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Compare First PREMIER® Bank Credit Card with Other Offers

PREPAID & CREDIT CARD APPLICATIONS ONLINE

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Best First PREMIER® Bank Credit Card Alternatives

First PREMIER® Bank

First PREMIER® Bank was founded in 1929 and is now one of the largest issuers of MasterCard® credit cards and debit cards in the United States. As a national market leader First PREMIER Bank focuses on consumers with less than perfect credit. Their cards are designed specifically for people with less than perfect credit and might work to your benefit too.

View the following First PREMIER credit card alternatives that may be able to help you improve your credit history if you make on-time payments with all of your creditors and keep your account balances low relative to the credit limit.

Featured Alternatives to First PREMIER Cards

OUR CHOICE FOR FAIR CREDIT:

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You've selected 31 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature: Pay no annual fee

OUR CHOICE FOR LIMITED/NO CREDIT:

Compare (31)
You've selected 31 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature: Guaranteed $500 Unsecured Credit Limit
Other Alternatives to First PREMIER Credit Cards
Fair Credit

Fair Credit
You can apply if: your credit history is short. You’ve had your own credit card, loan or have been an authorized user on someone’s credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

Credit One Bank® Rewards Card
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You've selected 31 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
Earn 1% cash back on gas and grocery purchases. Terms apply. Summary of Offer Features:
  • Get Pre-Qualified for a Platinum Visa credit card.
  • Earn unlimited 1% cash back on gas and grocery purchases, terms apply.
  • Rewards post to your account automatically each month.
  • Zero fraud liability protects you from unauthorized charges.
  • Pick your payment due date to fit your schedule.
  • Free online monthly credit score tracking included.
Card Features:
Intro APR
on Purch.
N/A
Intro APR
on Bal. Tr.
N/A
Regular APR18.15% - 24.15% Variable
Annual Fee$35 - $99
Activation FeeSee terms
Our Expert Opinion
  • 1% cash back on gas and grocery purchases.
  • Track your credit score for free.
  • Pick your payment due date.

  • Has an annual fee.
See card details
Average, Fair, Limited Credit

Average, Fair, Limited Credit
You can apply if: you own credit card or other credit for less than 3 years or you have defaulted on a loan in the past 5 years.

Compare
You've selected 31 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
Earn unlimited 1.5% cash back on every purchase, every day Summary of Offer Features:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until November 2016; 23.24% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Card Features:
Intro APR
on Purch.
0% intro on purchases until November 2016
Intro APR
on Bal. Tr.
0% intro on balance transfers until November 2016
Regular APR23.24% (Variable)
Annual Fee$39
Activation FeeSee terms
Our Expert Opinion
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016

See card details
Fair Credit

Fair Credit
You can apply if: your credit history is short. You’ve had your own credit card, loan or have been an authorized user on someone’s credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

Credit One Bank® Rewards Card
Compare
You've selected 31 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
Earn 1% cash back on gas and grocery purchases. Terms apply. Summary of Offer Features:
  • See if you´re Pre-Qualified in less than 60 seconds.
  • Zero fraud liability protects you from unauthorized charges.
  • Earn unlimited 1% cash back on gas and grocery purchases, terms apply.
  • Rewards post to your account automatically each month.
  • Pick your payment due date to fit your schedule.
  • Free online monthly credit score tracking included.
  • Email or text alerts to remind you when your payment is due.
  • Automatic reviews for credit line increase opportunities.
  • Choose your card design from our premium gallery, fee applies.
Card Features:
Intro APR
on Purch.
N/A
Intro APR
on Bal. Tr.
N/A
Regular APR18.15% - 24.15% Variable
Annual Fee$35 - $99
Activation FeeSee terms
Our Expert Opinion
  • Automatic reviews for credit line increase.
  • Free monthly credit score tracking.
  • 1% cash back on gas and grocery purchases.

  • Has an annual fee.
See card details
Bad / No Credit

Bad / No Credit
You can apply if: you have never had a credit card or haven’t established a credit history yet; your credit has seen bankruptcies or defaults.

Surge MasterCard® Credit Card
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You've selected 31 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
Monthly reporting to the three major credit bureaus Summary of Offer Features:
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR*See Terms
Annual Fee*See Terms
Activation FeeSee Terms
Our Expert Opinion
  • For all credit types.
  • Monthly reporting to credit bureaus.
  • High initial credit limit.

  • High interest rate.
  • High annual fee.
See card details
Fair / Good Credit

Fair / Good Credit
You can apply if: your credit seen up and downs, but now it is stable and you manage it responsibly: you’re making on time payments every month and staying within limits now.

Milestone Gold MasterCard®
Compare
You've selected 31 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
Fast and Easy Instant Decision Summary of Offer Features:
  • Quick pre-qualification available with no impact to your credit score.
  • Fast and easy instant decision.
  • Choose your custom card design - Free.
  • Free online account access.
  • Zero Liability - you′ll never be held liable for unauthorized charges made to your card.
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR23.9%
Annual Fee$35 - $99*
Activation FeeSee Terms
Our Expert Opinion
  • Pre-qualification with no impact to credit score.
  • Choose your custom card design.
  • Previous bankruptcy OK.

  • Has a high annual fee.
See card details

What makes First PREMIER Credit Card Different From Other Offers?

The First Premier MasterCard credit card targets people with really bad credit. You will be able to repair your credit but it will come at a price. First Premier bank is known for high fees and high interest rates. As you will see, their cards are loaded with fees, not with perks.

Everything starts with the application process. The bank will charge you a $99 processing fee prior to opening the account. Then comes annual fee which is $75 for the first year and $45 thereafter. But please don't think your First Premier card will cost you less because there will be added a monthly servicing fee on the second year of your membership. This fee will be charged monthly and will total to $75 a year.

Now let's look at the interest rate. The APR is 36.0% on purchases and cash advances. That's not a mistake and not a typo. The interest rate is indeed that shocking high, one of the highest interest rates among instant approval credit cards. So, if you have this card, you won't want to carry a balance.

This is just the minimum cost of the card. This does not include any of the other fees you can be charged. It is always recommended to sit down, make some calculations and consider some alternative credit cards. If you really feel like you have no alternatives, it would be wise to use this card responsibly to get good payment history on your credit report.

Our Experts about Bad Credit Cards

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