Canadian Credit Card Applications

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Credit Card Applications » Canadian Credit Cards

Best Canadian Credit Cards

Canada credit cards are offered by the authoritative credit company, and you can find competitive rates and no annual fee American Express offers available in Canada. Canada bank card applications presented here are mainly for people with good payment history, who are eager to open credit lines for business or consumer needs.

Canada residents may choose from a wide assortment of bank products such as credit offers with low APR, no fee plastics and frequent flyer mile cards. You can apply online for a bank card of your choice orienting on your individual needs.

We offer a considerable number of Canada card applications online, so you can be in the know of the latest bank products in the country. Contrast the features, terms and conditions of the available online applications to choose the best Canadian deal for you!

Sort Cards by:RatingIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuar. ApprovalInstant Response
Platinum Plus® MasterCard® credit card - 0% for 12
Compare
Key Feature: No Annual Fee
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/a0% for your first
12 billing cycles
19.99%n/aNoNo
Card Details:
  • Simplify your finances while enjoying platinum services.
  • 0% promotional annual interest rate†(AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
Our Expert Opinion
  • 0% intro annual interest rate on balance transfer.
  • No annual fee.

See card details
See website for Details*
Affirm MasterCard®
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Key Feature: Credit limit up to $3,000
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
N/AN/A29.99% for homeowners and 34.99% for non-homeowners$84.00 ($7.00/month)*NoNo
Card Details:
  • True credit - no security deposit required
  • Credit limit up to $3,000
  • Use it anywhere MasterCard® cards are accepted
  • Fixed interest rate - 29.99% for homeowners and 34.99% for non-homeowners
  • Reports to credit bureaus every month
  • This card is issued by Peoples Trust Company under license from MasterCard International Incorporated. MasterCard and MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Our Expert Opinion
  • No security deposit required.
  • Fixed interest rate.
  • Reports to credit bureaus monthly.

  • High interest rate.
See card details
CAA-Quebec Dollars Platinum Plus® MasterCard® credit card
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Key Feature: Earn CAA-Quebec Dollars faster with the CAA-Quebec Dollars Platinum Plus® MasterCard® credit card.
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/a1.99% for your first
10 billing cycles
19.99%n/aNoNo
Card Details:
  • Earn 1% in CAA-Quebec Dollars on your eligible purchases‡
  • Earn an additional 1% in CAA-Quebec Dollars on eligible purchases, including gas at participating Couche-Tard locations‡
  • Earn an additional 20% CAA-Quebec Dollars on every eligible purchase‡ when compared to the CAA-Quebec Dollars Platinum Plus® MasterCard® credit card with the CAA-Quebec Dollars World MasterCard® credit card††††
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Offer available only for CAA-Quebec members - register now
  • No annual fee
Our Expert Opinion
  • Earn CAA-Quebec Dollars on purchases.
  • 1.99% intro APR on balance transfers.
  • No annual fee.

See card details
Scotia Momentum® VISA* card
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Key Feature: Cash Back on Everyday Spending
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/a1.99% for the first
6 months
19.99%$39NoNo
Card Details:
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bills.
  • 1% cash back on all other eligible purchases.
  • Purchase security and extended warranty protection.
  • 20% AVIS rental card discount.
Our Expert Opinion
  • Low interest rate on cash advances.
  • Extended cash back rewards program.
  • Worldwide accepted credit card.

  • Has an annual fee.
See card details
Excellent / Good Credit
Best Western MasterCard® credit card
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Key Feature: Reward yourself with a free night′s stay. You could get a FREE night with the Best Western Rewards® MasterCard® credit card‡
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/a1.99% for your first
10 billing cycles
19.99%n/aNoNo
Card Details:
  • Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡
  • Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡
  • Earn 20,000 Best Western Rewards® points †† on your first purchase – enough for a free night stay
  • You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊
  • No limit to the Best Western Rewards® points that can be earned using the credit card in a year
  • Use your Best Western Rewards® points in many ways – hotel stays, elite status upgrades◊◊, dining, airfare, gift cards and more.
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
Our Expert Opinion
  • Earn Best Western Rewards points.
  • No annual fee.
  • 1.99% promotional rate on balance transfers.

See card details
Scotiabank® U.S. Dollar VISA* card
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Key Feature: Purchase Security and Extended Warranty Protection
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/an/a19.99%$35NoNo
Card Details:
  • Worry-free U.S. dollar purchases with no currency conversion fees.
  • Free supplementary card.
  • Purchase Security and Extended Warranty Protection.
Our Expert Opinion
  • No U.S. $ currency conversion fee.
  • Free supplementary cards.
  • Discounts at AVIS car rental locations worldwide.

  • Annual fee is $35.
See card details
Scotiabank® Value VISA* card
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Key Feature: Low 11.99% Interest Rate
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/a0.99% for the first
6 months
11.99%$29NoNo
Card Details:
  • Low 11.99% interest rate.
  • Interest free grace period of at least 21 days on purchases.
  • Save hundreds of dollars a year.
  • Pay down balances faster.
  • Simplify your monthly payments.
  • 20% AVIS rental card discount.
Our Expert Opinion
  • Low interest rate credit card.
  • Save on AVIS car rentals.
  • Minimum credit limit of $500.

