Best Sign-up Bonus Credit Cards for September 2017

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TOP SPEND BONUS CREDIT CARDS FROM OUR PARTNERS

BEST TRAVEL CREDIT CARDS WITH SIGN-UP BONUS

Getting a travel credit card with a sign-up bonus is a no-brainer. Bonus offers on travel cards can be enough for a round-trip domestic airline ticket, and if you plan your travel far in advance, you may have enough time to earn rewards for a trip to Europe. Plus, the majority of travel cards have no foreign transaction fees, so you can use such a card abroad without being slapped with hefty fees for transactions in a foreign currency.

Capital One® VentureOne® Rewards Credit Card
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REWARDS:

Sign-up Bonus:

Bonus Amount: 20,000 Miles

Min. Spending Required: $1,000

Max. Spending Period: 3 Months

Earning Rewards:

  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
APRs & FEES:

Intro APR on Purch.:

0% intro on purchases for 12 months

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

12.99% - 22.99% (Variable)

Annual Fee:

$0

Foreign Transaction Fee:

None

Capital One® Venture® Rewards Credit Card
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REWARDS:

Sign-up Bonus:

Bonus Amount: 40,000 Miles

Min. Spending Required: $3,000

Max. Spending Period: 3 Months

Earning Rewards:

  • Earn unlimited 2X miles per dollar on every purchase, every day
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

13.99% - 23.99% (Variable)

Annual Fee:

$0 intro for first year; $59 after that

Foreign Transaction Fee:

None

Citi® / AAdvantage® Gold World Elite™ Mastercard®
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REWARDS:

Sign-up Bonus:

Bonus Amount: 25,000 American Airlines AAdvantage® bonus miles

Min. Spending Required: $750

Max. Spending Period: 3 Months

Earning Rewards:

Earn 1 AAdvantage® mile for every $1 spent on purchases

APRs & FEES:

Intro APR on Purch.:

0%* intro on purchases (15 months on Purchases*)

Intro APR on Bal. Tr.:

0%* (15 months on Balance Transfers)

Ongoing APR:

16.99% - 24.99%* (Variable)

Annual Fee:

$50, waived for first 12 months*

Foreign Transaction Fee:

3%

BEST CASH SIGN-UP BONUS CREDIT CARDS

Sign-up bonuses can come in the form of points, miles or cash, and cash bonuses are probably the most popular among consumers. That's not a surprise, who doesn't like cash! Cash back rewards are easy to understand, calculate, and redeem, and cash rewards can be used for virtually anything when it comes to redemption.

Capital One® Quicksilver® Cash Rewards Credit Card
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REWARDS:

Sign-up Bonus:

$150 Cash Back after you spend $500 on purchases within 3 months from account opening

Earning Rewards:

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
APRs & FEES:

Intro APR on Purch.:

0% intro on purchases for 9 months

Intro APR on Bal. Tr.:

0% intro on balance transfers for 9 months

Ongoing APR:

13.99% - 23.99% (Variable)

Annual Fee:

$0

Foreign Transaction Fee:

None

Barclaycard CashForward™ World Mastercard®
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REWARDS:

Sign-up Bonus:

Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening

Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50

Earning Rewards:

  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
APRs & FEES:

Intro APR on Purch.:

0% (15 months)

Intro APR on Bal. Tr.:

0% (15 months (on balance transfers made within 45 days of account opening))

Ongoing APR:

15.99%, 20.99% or 25.99% Variable

Annual Fee:

$0

Foreign Transaction Fee:

3%

SIGN-UP BONUS POINTS CREDIT CARD OFFERS

Point rewards may be hard to comprehend at first, but when you understand how they work, you may like them. When you see a credit card with bonus points then it is more likely a hotel credit card or a travel credit card. Points are usually redeemable at fixed amounts so you will always know how many points you will need for a domestic flight or for a night at a luxury hotel.

