Best Visa® Credit Cards
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Recognized and accepted worldwide, Visa offers a card for every customer. From prepaid to rewards cards, cards for people with excellent credit history, and cards for those looking to improve or establish their credit, Visa has an offer for everyone.
Visa carries many different rewards cards and offers benefits like roadside assistance, travel insurance, consumer protection programs, and much more. Offering perks like 0% APR on purchases and balance transfers, cash back, hotel rewards, and more, Visa premium rewards cards are some of the best of their kind.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
20,000 First-Use Bonus Miles Summary of Card Features:
- Double miles on gas, groceries and Aeromexico ticket purchases.
- 1 mile per $1 spent on everything else.
- 20,000 First-Use bonus miles - enough for a round-trip ticket.
- Complimentary Companion Certificate.
- Complimentary Salon Premier Lounge access.
- Complimentary checked bag.
- Aeromexico ticket discount.
- $015 intro annual fee for the first year, thereafter up to $8015.
- Renewal bonus miles, plus $99 Complimentary Companion Certificate with credit card renewal.
| Intro APR on Purch. | n/a |
| Intro APR on Bal. Tr. | n/a |
| Regular APR | 12.99% - 19.99% (Variable) |
| Annual Fee | $0 for the first year, then $8015 |
| Activation Fee | $0 |
- Earn bonus miles to travel with SkyTeam.
- No Pre-Set Spending Limit allows to carry a designated part of your balance from one statement to the next.
- Enjoy exclusive Visa Signature benefits.
- Card has an annual fee after first year of cardmembership.
Bad Credit
Required FICO score for this card: 350 to 619
You can apply if: you regularly miss or skip payments and max out your credit balance; you have more than one foreclosure, repossession, or a bankruptcy declared.
No Annual Fee Summary of Card Features:
- Affordable Monthly Payments.69
- No Annual Fee.68
- No Over Limit Fee.68
- Get Response in 60 seconds.
- No down payments, no layaway and no surprises.
- We often say "YES!" when others say "No".
| Intro APR on Purch. | n/a |
| Intro APR on Bal. Tr. | n/a |
| Regular APR | 24.90% |
| Annual Fee | $0 |
| Activation Fee | See website |
- No annual fee.
- Quick approval.
- Good for people with less than perfect credit.
- High APR.
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
Simply Long 0% Introductory Periods Summary of Card Features:
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER.
- No penalty rate - EVER.
- No annual fee - EVER.
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR on Purch. | 0% (18 months)26 |
| Intro APR on Bal. Tr. | 0% (18 months)26 |
| Regular APR | 12.99% - 21.99% (Variable) |
| Annual Fee | $026 |
| Activation Fee | $0 |
- Good Promotional Period for balance transfer.
- No late fees or penalty rate.
- No rewards program.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
0% Intro APR on Balance Transfers and Purchases for 12 months Summary of Card Features:
- 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness.
- One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit.
- Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases.
- No cap on points earned and points never expire.
- Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits.
- 20% off every purchase at NFLShop.com - that´s $20 off every $100 you spend.
| Intro APR on Purch. | 0% (12 billing cycles) |
| Intro APR on Bal. Tr. | 0% (12 billing cycles) |
| Regular APR | 13.74% - 22.74% (Variable) |
| Annual Fee | $0 |
| Activation Fee | $0 |
- Tampa Bay Buccaneers fans credit card.
- No caps on earning points.
- A 20% discount at NFLShop.com.
- The card is for people with excellent credit.
Fair Credit
Required FICO score for this card: 620 to 659
You can apply if: your credit history is short; you have recent late or missed payments, recent bankruptcy or loan defaults, or other past credit problems.
Visa Platinum Benefits for Fair Credit Summary of Card Features:
- Get pre-qualified for a Visa Platinum card.
- Pick your payment due date to fit your schedule.
- Email or text alerts to remind you when your payment is due.
- Free online monthly credit score tracking included.
- Automatic reviews for credit line increase opportunities.
- Includes Travel Accident Insurance and Auto Collision Damage Waiver.
- Choose your card design from our premium gallery.
| Intro APR on Purch. | n/a |
| Intro APR on Bal. Tr. | n/a |
| Regular APR | 23.90% (V) |
| Annual Fee | $75 First year (Introductory period). $99 thereafter, billed monthly at $8.25 |
| Activation Fee | See website |
- Choose your own payment due date.
- Free credit score tracking.
- No over-limit fees.
- No balance transfers.
- Annual fee billed monthly.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
No Annual Fee Summary of Card Features:
- Earn 3 points for every $1 spent at Harley-Davidson® dealerships.15
- Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants.15
- Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash.15
- No limit to how much Harley Chrome® Cash you can earn.
- Chances to win a new Harley-Davidson® motorcycle every month.15
- No Annual Fee.
| Intro APR on Purch. | n/a |
| Intro APR on Bal. Tr. | n/a |
| Regular APR | 13.99% - 22.99% (Variable) |
| Annual Fee | $0 |
| Activation Fee | $0 |
- Earn point rewards everywhere you want.
