Compare First PREMIER® Bank Credit Card with Other Offers

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Other Alternatives to First PREMIER Credit Cards

First PREMIER® Bank

First PREMIER® Bank was founded in 1929 and is now one of the largest issuers of MasterCard® credit cards and debit cards in the United States. As a national market leader First PREMIER Bank focuses on consumers with less than perfect credit. Their cards are designed specifically for people with less than perfect credit and might work to your benefit too.

View the following First PREMIER credit card alternatives that may be able to help you improve your credit history if you make on-time payments with all of your creditors and keep your account balances low relative to the credit limit.

Unfortunately, we do not currently offer any online applications for this bank.
However, our experts have matched very similar credit card offers which might be just as good or better available from other banks!
Unfortunately, we do not currently offer online application for
Featured Alternative to First PREMIER® Bank Cards:
for Fair Credit
Credit One® Credit Card with Bonus Features
1% cash back on select purchases, terms apply
See Other Cards
Compare First PREMIER® Bank Cards with the Other Offers
Card Type
Intro APR on Purchases
Regular APR
Annual Fee
Application Processing Fee
First PREMIER® Bank Cards:
Featured Alternatives to First PREMIER® Bank Cards:
Fair Credit
No Credit Needed
Bad Credit
Fair / Bad Credit
Fair / Bad Credit
Credit One® Credit Card with Bonus Features Emporium Black Card Horizon Gold Credit Card First PREMIER® Bank MasterCard® Credit Card First PREMIER® Bank Classic Credit Card
Unfortunately,
we do not currently offer
online application
for this card
Unfortunately,
we do not currently offer
online application
for this card
Credit Card
Credit Card
Credit Card
Credit Card
Credit Card
N/A
N/A
n/a
N/A58
N/A58
15.65% - 24.15% Variable
N/A
0.00%
See Issuer Website58
See Issuer Website58
$0 - $99
$0
See Issuer Website58
See Issuer Website58
See terms
None
See Terms
See Issuer Website58
See Issuer Website58

Other Alternatives to First PREMIER® Bank Cards:

Credit One® Credit Card with 1% Cash Back
Compare

Expert Rating:

Card Details
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
Summary of Card Features:
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing FeeReporting Credit Bureaus
N/A15.65% - 24.15% Variable$0 - $99See termsYes
Fingerhut Credit Account
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Expert Rating:

Card Details
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • Get $50 off $200 - USE Promo Code NC787. Expires: 9/30/2016.
  • *SEE Fingerhut.com Site for Terms & Conditions.
Summary of Card Features:
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing FeeReporting Credit Bureaus
n/a25.15%$0See TermsYes
Credit One® Platinum Visa® Rewards Credit Card
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Expert Rating:

Card Details
  • 1% cash back on eligible purchases, terms apply
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time
  • Zero fraud liability protects you from unauthorized charges
  • See if you Pre-Qualify without harming your credit score
Summary of Card Features:
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing FeeReporting Credit Bureaus
N/A15.65% - 24.15% Variable$0 - $99See termsYes
Surge MasterCard® Credit Card
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Expert Rating:

Card Details
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Summary of Card Features:
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing FeeReporting Credit Bureaus
n/a*See Terms*See TermsSee TermsYes
Fair / Good Credit
Gettington Credit
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Expert Rating:

Card Details
  • Easy Monthly Payments.
  • 20-50% MSRP*.
  • Brands you love featuring closeouts and overstock.
  • New deals added weekly.
  • No annual account fee.
  • Free Shipping* with promo code GTNFS.
  • *See site for details.
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APRAnnual FeeApplication Processing Fee
n/an/a25.15%$0See Terms
National Credit Direct
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Expert Rating:

Card Details
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APRAnnual FeeApplication Processing Fee
n/an/a0.0%$49$0

6 In Accordance with Terms and Conditions.
58 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.

See Also Credit Card Applications from Other Banks:

What makes First PREMIER Credit Card Different From Other Offers?

The First Premier MasterCard credit card targets people with really bad credit. You will be able to repair your credit but it will come at a price. First Premier bank is known for high fees and high interest rates. As you will see, their cards are loaded with fees, not with perks.

Everything starts with the application process. The bank will charge you a $99 processing fee prior to opening the account. Then comes annual fee which is $75 for the first year and $45 thereafter. But please don't think your First Premier card will cost you less because there will be added a monthly servicing fee on the second year of your membership. This fee will be charged monthly and will total to $75 a year.

Now let's look at the interest rate. The APR is 36.0% on purchases and cash advances. That's not a mistake and not a typo. The interest rate is indeed that shocking high, one of the highest interest rates among instant approval credit cards. So, if you have this card, you won't want to carry a balance.

This is just the minimum cost of the card. This does not include any of the other fees you can be charged. It is always recommended to sit down, make some calculations and consider some alternative credit cards. If you really feel like you have no alternatives, it would be wise to use this card responsibly to get good payment history on your credit report.