JetBlue Plus Card
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REWARDS:

Sign-up Bonus:

Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days

Redeem for any seat, any time on JetBlue-operated flights

Earning Rewards:

  • Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • Earn and share points together with Family Pooling
  • Earn 5,000 bonus points every year after your account anniversary
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

0% introductory APR (First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening)

Ongoing APR:

12.99%, 20.99% or 25.99% variable

Annual Fee:

$99

Foreign Transaction Fee:

0%

Sony® Card from Capital One®
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REWARDS:

Sign-up Bonus:

5000 Points after your first purchase within 90 days from account opening

Earning Rewards:

  • 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services
  • 1 point per $1 spent on all other purchases
APRs & FEES:

Intro APR on Purch.:

0% intro on purchases until March 2018

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

14.99% - 24.99% (Variable)

Annual Fee:

$0

Foreign Transaction Fee:

None

JetBlue Card
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REWARDS:

Sign-up Bonus:

Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days

Redeem for any seat, any time on JetBlue-operated flights

Earning Rewards:

  • Earn 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
  • Earn and share points together with Family Pooling
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

0% introductory APR (First 12 billing cycles following each balance transfer that posts to account within 45 days of account opening)

Ongoing APR:

12.99%, 20.99% or 25.99% variable

Annual Fee:

$0

Foreign Transaction Fee:

0%

Expedia®+ Card from Citi
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REWARDS:

Sign-up Bonus:

15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*

Points redeemable for $200 towards your stay at a +VIP Access™ hotel*

Earning Rewards:

  • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
  • 1 Expedia+ bonus point per $1 spent on other purchases*
APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

15.99% - 23.99%* (Variable)

Annual Fee:

$0*

Foreign Transaction Fee:

3%

TOP CREDIT CARD OFFERS WITH A REWARD MATCH

Bonus offers and their conditions can be different and many cards come out with unusual bonus offers. One of such offers is a rewards match where all rewards you've earned are matched at the end of your first year. The best thing about such an offer is that you are not limited to how many rewards you can earn, which means your bonus can be as big as you wish.

Discover it® - Cashback Match™
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REWARDS:

Sign-up Bonus:

You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.

Redeem your cash back for any amount, any time. Cash rewards never expire.

Earning Rewards:

  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
APRs & FEES:

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

0% (14 months)

Ongoing APR:

11.99% 23.99% Variable

Annual Fee:

$0

Foreign Transaction Fee:

None

YOU MAY BE INTERESTED IN THESE FAQs about choosing a Sign-up Bonus Credit Card:

One may think that grabbing a credit card with the biggest sign-up bonus is all what you need when you are after promo offers. However, that's not that easy. You should think strategically and never miss the details, not mentioning the fine print. It is important to be sure you will be able to use earned bonus and it won't vanish to nowhere or stay unused forever.
  1. What is the value of a sign-up bonus?

    It depends on redemption conditions and may vary with the credit card offer, but as a rule one sign-up bonus should be enough for at least one-way domestic ticket. Travel credit cards usually have a fixed redemption rate where 100 miles equals to $1. Some cards may offer a better redemption ratio where 100 miles can be $1.25 dollars, but such offers are limited to travel redemptions and other redemptions may worth less that one dollar per 100 miles.
    Everything is different with airline miles and here the value of miles can vary extremely with the dates on which you fly, season, ticket costs and destinations. However, some airlines require a fixed amount of miles for domestic and international flights in main cabin that do not vary with the airfare or season. So read the redemption conditions before you grab any offer.

  2. How to spend sign-up bonus to max CPM?

    With a travel rewards credit card, the best redemptions are offered when you redeem for travel or gift cards. When redeem for travel, airline tickets in particular, look for the cheapest flights to maximize CPM. Remember, you can use miles to erase all fees and taxes you've paid for the ticket.
    If it is an airline credit card, then often the case redemptions for international flights are a better choice. However, remember that when you redeem airline miles, you will need to pay fees and taxes in cash, which may be extremely big and your award flight might not be cheaper than if you would pay with cash. Airlines may have portals where you can grab better deals, but in this case, you should be really flexible with the dates.

  3. Can I lose a sign-up bonus?

    Yes, it is possible in most cases. Usually, you have to spend a specific amount of money on purchases within a given period to qualify for a bonus offer. Even if you spend the required amount, the issuer can take two or three months to post your bonus, and if returned payments or purchases that do not qualify appear, they will be deducted lowering your spendings and therefore, you may not qualify for the bonus offer.
    Also, there are some other restrictions. For example, if you had had the card before and then canceled it, you may not qualify for a bonus offer in the future. If you have the card active now and want to apply for the same card just to grab that super generous promo offer, you won't get the bonus as well.

  4. How to Calculate a Sign-up Bonus?

    Basically, you do not have to calculate a sign-up bonus as you are already offered a fixed amount of miles or points. But if the issuer does not offer a fixed bonus offer, and offers a mile match, for example, then you should take your approximate credit card expenses for a year and multiply them by miles per dollar and double the result. The final amount will be your bonus.


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