- No pre-set spending limit.
- Visa Signature perks included.
- Excellent credit history required.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
Earn up to 85,000 Bonus Gold Points to start Summary of Card Features:
- Earn up to 9 Free Award Nights15 with 50,000 Gold Points after your first purchase, plus 35,000 points once you spend $2,500 on your card within the first 90 days.
- 10 points per $1 spent in eligible net purchases15 at participating Carlson Rezidor hotels worldwide.
- 5 points per $1 spent in eligible net purchases everywhere else.
- Bonus Award Night - When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free. Exclusively for cardmembers!
- Club Carlson Gold Status is yours after you activate and use your card.
- 15Category 1 hotels.
- 15Net purchases are purchases minus credits and returns.
| Intro APR on Purch. | n/a |
| Intro APR on Bal. Tr. | n/a |
| Regular APR | 13.99% - 22.99% (Variable) |
| Annual Fee | Yes15 |
| Activation Fee | $0 |
- Earn more points for every dollar spent.
- Get Annual Renewal Bonus every year you renew your account.
- Receive free Bonus Award Night.
- The card has an annual membership fee.
Average / Limited
You can apply if: you own credit card or other credit for less than 3 years or you have defaulted on a loan in the past 5 years.
No Annual Fee Summary of Card Features:
- Designed to help students build good credit with responsible use.
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit.
- Customizable text and e-mail alerts to help keep you on track.
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time.
- No annual fee.
- $0 Fraud Liability if your card is lost or stolen.
| Intro APR on Purch. | n/a |
| Intro APR on Bal. Tr. | n/a |
| Regular APR | 19.8% (V) |
| Annual Fee | $0 |
| Activation Fee | See terms |
- Tools that allow you to monitor your credit score for FREE.
- Get cash back for making payments on time.
- Great card for students to build credit.
- High standard APR.
Bad / No Credit
Required FICO score for this card: 0 to 619
You can apply if: you have never had a credit card or haven’t established a credit history yet; your credit has seen bankruptcies or foreclosures.
Free Direct Deposit Summary of Card Features:
- Instant Account Number - No Credit Check.
- Free Direct Deposit - paycheck, benefits, tax refunds.
- Easy Online Bill Payment & Mobile Account Access.
- No Purchase Transaction Fees.
- No Overdraft Fees or Balance Minimums.
- Withdraw cash at ATMs or get cash back with purchases.
- Free Credit ScoreTracker.61
- Choose Your Card Color - Blue or Pink.
| Activation Fee | $9.95 |
| Guaranteed Approval | Yes |
| Instant Response | Yes |
| Credit Check | No |
| Build Credit | No |
| Reporting Credit Bureaus | No |
- Free direct deposit.
- Free score tracker.
- No credit or ChexSystems checks.
- Set up and monthly fee.
Bad / No Credit
Required FICO score for this card: 0 to 619
You can apply if: you have never had a credit card or haven’t established a credit history yet; your credit has seen bankruptcies or foreclosures.
100% Approval - No Credit Check needed Summary of Card Features:
- Get paid up to 2 days faster when you use direct deposit.
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck or government benefits up to 2 days faster with free direct deposit.
- Earn cash back with NetSpend Payback Rewards™.
- Real-time activity alerts sent to your mobile phone.
- Prescription Discounts - up to 55% off!
- Funds are FDIC insured up to the current coverage limit (ID verification required).
| Activation Fee | n/a |
| Guaranteed Approval | Yes |
| Instant Response | Yes |
| Credit Check | No |
| Build Credit | No |
| Reporting Credit Bureaus | No |
- You can upgrade your account to get additional benefits.
- Pay bills online in the way that suits you best.
- Access your account anytime and anywhere.
- Charges monthly fees.
Making Purchases with Visa® Credit Cards
Around the world with Visa®
For globetrotters, Visa gives benefits across the globe. Visa offers emergency card replacement and emergency cash disbursement, lost luggage reimbursement, and an auto rental collision damage waiver. You can travel all over knowing that Visa offers you unparalleled protection and security, as well as being accepted nearly everywhere.
Secure Purchases
Purchases made with your Visa card are protected against damage and theft for 90 days, depending on your card issuer and your specific card agreement. You can get reimbursed, or have items repaired or replaced if they malfunction or break during the first three months you have them.
Risk-Free Shopping
You'll never be liable for any fraudulent charges made on your account, so shop wherever you like without worrying about compromising your security. Visa is accepted at millions of locations around the world so you'll never have a shortage of shops to frequent. Always check your statement and be sure to report any suspicious charges to your issuing bank.
Our Experts about Visa® Credit Cards
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Try Our Credit Card Tools:
Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.
Balance Transfer Calculator: Save on average $1,400!
Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.
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15 See Card Terms and Conditions.
26 See the Citi card terms and conditions online.
61 Cardholder fees apply.
68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.