lower interest rate on mortgages, home equity lines of credit, car loans, and credit cards when you have a high credit score. A score that's a few points higher or lower can make a difference in your interest rate that translates to thousands of dollars over the life of a 30-year mortgage.
Our Experts about Good Credit Cards
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Try Our Credit Card Tools:
Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.
Balance Transfer Calculator: Save on average $1,400!
Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.
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± Click apply for Terms & Conditions.
26 See the Citi card terms and conditions online.