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Credit Card Applications » Canadian Credit Cards

Best Canadian Credit Cards

Canada credit cards are offered by the authoritative credit company, and you can find competitive rates and no annual fee American Express offers available in Canada. Canada bank card applications presented here are mainly for people with good payment history, who are eager to open credit lines for business or consumer needs.

Canada residents may choose from a wide assortment of bank products such as credit offers with low APR, no fee plastics and frequent flyer mile cards. You can apply online for a bank card of your choice orienting on your individual needs.

We offer a considerable number of Canada card applications online, so you can be in the know of the latest bank products in the country. Contrast the features, terms and conditions of the available online applications to choose the best Canadian deal for you!

Sort Cards by:RatingIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuar. ApprovalInstant Response
Good Credit

Good Credit
You can apply if: you missed a couple of payments a while back, your credit history is not long, or you declared a bankruptcy in the past, but now you manage your credit(s) perfectly, which cancelled out past credit troubles.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (9)
You've selected 9 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Cash Back on Everyday Spending
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/a1.99% for the first
6 months
19.99%$39NoNo
Card Details:
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bills.
  • 1% cash back on all other eligible purchases.
  • Purchase security and extended warranty protection.
  • 20% AVIS rental card discount.
Our Expert Opinion
  • Low interest rate on cash advances.
  • Extended cash back rewards program.
  • Worldwide accepted credit card.

  • Has an annual fee.
See card details
Good Credit

Good Credit
You can apply if: you missed a couple of payments a while back, your credit history is not long, or you declared a bankruptcy in the past, but now you manage your credit(s) perfectly, which cancelled out past credit troubles.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (9)
You've selected 9 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Low 11.99% Interest Rate
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/a0.99% for the first
6 months
11.99%$29NoNo
Card Details:
  • Low 11.99% interest rate.
  • Interest free grace period of at least 21 days on purchases.
  • Save hundreds of dollars a year.
  • Pay down balances faster.
  • Simplify your monthly payments.
  • 20% AVIS rental card discount.
Our Expert Opinion
  • Low interest rate credit card.
  • Save on AVIS car rentals.
  • Minimum credit limit of $500.

  • Has an annual fee.
See card details
Good Credit

Good Credit
You can apply if: you missed a couple of payments a while back, your credit history is not long, or you declared a bankruptcy in the past, but now you manage your credit(s) perfectly, which cancelled out past credit troubles.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (9)
You've selected 9 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Low Interest Rate
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/a3.99% for the first
6 months
16.99%$0NoNo
Card Details:
  • 16.99% interest rate.
  • Interest free grace period of at least 21 days on purchases.
  • Save hundreds of dollars a year.
  • Pay down balances faster.
  • Simplify your monthly payments.
  • 20% AVIS rental card discount.
Our Expert Opinion
  • Low interest rate at no annual fee.
  • Save at participating AVIS car rental locations worldwide.
  • Use Scotia credit card cheques to pay bills.

  • Credit card cheques are treated as a cash advance.
See card details
Good Credit

Good Credit
You can apply if: you missed a couple of payments a while back, your credit history is not long, or you declared a bankruptcy in the past, but now you manage your credit(s) perfectly, which cancelled out past credit troubles.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (9)
You've selected 9 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Essential Travel Benefits with No Annual Fee
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/an/a19.99%$0NoNo
Card Details:
  • Rental Car Collision Insurance.
  • 20% discount rates at Avis Car Rental.
  • Commission-free Travellers Cheques.
Our Expert Opinion
  • Travel benefits at no annual fee.
  • Minimum credit limit of $5,000.
  • Emergency travel assistance.

  • No rewards program.
See card details
Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (9)
You've selected 9 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Maximum Cash Back on Everyday Spending
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/an/a19.99%$99 annual fee waived
for the first year for accounts opened by June 30, 2014.
NoNo
Card Details:
  • 4% on eligible gas station and grocery store purchases.
  • 2% on drug store purchases and recurring bills.
  • 1% cash back on all other eligible purchases.
  • VISA Infinite Complimentary Concierge Service - available 24/7.
  • Access to VISA Infinite Luxury Hotel Collection.
  • VISA Infinite Dining Series - Unique dining experiences in some of Canada′s top restaurants.
  • Special access to unique offers and experiences.
  • Rental car collision insurance.
  • Purchase security and extended warranty protection.
Our Expert Opinion
  • The maximum Scotia Momentum cash back.
  • Minimum credit limit of $5,000.
  • Save at participating AVIS car rental locations worldwide.

