Cash Back Credit Cards of December, 2017

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

TOP CASH BACK CREDIT CARDS FROM OUR PARTNERS

CREDIT CARDS WITH CASH BACK

When you are looking for a cash back credit card, you should pay attention to its characteristics to choose a really good one. Essentially, pay attention to the rewards rate, redemption options and the sign-up bonus. The best cards offer you the best conditions in all of those characteristics. A sign-up bonus on its own can justify getting a certain credit card. Here you can compare the best cash back cards and choose the one that works for you.

Capital One® Quicksilver® Cash Rewards Credit Card
Compare
APPLY NOW See Card Details >
REWARDS:

Bonus:

$150 Cash Back after you spend $500 on purchases within 3 months from account opening

Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018

Earning Rewards:

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
APRs & FEES:

Intro APR on Purch.:

0% intro on purchases for 9 months

Intro APR on Bal. Tr.:

0% intro on balance transfers for 9 months

Ongoing APR:

13.99% - 23.99% (Variable)

Annual Fee:

$0

Foreign Transaction Fee:

None

Discover it® - Cashback Match™
Compare
APPLY NOW See Card Details >
REWARDS:

Bonus:

INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.

Redeem your cash back for any amount, any time. Cash rewards never expire.

Earning Rewards:

  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
APRs & FEES:

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

0% (14 months)

Ongoing APR:

11.99% - 23.99% Variable

Annual Fee:

$0

Foreign Transaction Fee:

None

Capital One® Savor℠ Cash Rewards Credit Card
Compare
APPLY NOW See Card Details >
REWARDS:

Bonus:

$150 Cash Back after you spend $500 on purchases within 3 months from account opening

You can redeem cash back for any amount

Earning Rewards:

  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
APRs & FEES:

Intro APR on Purch.:

0% intro on purchases for 9 months

Intro APR on Bal. Tr.:

0% intro on balance transfers for 9 months

Ongoing APR:

15.49% - 24.49% (Variable)

Annual Fee:

$0

Foreign Transaction Fee:

None

Citi® Double Cash Card – 18 month BT offer
Compare
APPLY NOW See Card Details >
REWARDS:
Redeem for a check, statement credit, gift card or cash.

Earning Rewards:

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

0%* (18 months on Balance Transfers*)

Ongoing APR:

14.49% - 24.49%* (Variable)

Annual Fee:

$0*

Foreign Transaction Fee:

3%

Discover it® chrome
Compare
APPLY NOW See Card Details >
REWARDS:

Bonus:

INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.

Redeem your cash back for any amount, any time. Cash rewards never expire.

Earning Rewards:

  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, 1% cash back on all your other purchases.
APRs & FEES:

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

0% (14 months)

Ongoing APR:

11.99% - 23.99% Variable

Annual Fee:

$0

Foreign Transaction Fee:

None

Credit One Bank® Platinum Credit Card with Rewards
Compare
APPLY NOW See Card Details >
REWARDS:

Earning Rewards:

  • 1% cash back on eligible purchases, terms apply
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

16.99% - 24.99% Variable

Annual Fee:

$0 - $99

Foreign Transaction Fee:

3% or $1.00, whichever is greater

NHL® Discover it® Card
Compare
APPLY NOW See Card Details >
REWARDS:

Bonus:

INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.

Earning Rewards:

  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
APRs & FEES:

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

0% (14 months)

Ongoing APR:

11.99% - 23.99% Variable

Annual Fee:

$0

Foreign Transaction Fee:

None

Credit One Bank® Platinum Visa® for Building Credit
Compare
APPLY NOW See Card Details >
REWARDS:

Earning Rewards:

  • Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

16.99% - 24.99% Variable

Annual Fee:

$0 - $99

Foreign Transaction Fee:

3% or $1.00, whichever is greater

Capital One® QuicksilverOne® Cash Rewards Credit Card
Compare
APPLY NOW See Card Details >
REWARDS:

Earning Rewards:

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

24.99% (Variable)

Annual Fee:

$39

Foreign Transaction Fee:

None

Journey® Student Rewards from Capital One®
Compare
APPLY NOW See Card Details >
REWARDS:

Earning Rewards:

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

24.99% (Variable)

Annual Fee:

$0

Foreign Transaction Fee:

None

Related User Questions:

I have Discover it cash back card and I hear it gives 5% back on Amazon. How can I get those 5% cash back? My card gives me...
Amazon.com appears in 5% cashback bonus calendar in the 4th quarter this year, which is from October to December 2017. You will need to activate 5% cashback bonus to be able to earn it. When you activate, you will earn 5% cash back at Amazon.com...
Continue reading
Hello, I'm frequently on the road and I was interested in applying for a card that will allow me to collect cash back on my...
Yes, there are. There are many credit cards available that will allow you to collect cash back on the purchases you make including fuel. It would be easy enough to recommend a card that will allow you to collect between 1-2% cash back on purchases,...
Continue reading
I've never used a cash back or other type of rewards credit card, and don't know if they are truly a good deal. Are rewards...
A rewards credit card is definitely worth having – it's not just hype. Whether you want cash back, travel rewards, purchase protection, price guarantees that reimburse you when something you bought goes down in price, you'll be able to find a card...
Continue reading
Ask Your Question

YOU MAY BE INTERESTED IN THESE FAQs about choosing a Cash Back Credit Card:

One may think that grabbing a credit card with the biggest cash back is all what you need when you are after rewards. However, that's not that easy. You should think strategically and never miss the details, not mentioning the fine print. It is important to be sure you will be able to use earned rewards and they won't vanish or stay unused.
  1. Who are cash back credit cards available to?

    People with different types of credit history can get cash back credit cards. However, depending on your credit score, you can get different rewards rates. Naturally, the better credit score you have, the better cash back rewards you will get. The most rewarding cards are available to people with good or excellent credit. However, even if you have less than perfect credit, you have a chance to earn rewards. There are even secured cards with cash back rewards, such as the Discover it® Secured Card. Imagine building your credit and earning rewards at the same time!

  2. Can you get a sign-up bonus with a cash back credit card?

    Yes, cash back cards usually give you a sign-up bonus. The amount of this sign-up bonus can be different. It's usually somewhere around $150, may be smaller or bigger, Discover is known to offer another form of a welcome bonus when all the rewards you earn are matched at the end of the year. With traditional sign-up bonus credit cards, you usually have to spend a certain amount within a certain period of time to get a bonus. Sign-up bonus cards are a good way to finance big purchases or just earn a nice amount of cash.

  3. How can I redeem cash back?

    There are several ways to redeem cash back rewards, and you need to read a card's terms and conditions to learn how to redeem what you get. The most popular redemption options are the following:

    Bank Deposit: the cash back you've earned is put onto your checking or savings account. Some banks need you to accumulate a minimum amount, some don't. Check terms and conditions of the credit card's issuer to see how your card works.

    Statement Credit: this way you can apply your cash back to your credit card balance.

    Gift cards: some issuers allow you to buy gift cards from popular retailers to redeem your cash back.

    Charitable donations: some credit card companies allow you to donate some or all of your cash back to the charity of your choice.


User Comments About Cash Back Credit Cards