Credit Card Applications for Excellent Credit
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Congratulations! Your spotless credit history has earned you an excellent credit score, making you eligible for the very best deals out there. Our Credit-Land.com team has hand-picked the best credit cards to give you all the benefits you deserve.
What you should know:
Zero Percent on Everything:
You'll be able to qualify for 0% APR on purchases and balance transfers, so you can never pay a penny of interest.
All the Best Perks:
Cash back on purchases, cash sign-on bonuses, yearly cash back incentives - you can have it all.
Our Expert Advice:
Keep on doing what you're doing - making payments on time and being a savvy cardholder. You obviously know how to use credit responsibly! Let Credit-Land.com help you reap the rewards to the fullest.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (14 months) | 0% (14 months) | 10.99% - 22.99%± Variable | $0 | 3%± | $0 |
- The new Discover it card is out to change the way people think about credit cards.
- Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.±
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you´ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR± on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. ±Click apply for Terms & Conditions.
- Longest 0% intro period on purchases from Discover.
- Does not charge overlimit fee.
- The safety is guaranteed.
- Charges a balance transfer fee.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (9 billing cycles) | 0% (9 billing cycles) | 13.99% - 23.99% (Variable) | $0 | 3% | $0 |
- Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers.
- Earn free groceries faster at Kroger, King Soopers, Dillons Smith´s, Fry´s and QFC; 3 points per $1 spent on Kroger family of brand products.
- 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
- 1 point per $1 spent anywhere Visa Cards are accepted.
- Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter.
- 0% intro APR15 for first 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99% - 23.99%.
- $0 annual fee.15
- Three-in-one card: Rewards Card, Shopper´s Card and Visa Card.
- Earn rewards at the Kroger Family of Stores.
- Visa card benefits included.
- Should have excellent credit history to qualify.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (18 months)26 | 0% (18 months)26 | 11.99% - 21.99%26 (Variable) | $026 | 3% | $0 |
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
- No annual fee.26
- VIP access to presale tickets for live entertainment.
- Buy now. Save later with Citi® Price Rewind.
- Get protected with Citi IdentityMonitor.
- No rewards on everyday purchases.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| n/a | n/a | 13.99% - 22.99% (Variable) | Yes15 | 3% | $0 |
- Earn up to 9 Free Award Nights15 with 50,000 Gold Points after your first purchase, plus 35,000 points once you spend $2,500 on your card within the first 90 days.
- 10 points per $1 spent in eligible net purchases15 at participating Carlson Rezidor hotels worldwide.
- 5 points per $1 spent in eligible net purchases everywhere else.
- Bonus Award Night - When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free. Exclusively for cardmembers!
- Club Carlson Gold Status is yours after you activate and use your card.
- 15Category 1 hotels.
- 15Net purchases are purchases minus credits and returns.
- Earn more points for every dollar spent.
- Get Annual Renewal Bonus every year you renew your account.
- Receive free Bonus Award Night.
- The card has an annual membership fee.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (12 billing cycles) | 0% (12 billing cycles) | 12.99% or 20.99% (Variable) | $0 | 4% | $0 |
- No annual fee.
- Earn $50 cash back with your first purchase.
- With eligible online purchases through Upromise, you can earn 5% or more cash back as well as an additional 5% when you use your Upromise World MasterCard.
- Earn 4% back at thousands of participating Upromise dining restaurants.
- Earn up to 3% cash back on eligible gas purchases at Exxon or Mobile locations.
- Earn 2% cash back at eligible movie theaters.
- Earn 1% cash back everywhere else.
- Earn cash back on every purchase with no caps.
- 0% introductory APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR, currently 12.99% or 20.99% depending on your creditworthiness.
- A Cash back credit card for everyone.
- No annual fee credit card.
- 0% introductory rates to maximize savings.
- Balance transfer and cash advance are not free.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (12 billing cycles) | 0% (12 billing cycles) | 13.74% - 22.74% (Variable) | $0 | 4% | $0 |
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness.
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit.
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases.
- No cap on points earned and points never expire.
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits.
- 20% off every purchase at NFLShop.com - that´s $20 off every $100 you spend.
- Houston Texans fans special.
- Earn points fast.