  • Has an annual fee.
See card details
Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (9)
You've selected 9 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Cash Back on Everyday Spending
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
7.99% for the first
6 months
n/a19.99%$0NoNo
Card Details:
  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills.
  • 0.5% cash back on all other eligible purchases.
  • 20% AVIS rental card discount.
Our Expert Opinion
  • Cash back rewards program.
  • Low introductory interest rate and no annual fee credit card.
  • Payment convenience with Visa payWave.

  • No interest free introductory period.
See card details
Good Credit

Good Credit
You can apply if: you missed a couple of payments a while back, your credit history is not long, or you declared a bankruptcy in the past, but now you manage your credit(s) perfectly, which cancelled out past credit troubles.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (9)
You've selected 9 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Earn 5,000 Bonus Scotia Rewards Points with first Purchase
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/an/a19.99%$110NoNo
Card Details:
  • Earn one Scotia Rewards 1 point for every $1 you spend.
  • Travel anywhere, at any time of the year with no restrictions.
  • Comprehensive travel protection and insurance.
  • 5% cash back on travel purchased through Scotia Rewards.
  • 5,000 bonus Scotia Rewards points with first purchase for accounts opened by June 30, 2014.
  • Book online or by phone.
  • Concierge Service.
  • Merchandise, gift card and other rewards available.
Our Expert Opinion
  • Earn Scotia rewards points on all your purchases.
  • No travel restrictions with ScotiaGold Passport®.
  • Convenience to pay with Visa payWave™.

  • Has an annual fee.
See card details
Good Credit

Good Credit
You can apply if: you missed a couple of payments a while back, your credit history is not long, or you declared a bankruptcy in the past, but now you manage your credit(s) perfectly, which cancelled out past credit troubles.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (9)
You've selected 9 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Earn 5,000 Scotia Rewards bonus points with first purchase
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Summary of Card Features:
Intro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeGuaranteed ApprovalInstant Response
n/an/a19.99%$39NoNo
Card Details:
  • 5,000 Scotia Rewards bonus points with first purchase.
  • Worth $50 in travel for accounts opened by June 30, 2014.
  • Earn 2x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment.
  • Earn one point on all other eligible purchases.
  • Extraordinary travel benefits.
  • Flexible Point Redemption.
  • Comprehensive travel insurance.
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
  • Receive up to 25% off qualifying car rentals.
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 8 consecutive days.
  • Redeem points for merchandise and other rewards.
Our Expert Opinion
  • Travel rewards program credit card.
  • Save more with American Express SELECTS.
  • American Express credit card.

  • Has an annual fee.
See card details

Wide Range of Credit Cards for Canadians

To make a credit card application online, make sure you are eligible for the chosen bank offer (e.g. unsecured or rewards credit card applications). Evaluate the terms and conditions of each product presented to make the right choice when making the application.

If you expect credit companies to offer instant approval for bank products for fair or bad credit, issued in Canada, unfortunately you won't find them here.

Canada applications require good credit rating, so we do not provide customers with secured credit card applications. Though bad credit card applications in Canada, cards for fair credit (including secured credit offers in Canada) and no credit products are a frequent request at the site, still, there are no applications for these products.

You can rather find a credit card application with balance transfer or some rewards than a secured Visa product for Canada residents or any other deal for bad payment history. So, select a Canadian bank offer for good payment record and satisfy your personal needs applying online for it.

Like all other online credit card applications, opening a Canada credit line implies filling out a form, after which the bank decides whether or not to approve you. The procedure of making online applications is quick and safe. If you are choosing a most profitable application form online, you have convenient charts and easy online tools for comparing Canada applications available.

On the site customers can also find bank offers with cash back, as well as gasoline and hotel credit offers available through MasterCard or Visa card applications. Get the best bank credit offers to apply - instant online approval and balance transfer credit cards. Or you can choose among bank student credit offers.

Our Experts about Canadian Credit Cards

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Questions & Answers about
Canadian Credit Cards

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