  • Has an annual fee.
See card details
Excellent / Good Credit
Sony Card MasterCard® credit card
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Key Feature: Get 2,000 Sony Points after your first eligible transaction††
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/a1.99% for your first
10 billing cycles
19.99%NoneNoNo
Card Details:
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn Sony Points on eligible purchases made using your Sony Card MasterCard®‡
  • Get 2,000 Sony Points after your first eligible transaction††
  • Earn double Sony Points on eligible purchases of Sony products at sony.ca or the Sony store / Maison Sony‡
  • Redeem Sony Points toward any Sony product online at sony.ca. Choose from the latest audio, video, gaming products and more‡
Our Expert Opinion
  • Earn Sony Points on eligible purchases.
  • 1.99% promotional rate on balance transfers.
  • No annual fee.

See card details
No-Fee Scotiabank Value® VISA* card
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Key Feature: Low Interest Rate
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/a3.99% for the first
6 months
16.99%$0NoNo
Card Details:
  • 16.99% interest rate.
  • Interest free grace period of at least 21 days on purchases.
  • Save hundreds of dollars a year.
  • Pay down balances faster.
  • Simplify your monthly payments.
  • 20% AVIS rental card discount.
Our Expert Opinion
  • Low interest rate at no annual fee.
  • Save at participating AVIS car rental locations worldwide.
  • Use Scotia credit card cheques to pay bills.

  • Credit card cheques are treated as a cash advance.
See card details
Harley-Davidson® MasterCard® credit card
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Key Feature: You could be one purchase away from winning a Harley-Davidson® motorcycle††
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/a1.99% for your first
10 billing cycles
19.99%n/aNoNo
Card Details:
  • 1.99% promotional annual interest rate† (AIR) on balance transfers✪ for the first 10 full months
  • Earn 1 Genuine Rewards Point or every $2 in eligible purchases‡
  • Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers
  • Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw‡
  • No annual fee
Our Expert Opinion
  • Earn Genuine Rewards Points and redeem for Harley Chrome Cash.
  • 1.99% intro APR on balance transfers.
  • No annual fee.

See card details
No-Fee ScotiaGold® VISA* card
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Key Feature: Essential Travel Benefits with No Annual Fee
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/an/a19.99%$0NoNo
Card Details:
  • Rental Car Collision Insurance.
  • 20% discount rates at Avis Car Rental.
  • Commission-free Travellers Cheques.
Our Expert Opinion
  • Travel benefits at no annual fee.
  • Minimum credit limit of $5,000.
  • Emergency travel assistance.

  • No rewards program.
See card details
Scotia Momentum® VISA* Infinite card
Compare
Key Feature: Maximum Cash Back on Everyday Spending
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/an/a19.99%$99 first year annual fee waiverNoNo
Card Details:
  • 4% on eligible gas station and grocery store purchases.
  • 2% on drug store purchases and recurring bills.
  • 1% cash back on all other eligible purchases.
  • VISA Infinite Complimentary Concierge Service - available 24/7.
  • Access to VISA Infinite Luxury Hotel Collection.
  • VISA Infinite Dining Series - Unique dining experiences in some of Canada′s top restaurants.
  • Special access to unique offers and experiences.
  • Rental car collision insurance.
  • Purchase security and extended warranty protection.
Our Expert Opinion
  • The maximum Scotia Momentum cash back.
  • Minimum credit limit of $5,000.
  • Save at participating AVIS car rental locations worldwide.

  • Has an annual fee.
See card details
Scotia Momentum® No-Fee VISA* card
Compare
Key Feature: Cash Back on Everyday Spending
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/an/a19.99%$0NoNo
Card Details:
  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills.
  • 0.5% cash back on all other eligible purchases.
  • 20% AVIS rental card discount.
Our Expert Opinion
  • Cash back rewards program.
  • Low introductory interest rate and no annual fee credit card.
  • Payment convenience with Visa payWave.

  • No interest free introductory period.
See card details
StudentAwards MBNA Rewards MasterCard® credit card
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Key Feature: Establish your credit rating and earn great rewards with the StudentAwards MBNA Rewards MasterCard® credit card
Expert Rating:
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/an/a19.99%n/aNoNo
Card Details:
  • Make your shopping work for you
  • Earn 1 MBNA Rewards point for every $1 in eligible purchases‡
  • Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No limit to the points you earn
  • No annual fee
Our Expert Opinion
  • Rewards credit card for students
  • No limit to the points you earn
  • No annual fee

  • High interest rates.
See card details

Wide Range of Credit Cards for Canadians

To make a credit card application online, make sure you are eligible for the chosen bank offer (e.g. unsecured or rewards credit card applications). Evaluate the terms and conditions of each product presented to make the right choice when making the application.

If you expect credit companies to offer instant approval for bank products for fair or bad credit, issued in Canada, unfortunately you won't find them here.

Canada applications require good credit rating, so we do not provide customers with secured credit card applications. Though bad credit card applications in Canada, cards for fair credit (including secured credit offers in Canada) and no credit products are a frequent request at the site, still, there are no applications for these products.

You can rather find a credit card application with balance transfer or some rewards than a secured Visa product for Canada residents or any other deal for bad payment history. So, select a Canadian bank offer for good payment record and satisfy your personal needs applying online for it.

Like all other online credit card applications, opening a Canada credit line implies filling out a form, after which the bank decides whether or not to approve you. The procedure of making online applications is quick and safe. If you are choosing a most profitable application form online, you have convenient charts and easy online tools for comparing Canada applications available.

On the site customers can also find bank offers with cash back, as well as gasoline and hotel credit offers available through MasterCard or Visa card applications. Get the best bank credit offers to apply - instant online approval and balance transfer credit cards. Or you can choose among bank student credit offers.

Our Experts about Canadian Credit Cards

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Questions & Answers about
Canadian Credit Cards

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Leo Zhu
Credit-Land Expert on Credit Cards

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