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First PREMIER® Credit Card Applications

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Credit Card Applications » Credit Card Companies » First PREMIER® Bank Credit Cards

Best First PREMIER® Bank Credit Cards For You

First PREMIER® Bank Credit Cards

First PREMIER® Bank was founded in 1929 and is now one of the largest issuers of MasterCard® credit cards and debit cards in the United States. As a national market leader First PREMIER Bank focuses on consumers with less than perfect credit. Their cards are designed specifically for people with less than perfect credit and might work to your benefit too.

View the following First PREMIER credit card alternatives that may be able to help you improve your credit history if you make on-time payments with all of your creditors and keep your account balances low relative to the credit limit.

Best First PREMIER Credit Card Alternatives

OUR CHOICE FOR FAIR CREDIT:

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You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature: Platinum Visa® Benefits and Gas Rewards for Fair Credit

OUR CHOICE FOR BAD CREDIT:

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Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature: No Annual Fee
Other Alternatives to First PREMIER Credit Cards
Poor / Bad Credit

Poor / Bad Credit
You can apply if: you had multiple foreclosures, repossessions or declared a bankruptcy; you regularly miss payments and spend most of your available credit.

Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Credit line of $300 Summary of Offer Features:
  • Unlimited 1% cash back gas rewards.
  • No limit to the gas rewards you can earn.
  • Get Pre-Qualified without affecting your credit score.
  • Automatic reviews for credit line increase opportunities.
  • Zero fraud liability protects you from unauthorized charges.
Card Features:
Intro APR
on Purch.
N/A*
Intro APR
on Bal. Tr.
N/A*
Regular APR17.90% - 23.90% (Variable)*
Annual Fee$35-$99*
Activation Fee$0
Our Expert Opinion
  • Unlimited 1% cash back gas rewards.
  • Increase credit score with ease.
  • Get Platinum status.

  • Has an annual fee.
See card details
Bad Credit

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Guaranteed $500 Unsecured Credit Limit Summary of Offer Features:
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR0.00%
Annual FeeSee terms
Activation Fee$29.95
Our Expert Opinion
  • Reports to a major credit bureau.
  • Fast online approval.
  • Unsecured credit limit.

  • Must have Active Debit Card or Credit Card to qualify.
  • Can be used exclusively at thehorizonoutlet.com.
See card details
Fair / Average Credit

Fair / Average Credit
This credit offer is for people with Fair / Average credit history.

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You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
No Annual Fee Summary of Offer Features:
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you´ve made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR24.99%* (Variable)
Annual Fee$0
Activation Fee$0
Our Expert Opinion
  • Extended rewards program.
  • No annual fee.
  • Use points like cash to make purchases.

See card details
Any Credit (No Credit Check)

Any Credit (No Credit Check)
You can apply if: you have never had a credit card or haven`t established a credit history yet; your credit has seen bankruptcies or foreclosures. You can be approved regardless your credit history.

Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Apply Now and Get a $500 Credit Line or More Today Summary of Offer Features:
  • No Credit Check.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
  • Shop Brand Name Merchandise.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Free Shipping.
  • No Employment Check.
  • Bad Credit - OK.
  • Response in 60 seconds or less.
  • Choose from thousands of products.
  • $25 off first purchase of $400 or more. Coupon Code: DECSAVE25. Expires: 12/31/14.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR0.0%
Annual Fee$49
Activation Fee$29.99
Our Expert Opinion
  • Approval regardless your credit rating.
  • Get reward points for every dollar you spend.
  • No interest charge, ever.

  • For shopping at Tronix Country only.
See card details
Bad Credit

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Free Online Monthly Credit Score Tracking Included Summary of Offer Features:
  • Automatic reviews for credit line increase opportunities.
  • Keep an eye on your progress with free online monthly credit score tracking.
  • Get Pre-Qualified for a Platinum Visa credit card.
  • Earn 1% cash back on gas purchases and get more value with every gallon.
Card Features:
Intro APR
on Purch.
N/A*
Intro APR
on Bal. Tr.
N/A*
Regular APR17.90% - 23.90% (Variable)*
Annual Fee$35-$99*
Activation Fee$0
Our Expert Opinion
  • Get Platinum status.
  • Track your credit score for free.
  • Get credit line increase based on your credit performance.

  • Card is not available to the residents of Wisconsin.
See card details

* See Card Terms & Conditions for Details.
6 Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.

What makes First PREMIER Credit Card Different From Other Offers?

The First Premier MasterCard credit card targets people with really bad credit. You will be able to repair your credit but it will come at a price. First Premier bank is known for high fees and high interest rates. As you will see, their cards are loaded with fees, not with perks.

Everything starts with the application process. The bank will charge you a $99 processing fee prior to opening the account. Then comes annual fee which is $75 for the first year and $45 thereafter. But please don't think your First Premier card will cost you less because there will be added a monthly servicing fee on the second year of your membership. This fee will be charged monthly and will total to $75 a year.

Now let's look at the interest rate. The APR is 36.0% on purchases and cash advances. That's not a mistake and not a typo. The interest rate is indeed that shocking high, one of the highest interest rates among instant approval credit cards. So, if you have this card, you won't want to carry a balance.

This is just the minimum cost of the card. This does not include any of the other fees you can be charged. It is always recommended to sit down, make some calculations and consider some alternative credit cards. If you really feel like you have no alternatives, it would be wise to use this card responsibly to get good payment history on your credit report.

Our Experts about Bad Credit Cards

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