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Compare First PREMIER® Bank Credit Card with Other Offers

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Best First PREMIER® Bank Credit Card Alternatives

First PREMIER® Bank

First PREMIER® Bank was founded in 1929 and is now one of the largest issuers of MasterCard® credit cards and debit cards in the United States. As a national market leader First PREMIER Bank focuses on consumers with less than perfect credit. Their cards are designed specifically for people with less than perfect credit and might work to your benefit too.

View the following First PREMIER credit card alternatives that may be able to help you improve your credit history if you make on-time payments with all of your creditors and keep your account balances low relative to the credit limit.

Featured Alternatives to First PREMIER Cards

OUR CHOICE FOR FAIR CREDIT:

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Key Feature: Pay no annual fee

OUR CHOICE FOR LIMITED/NO CREDIT:

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Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature: Guaranteed $500 Unsecured Credit Limit
Other Alternatives to First PREMIER Credit Cards
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You've selected 37 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
Earn unlimited 1.5% cash back on every purchase, every day Summary of Offer Features:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until January 2017; 23.24% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
Card Features:
Intro APR
on Purch.
0% intro on purchases until January 2017
Intro APR
on Bal. Tr.
0% intro on balance transfers until January 2017
Regular APR23.24% (Variable)
Annual Fee$39
Activation FeeSee terms
Our Expert Opinion
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until January 2017; 23.24% variable APR after that

See card details
Credit One® Credit Card with 1% Cash Back
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Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
1% cash back on eligible purchases, terms apply Summary of Offer Features:
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
Card Features:
Intro APR
on Purch.
N/A
Intro APR
on Bal. Tr.
N/A
Regular APR15.65% - 24.15% Variable
Annual Fee$0 - $99
Activation FeeSee terms
Our Expert Opinion
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month

See card details
Any Credit
TronixCountry™
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Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
Apply Now and Get a $500 Credit Line or More Today Summary of Offer Features:
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR0.0%
Annual Fee$49
Activation Fee$0
Our Expert Opinion
  • 0% APR.
  • Get reward points for every dollar you spend.
  • Reports to Major Credit Bureau.
  • Good for bad credit.

  • For shopping at Tronix Country only.
  • $49 annual fee.
See card details
Fingerhut Credit Account
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Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
No Annual Fee Summary of Offer Features:
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • Get $50 off $200 - USE Promo Code NC466. Expires: 6/30/2016.
  • *SEE Fingerhut.com Site for Terms & Conditions.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR25.15%
Annual Fee$0
Activation FeeSee Terms
Our Expert Opinion
  • No Annual Fees.
  • Low monthly payments.
  • No Over Limit Fees.

  • This Offer is aimed to use exclusively at Fingerhut.com.
See card details
Surge MasterCard® Credit Card
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Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
Monthly reporting to the three major credit bureaus Summary of Offer Features:
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Card Features:
Intro APR
on Purch.
n/a
Intro APR
on Bal. Tr.
n/a
Regular APR*See Terms
Annual Fee*See Terms
Activation FeeSee Terms
Our Expert Opinion
  • For all credit types.
  • Monthly reporting to credit bureaus.
  • High initial credit limit.

  • High interest rate.
  • High annual fee.
See card details

6 In Accordance with Terms and Conditions.

What makes First PREMIER Credit Card Different From Other Offers?

The First Premier MasterCard credit card targets people with really bad credit. You will be able to repair your credit but it will come at a price. First Premier bank is known for high fees and high interest rates. As you will see, their cards are loaded with fees, not with perks.

Everything starts with the application process. The bank will charge you a $99 processing fee prior to opening the account. Then comes annual fee which is $75 for the first year and $45 thereafter. But please don't think your First Premier card will cost you less because there will be added a monthly servicing fee on the second year of your membership. This fee will be charged monthly and will total to $75 a year.

Now let's look at the interest rate. The APR is 36.0% on purchases and cash advances. That's not a mistake and not a typo. The interest rate is indeed that shocking high, one of the highest interest rates among instant approval credit cards. So, if you have this card, you won't want to carry a balance.

This is just the minimum cost of the card. This does not include any of the other fees you can be charged. It is always recommended to sit down, make some calculations and consider some alternative credit cards. If you really feel like you have no alternatives, it would be wise to use this card responsibly to get good payment history on your credit report.

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