USA
USA
USA Canada

Compare First PREMIER® Bank Credit Card with Other Offers

Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Best First PREMIER® Bank Credit Card Alternatives

First PREMIER® Bank

First PREMIER® Bank was founded in 1929 and is now one of the largest issuers of MasterCard® credit cards and debit cards in the United States. As a national market leader First PREMIER Bank focuses on consumers with less than perfect credit. Their cards are designed specifically for people with less than perfect credit and might work to your benefit too.

View the following First PREMIER credit card alternatives that may be able to help you improve your credit history if you make on-time payments with all of your creditors and keep your account balances low relative to the credit limit.

Best First PREMIER Credit Card Alternatives

OUR CHOICE FOR FAIR CREDIT:

Compare (14)
You've selected 14 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature: Platinum Visa® Benefits and Gas Rewards for Fair Credit

OUR CHOICE FOR BAD CREDIT:

Compare (14)
You've selected 14 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature: Guaranteed $500 Unsecured Credit Limit
Other Alternatives to First PREMIER Credit Cards
Bad Credit

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Compare (14)
You've selected 14 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Monthly Updates to All Major Credit Bureaus Summary of Offer Features:
  • Free online monthly credit score tracking included.
  • Automatic reviews for credit line increase opportunities.
  • Pre-Qualifying for our card is easy, fast and won´t affect your credit score.
  • Pick your payment due date to fit your schedule.
Card Features:
Intro APR
on Purch.
n/a*
Intro APR
on Bal. Tr.
n/a*
Regular APR17.90% - 23.90% (Variable)*
Annual Fee$35-$99*
Activation Fee$0
Our Expert Opinion
  • Automatic credit line increases.
  • Free monthly credit score tracking.
  • Free first year cash advance.

  • Card has an annual membership fee.
See card details
Bad Credit

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Compare (14)
You've selected 14 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Reports monthly to all three Major Credit Bureaus Summary of Offer Features:
  • Fast and easy application process; response provided in seconds.
  • A genuine VISA card accepted by merchants nationwide across the USA and online.
  • Manageable monthly payments.
  • If approved, simply pay a Processing Fee to open your account and access your available credit.
  • Reports monthly to all three major credit bureaus.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR29.99%
Annual Fee$75.00 for the first year. After that, $48.00 annually
Activation Fee$0
Our Expert Opinion
  • Good for poor or limited credit.
  • Card with instant response.
  • Accepted anywhere across U.S. and online.

  • One-time processing fee applies.
See card details
Bad Credit

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Compare (14)
You've selected 14 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
No Annual Fee Summary of Offer Features:
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 150,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • Perfect Valentine Gift - Apply for a Fingerhut Credit Account*.
  • Get $25 off $100 - USE Promo Code NC568. Exp. 2/28/2015.
  • *SEE Fingerhut.com Site for Terms & Conditions.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR24.90%
Annual Fee$0
Activation Fee$0
Our Expert Opinion
  • No Annual Fees.
  • No Application Fees.
  • No Over Limit Fees.
  • Quick approval.
  • Credit is available as soon as you´re approved.

  • This Offer is aimed to use exclusively at Fingerhut.com.
See card details
Fair / Bad Credit

Fair / Bad Credit
You can apply if: you regularly miss or skip payments and max out your credit balance; you had one or more foreclosures or a bankruptcy declared; you`ve had your own credit card for less than three years.

Compare (14)
You've selected 14 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Previous Bankruptcy OK Summary of Offer Features:
  • Previous bankruptcy OK.
  • Quickly pre-qualify with no impact to your credit score.
  • Zero Liability - you′ll never be held liable for unauthorized charges made to your card.
  • Choose your custom card design - Free.
  • Free online account access - 24/7.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR23.9%
Annual Fee$35 - $99*
Activation FeeSee terms
Our Expert Opinion
  • Pre-qualification with no impact to credit score.
  • Free custom card design.
  • MasterCard Gold benefits.

  • Annual fee applies.
See card details
Any Credit (No Credit Check)

Any Credit (No Credit Check)
You can apply if: you have never had a credit card or haven`t established a credit history yet; your credit has seen bankruptcies or foreclosures. You can be approved regardless your credit history.

Compare (14)
You've selected 14 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Apply Now and Get a $500 Credit Line or More Today Summary of Offer Features:
  • No Credit Check.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
  • Shop Brand Name Merchandise.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Free Shipping.
  • No Employment Check.
  • Bad Credit - OK.
  • Response in 60 seconds or less.
  • Choose from thousands of products.
  • $25 off first purchase of $400 or more. Coupon Code: DEAL25. Expires: 02/28/15.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR0.0%
Annual Fee$49
Activation Fee$29.99
Our Expert Opinion
  • Approval regardless your credit rating.
  • Get reward points for every dollar you spend.
  • No interest charge, ever.

  • For shopping at Tronix Country only.
See card details

* See Card Terms & Conditions for Details.
6 Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.

What makes First PREMIER Credit Card Different From Other Offers?

The First Premier MasterCard credit card targets people with really bad credit. You will be able to repair your credit but it will come at a price. First Premier bank is known for high fees and high interest rates. As you will see, their cards are loaded with fees, not with perks.

Everything starts with the application process. The bank will charge you a $99 processing fee prior to opening the account. Then comes annual fee which is $75 for the first year and $45 thereafter. But please don't think your First Premier card will cost you less because there will be added a monthly servicing fee on the second year of your membership. This fee will be charged monthly and will total to $75 a year.

Now let's look at the interest rate. The APR is 36.0% on purchases and cash advances. That's not a mistake and not a typo. The interest rate is indeed that shocking high, one of the highest interest rates among instant approval credit cards. So, if you have this card, you won't want to carry a balance.

This is just the minimum cost of the card. This does not include any of the other fees you can be charged. It is always recommended to sit down, make some calculations and consider some alternative credit cards. If you really feel like you have no alternatives, it would be wise to use this card responsibly to get good payment history on your credit report.

Our Experts about Bad Credit Cards

latest news:

Subprime Borrowers Lead New Credit Growth Subprime Borrowers Lead New Credit Growth

Consumer with less-than-perfect credit scores are opening more new credit card accounts than any other demographic, according to Equifax’s latest National Consumer Trends Report.Continue reading

    More bad credit cards news

    related research:

    Tronix Country Credit Account: Unsecured Credit Line with 0% Interest RateTronix Country Credit Account: Unsecured Credit Line with 0% Interest Rate

    If you do not have credit history and don’t know what credit card to choose to start with, the credit card can become your first card. People with bad credit and with past credit problems can also get approved for the Tronix ...Continue reading

    More bad credit cards research

    Bad Credit Cards Video

    Choices for Bad Credit: Prepaid, Secured and Unsecured Cards

    Questions & Answers about
    Bad Credit Cards

    See Also Other Card Offers: