Credit Cards for People with Excellent Credit

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Credit Card Applications » Credit Cards for Excellent Credit

Credit Card Applications for Excellent Credit

Congratulations! Your spotless credit history has earned you an excellent credit score, making you eligible for advantageous deals out there. Our Credit-Land.com team has hand-picked the featured credit cards to give you all the benefits you deserve. You'll be able to qualify for 0% APR on purchases and balance transfers, so you can never pay a penny of interest. Cash back on purchases, cash sign-on bonuses, yearly cash back incentives - you can have it all.

Keep on doing what you're doing - you obviously know how to use credit responsibly! Let Credit-Land.com help you reap the rewards to the fullest.

Sort Cards by:RatingIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeFee on Bal. Tr.Application Processing Fee
Capital One® VentureOne® Rewards Credit Card
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Key Feature: Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Application Processing Fee
0% intro on purchases for 12 monthsN/A12.24% - 22.24% (Variable)$0$0See terms
Card Details:
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.24%-22.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn
Our Expert Opinion
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of approval, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime

See card details
Capital One® Venture® Rewards Credit Card
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Key Feature: Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Application Processing Fee
N/AN/A13.24% - 23.24% (Variable)$0 intro for first year; $59 after that$0See terms
Card Details:
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
Our Expert Opinion
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime

See card details
Good, Excellent Credit
Discover it® - Cashback Match™
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Key Feature: You could turn $200 into $400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Application Processing Fee
0% (12 months)0% (12 months)11.24% – 23.24% Variable$03%See terms
Card Details:
  • You could turn $200 into $400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon.com, Sam’s Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO® Credit Scores for free on statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Our Expert Opinion
  • You could turn $200 into $400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon.com, Sam’s Club and more, on up to $1,500 in purchases every quarter you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.

See card details
Capital One® Quicksilver® Cash Rewards Credit Card
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Key Feature: Earn unlimited 1.5% cash back on every purchase, every day
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Application Processing Fee
0% intro on purchases for 9 months0% intro on balance transfers for 9 months13.24% - 23.24% (Variable)$03%See terms
Card Details:
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Every 10th Uber ride is free up to $15 when you pay with your Quicksilver card through March 31, 2017
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Our Expert Opinion
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Every 10th Uber ride is free up to $15 when you pay with your Quicksilver card through March 31, 2017

See card details
Excellent/Good Credit
Citi® Diamond Preferred® Card
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Key Feature: Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Application Processing Fee
0% (21 months)*0% (21 months)*12.24% - 22.24%* (Variable)$0*3%See terms
Card Details:
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*
Our Expert Opinion
  • 0% intro APR on purchases and balance transfers.
  • Get protected with Citi® Identity Theft Solutions.
  • Free access to FICO® Scores.

  • Balance transfer fee is 3% of each balance transfer.
See card details
Barclaycard CashForward™ World MasterCard®
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Key Feature: Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Application Processing Fee
n/a0% (15 months (on balance transfers made within 45 days of account opening))14.99%, 19.99% or 24.99%* Variable$03%See terms
Card Details:
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Our Expert Opinion
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption

See card details
Good, Excellent Credit
Discover it® Miles
Compare
Key Feature: 50,000 Miles could turn into 100,000 Miles with Discover Match®. We'll automatically match all the Miles you earned at the end of your first year. Only for new cardmembers.
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Application Processing Fee
0% (12 months)10.99% (12 months)11.24% – 23.24% Variable$03%See terms
Card Details:
  • 50,000 Miles could turn into 100,000 Miles with Discover Match®. We'll automatically match all the Miles you earned at the end of your first year. Only for new cardmembers.
  • UNLIMITED 1.5x Miles on every dollar you spend on purchases.
  • Redeem in any amount for a credit to your statement to cover travel purchases.
  • NO BLACKOUT dates. Fly any airline, any time.
  • NO ANNUAL FEE.
  • Automatic credit of up to $30 a year for your in-flight Wi-Fi fees.
  • Get 100% U.S. based customer service.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
Our Expert Opinion
  • 50,000 Miles could turn into 100,000 Miles with Discover Match®.
  • UNLIMITED 1.5x Miles on every dollar you spend on purchases.
  • NO BLACKOUT dates. Fly any airline, any time.

See card details
Citi Simplicity® Card – No Late Fees Ever
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Key Feature: 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Application Processing Fee
0% (21 months)*0% (21 months)*13.24% - 23.24% (variable)$0*3%See terms
Card Details:
  • The ONLY card with No Late Fees, No Penalty Rate and No Annual Fee…EVER
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day – just say "representative".
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
Our Expert Opinion
  • Zero intro APR on purchases and balance transfers.
  • No late fees or penalty rate.
  • No annual fee.

  • No rewards program.
See card details
Barclaycard Arrival Plus™ World Elite MasterCard®
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Key Feature: Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Application Processing Fee
n/a0% (12 months (on balance transfers made within 45 days of account opening))16.24%, 20.24% or 23.24%* Variable$89 - waived first year3%See terms
Card Details:
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.24%, 20.24% or 23.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
Our Expert Opinion
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem

See card details
Excellent Credit
TD Cash Visa® Credit Card
Compare
Key Feature: Earn $200 cash back when you spend $1,500 within the first 90 days of account opening*
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Application Processing Fee
n/a0% (12 months)13.24%-23.24%$04%See terms
Card Details:
  • Earn $200 cash back when you spend $1,500 within the first 90 days of account opening*
  • 2% cash bonus on dining purchases from your local deli to fast food, coffee shops, casual restaurants and fine dining.
  • 1% on all other purchases - no categories or gimmicks - and earn points that never expire*
  • 0% introductory APR on balance transfers for 12 billing cycles and 13.24%-23.24% variable APR thereafter; based on creditworthiness.
  • There is a 4% balance transfer fee (minimum $10) for each transfer. Minimum balance transfer request amount is $250.*
  • Redeem your cash rewards for over 400 options - cash back, electronics, gift cards, travel rewards and more - starting at $25
  • No foreign transaction fees
  • No annual fee*
Our Expert Opinion
  • Cash Back rewards.
  • 0% into APR on Balance Transfers.
  • No annual fee.

See card details

* Click apply to read the full Terms and Conditions.

Lots of Choices for People with Excellent Credit

You've never missed a payment and you've made all the right financial moves. Now you can get approved for a credit card from any bank, and many of them will extend their most generous offers to you. It's in your power to choose the card that best meets your specific needs.

Most banks let you earn points on every dollar you spend, and these points can be converted into cash, traded in for gift cards, or used on a shopping spree. Use this "free money" to get discounts on whatever you want to buy, wherever you want to buy it.

Many credit cards offer perks like a concierge service that will help you shop for gifts, find priority seating at events, and even help plan your wedding. Some of other services that come with these cards include: 24-hour travel and roadside assistance, auto rental insurance, and free extended warranty protection on items purchased with your credit card.

Keep in mind that while having excellent credit gives you many rewards and perks, you must maintain your stellar money management habits, make wise financial decisions, and most importantly, never miss a payment, if you want to hold on to your excellent credit rating.

Our Experts about Excellent Credit Cards

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Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

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Credit Cards for People with Excellent Credit
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Excellent Credit Cards Video

Good and Excellent Credit History: Enjoy a Freedom of Choosing Any Card You Want

December 20, 2014

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