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First PREMIER® Credit Card Applications

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First PREMIER® Bank Credit Cards

First PREMIER® Bank Credit Cards

First PREMIER® Bank was founded in 1929 and is now one of the top 20 issuers of MasterCard® credit cards in the United States.

View the following credit cards that may be able to help you improve your credit history if you make on-time payments with all of your creditors and maintain your account balances below the credit limits.

As a national market leader First PREMIER Bank focuses on consumers with less than perfect credit. These are cards designed specifically for people with bad credit and might work to your benefit too.

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Consumer Credit Cards

Card Name Minimum Credit HistoryRegular APRInstant ResponseReporting Credit Bureaus

First PREMIER® Bank - MasterCard® Credit Card

MasterCard® Credit Card
Fair / PoorSee website*YesYes
Card Details:
  • Checking Account Required.
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
  • Reports to the major Consumer Reporting Agencies.
  • Easy Application process!
  • Bad Credit? Good Option!
  • Apply for your next credit card account with First PREMIER Bank.
  • A new kind of credit card.
  • Timely payments and remaining below your credit limit with all your creditors may help you build a positive credit history.
More details
Our Expert Opinion
  • Checking Account Required.
  • Reports to the major Consumer Reporting Agencies.

First PREMIER® Bank - Credit Card

Credit Card
Fair / PoorSee website*YesYes
Card Details:
  • Checking account required.
  • If you have less-than-perfect credit, we may approve you when others won´t.
  • We provide responses in 60 seconds or less.
  • Monthly reporting to the major Consumer Reporting Agencies.
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit).
  • No security deposit required.
  • Access your credit account by phone 24/7 all year round.
More details
Our Expert Opinion
  • Checking account required.
  • If you have less-than-perfect credit, we may approve you when others won´t.

First PREMIER® Bank - Gold Credit Card

Gold Credit Card
Fair / PoorSee website*YesYes
Card Details:
  • Must have checking account to qualify.
  • A Gold credit card offer for those with less than perfect credit.
  • Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history.
  • Reports your credit history to the major Consumer Reporting Agencies.
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
More details
Our Expert Opinion
  • Must have checking account to qualify
  • A Gold credit card offer for those with less than perfect credit.

First PREMIER® Bank - Classic Credit Card

Classic Credit Card
Fair / PoorSee website*YesYes
Card Details:
  • Have a checking account? Apply today!
  • A credit card offer for those with less than perfect credit!
  • Apply for a credit card today - Get a response today!
  • Reports your credit history to the major Consumer Reporting Agencies.
  • This is a credit card - not a debit or prepaid card.
  • You may be able to reestablish your credit history by making timely minimum payments with all creditors and keeping your account balances below the credit limits.
More details
Our Expert Opinion
  • Have a checking account? Apply today!
  • A credit card offer for those with less than perfect credit!

PREMIER Forward® MasterCard® Credit Card issued by First PREMIER® Bank

PREMIER Forward® MasterCard® Credit Card issued by First PREMIER® Bank
Fair / PoorSee website*YesYes
Card Details:
  • Checking Account Required.
  • A good choice for those with less than perfect credit.
  • This is a credit card, not a debit card or prepaid card.
  • Countdown to your response! Only 60 seconds!
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
  • Monthly reporting to major Consumer Reporting Agencies. Apply now!
  • No security deposit required.
More details
Our Expert Opinion
  • Checking Account Required.
  • A good choice for those with less than perfect credit.
  • This is a credit card, not a debit card or prepaid card.

PREMIER Possibilities® Credit Card issued by First PREMIER® Bank

PREMIER Possibilities® Credit Card issued by First PREMIER® Bank
Fair / PoorSee website*YesYes
Card Details:
  • Must have checking account to qualify.
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
  • Once your account is open, you may have the chance to personalize your credit card.
  • Get a credit card response in seconds!
  • Applying for a credit card could be easier than you think.
  • You may be able to rebuild your credit history if you do the following: make on-time monthly payments and keep your balances under the limits with all your creditors.
More details
Our Expert Opinion
  • Must have checking account to qualify.
  • Get a credit card response in seconds!

Centennial® Classic Credit Card

Centennial® Classic Credit Card
Fair / PoorSee website*YesYes
Card Details:
  • Have a checking account? Apply today!
  • Your $150.00 Security Deposit remains yours if you close your account with a $0.00 balance.
  • If approved, your $150 Security Deposit gets you a $300 credit limit (subject to available credit).
  • Reports monthly to the major Consumer Reporting Agencies.
  • Quick and easy application.
  • Credit card responses in 60 seconds or less.
  • Access your account by phone at any time, day or night.
  • Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history.
More details
Our Expert Opinion
  • Have a checking account? Apply today!
  • Quick and easy application.

Centennial® Secured Credit Card

Centennial® Secured Credit Card
BadSee website*NoYes
Card Details:
  • No credit history required.
  • A secured credit card is a smart way to spend.
  • This is a real credit card - not a prepaid or debit card.
  • Once your account is approved and opened, build your credit limit up to $5,000 over time.
  • Your account activity reports monthly to the major Consumer Reporting Agencies.
  • Security deposits are held in an FDIC-insured account.
More details
Our Expert Opinion
  • No credit history required.
  • Apply easily for a credit card today.

First PREMIER® Bank - Secured Credit Card

Secured Credit Card
BadSee website*NoYes
Card Details:
  • Reports monthly to the major Consumer Reporting Agencies.
  • This is a genuine secured credit card - not a debit or prepaid card.
  • No credit history required to apply for this credit card.
  • Build your credit card limit over time!
  • Save time with our easy credit card application.
  • Timely payments and remaining below your credit limit with all your creditors may help you build a positive credit history.
More details
Our Expert Opinion
  • Reports monthly to the major Consumer Reporting Agencies.
  • Build your credit card limit over time!

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply" button, you can review the credit card terms & conditions on the credit card issuer´s website.