Canadian Credit Card Applications

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Canadian Credit Cards

Best Canadian Credit Cards

Canada credit cards are offered by the authoritative credit company, and you can find competitive rates and no annual fee American Express offers available in Canada. Canada bank card applications presented here are mainly for people with good payment history, who are eager to open credit lines for business or consumer needs.

Canada residents may choose from a wide assortment of bank products such as credit offers with low APR, no fee plastics and frequent flyer mile cards. You can apply online for a bank card of your choice orienting on your individual needs.

We offer a considerable number of Canada card applications online, so you can be in the know of the latest bank products in the country. Contrast the features, terms and conditions of the available online applications to choose the best Canadian deal for you!

Top for November 2017
Mastercard
Visa
No Annual Fee
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
0% for your first
12 billing cycles
19.99%
None
CARD DETAILS:
  • Simplify your finances while enjoying platinum services.
  • 0% promotional annual interest rate†(AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
1.99% for the first
6 months
19.99%
$39
CARD DETAILS:
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bills.
  • 1% cash back on all other eligible purchases.
  • Purchase security and extended warranty protection.
  • 20% AVIS rental card discount.
Excellent / Good Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
1.99% for your first
10 billing cycles
19.99%
None
CARD DETAILS:
  • Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡
  • Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡
  • Earn 20,000 Best Western Rewards® points †† on your first purchase – enough for a free night stay
  • You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊
  • No limit to the Best Western Rewards® points that can be earned using the credit card in a year
  • Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more.
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
0.99% for the first
6 months
11.99%
$29
CARD DETAILS:
  • Low 11.99% interest rate.
  • Interest free grace period of at least 21 days on purchases.
  • Save hundreds of dollars a year.
  • Pay down balances faster.
  • Simplify your monthly payments.
  • 20% AVIS rental card discount.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
3.99% for the first
6 months
16.99%
$0
CARD DETAILS:
  • 16.99% interest rate.
  • Interest free grace period of at least 21 days on purchases.
  • Save hundreds of dollars a year.
  • Pay down balances faster.
  • Simplify your monthly payments.
  • 20% AVIS rental card discount.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
1.99% for your first
10 billing cycles
19.99%
None
CARD DETAILS:
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 Genuine Rewards Point or every $2 in eligible purchases‡
  • Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers
  • Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw‡
  • No annual fee
Excellent / Good Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
1.99% for your first 10 billing cycles
19.99%
None
CARD DETAILS:
  • Earn rewards points with each eligible purchase
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
19.99%
$399
CARD DETAILS:
  • Earn 30,000 Scotia Rewards bonus points, worth $300 in travel, with your first card purchase within first two months*
  • Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment.
  • Earn one point on all other eligible everyday purchases.
  • Complimentary membership to Priority Pass Airport Lounges Worldwide.
  • Rates, fees and other information are effective as of March 1, 2017. Subject to change.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
19.99%
$99 first year annual fee waiver
CARD DETAILS:
  • 4% on eligible gas station and grocery store purchases.
  • 2% on drug store purchases and recurring bills.
  • 1% cash back on all other eligible purchases.
  • VISA Infinite Complimentary Concierge Service - available 24/7.
  • Access to VISA Infinite Luxury Hotel Collection.
  • VISA Infinite Dining Series - Unique dining experiences in some of Canada′s top restaurants.
  • Special access to unique offers and experiences.
  • Rental car collision insurance.
  • Purchase security and extended warranty protection.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
1.95%
(30 days)*
1.95%
(30 days)*
19.95%*
$0*
CARD DETAILS:
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
19.99%
$0
CARD DETAILS:
  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills.
  • 0.5% cash back on all other eligible purchases.
  • 20% AVIS rental card discount.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
None
None
19.99%
None
CARD DETAILS:
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
0% for your first
12 billing cycles
19.99%
None
CARD DETAILS:
  • Simplify your finances while enjoying platinum services.
  • 0% promotional annual interest rate†(AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
Excellent / Good Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
1.99% for your first
10 billing cycles
19.99%
None
CARD DETAILS:
  • Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡
  • Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡
  • Earn 20,000 Best Western Rewards® points †† on your first purchase – enough for a free night stay
  • You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊
  • No limit to the Best Western Rewards® points that can be earned using the credit card in a year
  • Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more.
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
1.99% for your first
10 billing cycles
19.99%
None
CARD DETAILS:
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 Genuine Rewards Point or every $2 in eligible purchases‡
  • Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers
  • Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw‡
  • No annual fee
Excellent / Good Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
1.99% for your first 10 billing cycles
19.99%
None
CARD DETAILS:
  • Earn rewards points with each eligible purchase
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
1.95%
(30 days)*
1.95%
(30 days)*
19.95%*
$0*
CARD DETAILS:
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
None
None
19.99%
None
CARD DETAILS:
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
1.99% for the first
6 months
19.99%
$39
CARD DETAILS:
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bills.
  • 1% cash back on all other eligible purchases.
  • Purchase security and extended warranty protection.
  • 20% AVIS rental card discount.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
0.99% for the first
6 months
11.99%
$29
CARD DETAILS:
  • Low 11.99% interest rate.
  • Interest free grace period of at least 21 days on purchases.
  • Save hundreds of dollars a year.
  • Pay down balances faster.
  • Simplify your monthly payments.
  • 20% AVIS rental card discount.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
3.99% for the first
6 months
16.99%
$0
CARD DETAILS:
  • 16.99% interest rate.
  • Interest free grace period of at least 21 days on purchases.
  • Save hundreds of dollars a year.
  • Pay down balances faster.
  • Simplify your monthly payments.
  • 20% AVIS rental card discount.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
19.99%
$99 first year annual fee waiver
CARD DETAILS:
  • 4% on eligible gas station and grocery store purchases.
  • 2% on drug store purchases and recurring bills.
  • 1% cash back on all other eligible purchases.
  • VISA Infinite Complimentary Concierge Service - available 24/7.
  • Access to VISA Infinite Luxury Hotel Collection.
  • VISA Infinite Dining Series - Unique dining experiences in some of Canada′s top restaurants.
  • Special access to unique offers and experiences.
  • Rental car collision insurance.
  • Purchase security and extended warranty protection.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
19.99%
$0
CARD DETAILS:
  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills.
  • 0.5% cash back on all other eligible purchases.
  • 20% AVIS rental card discount.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
0% for your first
12 billing cycles
19.99%
None
CARD DETAILS:
  • Simplify your finances while enjoying platinum services.
  • 0% promotional annual interest rate†(AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
Excellent / Good Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
1.99% for your first
10 billing cycles
19.99%
None
CARD DETAILS:
  • Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡
  • Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡
  • Earn 20,000 Best Western Rewards® points †† on your first purchase – enough for a free night stay
  • You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊
  • No limit to the Best Western Rewards® points that can be earned using the credit card in a year
  • Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more.
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
3.99% for the first
6 months
16.99%
$0
CARD DETAILS:
  • 16.99% interest rate.
  • Interest free grace period of at least 21 days on purchases.
  • Save hundreds of dollars a year.
  • Pay down balances faster.
  • Simplify your monthly payments.
  • 20% AVIS rental card discount.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
1.99% for your first
10 billing cycles
19.99%
None
CARD DETAILS:
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 Genuine Rewards Point or every $2 in eligible purchases‡
  • Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers
  • Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw‡
  • No annual fee
Excellent / Good Credit
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
1.99% for your first 10 billing cycles
19.99%
None
CARD DETAILS:
  • Earn rewards points with each eligible purchase
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
1.95%
(30 days)*
1.95%
(30 days)*
19.95%*
$0*
CARD DETAILS:
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
n/a
n/a
19.99%
$0
CARD DETAILS:
  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills.
  • 0.5% cash back on all other eligible purchases.
  • 20% AVIS rental card discount.
:
Compare
Apply Online
Summary of Key Features:
Intro APR on Purchases
Intro APR on Balance Transfer
Regular APR
Annual Fee
None
None
19.99%
None
CARD DETAILS:
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • 1,000 bonus points after your first eligible purchase††
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee


Not Sure Which Card to Choose? Ask Our Experts!
Leo Zhu
Leo Zhu, CreditLand Consultant on Credit Card Questions

Wide Range of Credit Cards for Canadians

To make a credit card application online, make sure you are eligible for the chosen bank offer (e.g. unsecured or rewards credit card applications). Evaluate the terms and conditions of each product presented to make the right choice when making the application.

If you expect credit companies to offer instant approval for bank products for fair or bad credit, issued in Canada, unfortunately you won't find them here.

Canada applications require good credit rating, so we do not provide customers with secured credit card applications. Though bad credit card applications in Canada, cards for fair credit (including secured credit offers in Canada) and no credit products are a frequent request at the site, still, there are no applications for these products.

You can rather find a credit card application with balance transfer or some rewards than a secured Visa product for Canada residents or any other deal for bad payment history. So, select a Canadian bank offer for good payment record and satisfy your personal needs applying online for it.

Like all other online credit card applications, opening a Canada credit line implies filling out a form, after which the bank decides whether or not to approve you. The procedure of making online applications is quick and safe. If you are choosing a most profitable application form online, you have convenient charts and easy online tools for comparing Canada applications available.

On the site customers can also find bank offers with cash back, as well as gasoline and hotel credit offers available through MasterCard or Visa card applications. Get the best bank credit offers to apply - instant online approval and balance transfer credit cards. Or you can choose among bank student credit offers.

See also Credit Cards for:

Excellent Credit
750-850
Credit Score
Good Credit
700-749
Credit Score
Fair Credit
640-699
Credit Score
Bad Credit
350-639
Credit Score

Latest Deals & Tips

about the Best Credit Cards For You in your inbox.
Subscribe for FREE!