- Redeem points for travel and more.
- The card has a foreign transaction fee.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (12 billing cycles) | 0% (12 billing cycles) | 13.99% - 23.99% (Variable) | $0 for the first year, then $4915 | 3% | $0 |
- Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days.
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees.
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card.
- Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses.
- Earn Triple FlexPoints for your charitable donations.
- Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card.
- $0 Annual Fee15 the first year, after that $4915.
- Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards.
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more.
- Earn bonus points and redeem or combine them.
- Earn double points in category you spend the most.
- Enjoy Visa Signature benefits.
- The card has an annual fee.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (18 months)26 | 0% (18 months)26 | 12.99% - 21.99% (Variable) | $026 | 3% | $0 |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER.
- No penalty rate - EVER.
- No annual fee - EVER.
- Save time when you call with fast, personal help, 24 hours a day.
- Good Promotional Period for balance transfer.
- No late fees or penalty rate.
- No rewards program.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (until September 2014) | 0% (until September 2014) | 10.9% - 18.9% (V) | $0 | 3% | See terms |
- 0% intro APR until September 2014 on balance transfers.
- 0% intro APR until September 2014 on purchases.
- No annual fee.
- $0 Fraud Liability if your card is lost or stolen.
- 24-hour travel assistance gives you a replacement card and cash advance.
- 24-hour roadside assistance.
- Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own.
- No Foreign Transaction Fee.
- Covers against online fraud.
- Low balance transfer fee.
- High penalty APR.
- Must have good or excellent credit history.
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| See terms | See terms | Various Rates | See terms | See terms | See terms |
- Click "APPLY HERE" to find card offers.
- See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more.
- Find the right card without affecting your credit score.
- Get your results in less than a minute.
- 24/7 account access.
- $0 Fraud Liability if your card is lost or stolen.
- Personalize your card with an image of your choice.
- Choose rewards program you prefer.
- No risk to your credit score.
- Get result in 60 seconds.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (12 months)26 | 0% (12 months)26 | 12.99% - 22.99%26 (Variable) | $026 | 3% | $0 |
- $100 cash back after $500 in purchases within the first 3 months of account opening.
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness.26
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment.
- Enroll at no additional cost each quarter for new categories that earn additional cash back.
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee.26
- Convenient trip cancellation coverage.
- Straightforward cash back rewards.
- Covers against unauthorized transactions.
- High standard APR.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | Intro APR on Bal. Tr. | Regular APR | Annual Fee | Fee on Bal. Tr. | Activation Fee |
|---|---|---|---|---|---|
| 0% (15 billing cycles) | 0% (15 billing cycles) | 9.99% - 23.99% (Variable) | $0 | 3% | $0 |
- 0% Intro APR15 on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99% - 23.99%.
- No annual fee15.
- Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum.
- $0 fraud liability15 for unauthorized transactions if your card is ever lost or stolen.
- Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud.
- Online account management and account alerts.
- Pay bills automatically online.
- Receive your credit score at no cost.
- Manage credit online with Free Online Account Access.
- Must have good-to-excellent credit history.
Lots of Choices for People with Excellent Credit
You've never missed a payment and you've made all the right financial moves. Now you can get approved for a credit card from any bank, and many of them will extend their most generous offers to you. It's in your power to choose the card that best meets your specific needs.
Most banks let you earn points on every dollar you spend, and these points can be converted into cash, traded in for gift cards, or used on a shopping spree. Use this "free money" to get discounts on whatever you want to buy, wherever you want to buy it.
Many credit cards offer perks like a concierge service that will help you shop for gifts, find priority seating at events, and even help plan your wedding. Some of other services that come with these cards include: 24-hour travel and roadside assistance, auto rental insurance, and free extended warranty protection on items purchased with your credit card.
Keep in mind that while having excellent credit gives you many rewards and perks, you must maintain your stellar money management habits, make wise financial decisions, and most importantly, never miss a payment, if you want to hold on to your excellent credit rating.
Our Experts about Excellent Credit Cards
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Try Our Credit Card Tools:
Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.
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± Click apply for Terms & Conditions.
15 See Card Terms and Conditions.
26 See the Citi card terms and conditions online.