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Discover® Credit Card Applications

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Discover® