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Credit Cards for People with Excellent Credit

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Credit Card Applications for Excellent Credit

Credit Cards for People with Excellent Credit
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Congratulations! Your spotless credit history has earned you an excellent credit score, making you eligible for the very best deals out there. Our Credit-Land.com team has hand-picked the best credit cards to give you all the benefits you deserve. You'll be able to qualify for 0% APR on purchases and balance transfers, so you can never pay a penny of interest. Cash back on purchases, cash sign-on bonuses, yearly cash back incentives - you can have it all.

Keep on doing what you're doing - you obviously know how to use credit responsibly! Let Credit-Land.com help you reap the rewards to the fullest.

Sort Cards by:RatingIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: 0% on Purchases and Balance Transfers for 14 months
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
0%
(14 months)
0%
(14 months)
10.99% -
22.99% Variable±
$03%±$0
Card Details:
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won´t raise your APR.±
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014. And 1% cash back on all other purchases.±
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you´re never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.±
  • 0% Intro APR± on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • ±Click "Apply" to see rates, rewards, and free free FICO® Credit Score terms and other information.
Our Expert Opinion
  • Longest 0% intro period on purchases from Discover.
  • Does not charge overlimit fee.
  • The safety is guaranteed.

  • Charges a balance transfer fee.
See card details
Excellent / Good Credit

Excellent/Good Credit
Required FICO score for this card: 700 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Transfer a Balance for 0% intro APR until July 2015
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
0%
(until
July
2015)
0%
(until
July
2015)
10.9% -
18.9% (V)
$03%See terms
Card Details:
  • Transfer a balance for 0% intro APR until July 2015.
  • Get 0% intro APR on all purchases until July 2015.
  • Enjoy no annual fee.
  • Get peace of mind with fraud coverage if your card is lost or stolen.
  • Enjoy extended warranty protection on eligible items purchased with your card.
  • Fast and easy access, 24/7.
  • Rent a car using your card and get collision, damage, and loss insurance.
  • Feel secure with 24-hour roadside assistance.
Our Expert Opinion
  • No Foreign Transaction Fee.
  • Covers against online fraud.
  • Low balance transfer fee.

  • High penalty APR.
  • Must have good or excellent credit history.
See card details
Excellent / Good Credit

Excellent/Good Credit
Required FICO score for this card: 700 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: One-time $100 bonus after you spend $500 on purchases within the first 3 months
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
0%
(until
January
2015)
0%
(until
January
2015)
12.9% -
22.9% (V)
$03%See terms
Card Details:
  • One-time $100 bonus after you spend $500 on purchases within the first 3 months.
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories and no sign ups needed to earn cash rewards.
  • Redeem the cash back you earn for any amount, any time.
  • Your cash back doesn´t expire.
  • 0% intro APR on purchases and balance transfers until January 2015.
  • No annual fee.
Our Expert Opinion
  • Spend $500 within 3 months and get a $100 bonus.
  • Earn as much cash back as you can, there are no caps.
  • Get your cash back at any time.

  • For people with excellent or good credit.
See card details
Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: 0% on Balance Transfers and Purchases for 18 months
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
0%
(18 months)26
0%
(18 months)26
12.99% -
21.99% (Variable)
$0263%$0
Card Details:
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER.
  • No penalty rate - EVER.
  • No annual fee - EVER.
  • Save time when you call with fast, personal help, 24 hours a day.
Our Expert Opinion
  • Good Promotional Period for balance transfer.
  • No late fees or penalty rate.

  • No rewards program.
See card details
Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Get 0% Intro APR on Balance Transfers and Purchases for 18 months
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
0%
(18 months)26
0%
(18 months)26
11.99% -
21.99%26 (Variable)
$0263%$0
Card Details:
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee.26
Our Expert Opinion
  • VIP access to presale tickets for live entertainment.
  • Get protected with Citi IdentityMonitor.
  • Earn Citi Easy Deals Points for purchases.

  • Balance transfer fee is 3% of each balance transfer.
See card details
Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: 0% on Balance Transfers for 18 months
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
0%
(6 months)
0%
(18 months)
10.99% -
22.99% Variable±
$03%±$0
Card Details:
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won´t raise your APR.±
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014. And 1% cash back on all other purchases.±
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you´re never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.±
  • 0% Intro APR± on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR± on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • ±Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
Our Expert Opinion
  • Longest 0% intro period on balance transfer from Discover.
  • Peace in mind if you have some problems with payments.
  • Offers cash back bonus program.

  • Requires excellent credit history.
See card details
Excellent Credit

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Start with a $50 Cash Back Bonus after first Use
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
0%
(12 billing
cycles)
0%
(12 billing
cycles)
12.99% or
20.99% (Variable)
$04%$0
Card Details:
  • You can earn 10% or more cash back on eligible online purchases through Upromise.
  • Start with a $50 cash back bonus after first use.
  • Earn 4% back at thousands of participating Upromise dining restaurants.
  • Earn 3% cash back on eligible gas purchases at Exxon or Mobil locations.
  • Earn 2% cash back at eligible movie theaters.
  • Earn 1% cash back everywhere else.
  • No annual fee.
Our Expert Opinion
  • A Cash back credit card for everyone.
  • No annual fee credit card.
  • 0% introductory rates to maximize savings.

  • Balance transfer and cash advance are not free.
See card details
Excellent / Good Credit

Excellent/Good Credit
Required FICO score for this card: 700 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
0%
(until
April
2015)
n/a11.9% -
19.9% (V)
$0$0See terms
Card Details:
  • Earn unlimited 1.25 miles on every purchase, every day.
  • No annual fee.
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel.
  • Fly any airline, stay at any hotel, anytime.
  • Enjoy a low intro APR on purchases.
  • Travel when you want - no blackout dates.
  • Miles don´t expire.
  • No limit to the miles you can earn.
Our Expert Opinion
  • Earn reward miles for every dollar you spend.
  • Low standard APR.
  • No balance transfer fees. .

  • Must have good or excellent credit history to qualify.
See card details
Excellent / Good Credit

Excellent/Good Credit
Required FICO score for this card: 700 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: 5% Earnings on your first $5,000 in purchases every year
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
0%
(12 months)
n/a11.9% -
19.9% (V)
$0noneSee terms
Card Details:
  • 5% Earnings on your first $5,000 in purchases every year.
  • 2% unlimited Earnings on purchases after that.
  • Redeem Earnings toward a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • Your Earnings don´t expire and there´s no limit on how much you can redeem.
  • For an even better value, stack your Earnings on top of your best agreed-upon price and most current GM offers.
  • 0% intro APR on purchases for 12 months, then 11.9% - 19.9% variable APR on purchases.
  • No foreign transaction fees.
  • No annual fee.
Our Expert Opinion
  • Earn 5% annually on your first $5,000 in purchases.
  • Redeem earnings whenever you want - they never expire.
  • Redeem earnings toward your new General Motors vehicle.

  • No promotional period on balance transfer.
See card details
Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Earn up to 50,000 bonus ThankYou® Points
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
n/an/a13.99% -
22.99%26 (Variable)
$125;
fee waived for the first 12 months26
3%$0
Card Details:
  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards.
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening.
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember.
  • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment.
  • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels.
  • Earn 1 ThankYou Point per $1 spent on other purchases.
  • Points do not expire and earn unlimited Thank You Points.
  • Travel with ease and enjoy chip based technology.
Our Expert Opinion
  • Annual fee is waived for the first year.
  • Earn as many points as you want - your points won´t expire.
  • Pay no fee for foreign purchases.

  • Has an annual fee.
See card details
Excellent / Good Credit

Excellent/Good Credit
Required FICO score for this card: 700 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: No limit to the miles you can earn
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
n/an/a13.9% -
20.9% (V)
$0 intro for first year;
$59 after that
$0See terms
Card Details:
  • Earn unlimited 2X miles on every purchase, every day.
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel.
  • Fly any airline, stay at any hotel, anytime.
  • Travel when you want - no blackout dates.
  • Miles don´t expire.
  • No limit to the miles you can earn.
  • No foreign transaction fees.
  • No annual fee for the first year; $59 after that.
Our Expert Opinion
  • Easy to Earn & Redeem miles.
  • No foreign transaction fees.
  • Includes Visa Signature Concierge Service.

  • Must have good or excellent credit.
See card details
Excellent Credit

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (45)
You've selected 45 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Earn 40,000 Bonus Miles after spending $500 in purchases in the first 90 days
Expert Rating:
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal. Tr.
Regular APRAnnual FeeFee on Bal. Tr.Activation Fee
0%
(12 billing
cycles)
0%
(12 billing
cycles)
15.99% or 24.99%
(Variable)
$694%$0
Card Details:
  • Earn 40,000 bonus miles after spending $500 in purchases in the first 90 days.
  • Earn up to 10,000 bonus miles on balance transfers (1 mile per $1 transferred) in the first 90 days.
  • Earn DOUBLE miles on purchases at FlyFrontier.com and 1 mile per $1 on all other purchases.
  • No blackout dates! Book any roundtrip award flight on Frontier starting at 20,000 miles (subject to fees/taxes from $5).
  • Cardmember Exclusive! Redeem roundtrip companion award tickets for 5,000 less miles (from 15,000 miles plus taxes/fees from $5).
  • 0% Introductory APR on purchases and balance transfers for the first 12 months after account opening. After that, a variable APR, currently 15.99% or 24.99% based on your creditworthiness.
  • $69 Annual Fee.
Our Expert Opinion
  • Earn miles and award trips faster.
  • Competitively low annual fee.

  • Has a foreign transaction fee.
See card details

± Click apply for Terms & Conditions.
26 See the Citi card terms and conditions online.

Lots of Choices for People with Excellent Credit

You've never missed a payment and you've made all the right financial moves. Now you can get approved for a credit card from any bank, and many of them will extend their most generous offers to you. It's in your power to choose the card that best meets your specific needs.

Most banks let you earn points on every dollar you spend, and these points can be converted into cash, traded in for gift cards, or used on a shopping spree. Use this "free money" to get discounts on whatever you want to buy, wherever you want to buy it.

Many credit cards offer perks like a concierge service that will help you shop for gifts, find priority seating at events, and even help plan your wedding. Some of other services that come with these cards include: 24-hour travel and roadside assistance, auto rental insurance, and free extended warranty protection on items purchased with your credit card.

Keep in mind that while having excellent credit gives you many rewards and perks, you must maintain your stellar money management habits, make wise financial decisions, and most importantly, never miss a payment, if you want to hold on to your excellent credit rating.

Our Experts about Excellent Credit Cards

latest news:

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Rotating cash back categories at Chase and Discover will put some extra money in the pockets of people fixing up their homes this spring. Through the end of June, Discover is offering 5% cash back on purchases at home improvement stores, furniture ...Continue reading

More excellent credit cards news

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Discover offers two rewarding credit cards to the consumers with excellent credit history. These two Discover it® cards look the same but they are different. Both cards do share majority of the features but their introductory periods are different. Continue reading

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Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

User level: Above average

Excellent Credit Cards Video

Good and Excellent Credit History: Enjoy a Freedom of Choosing Any Card You Want

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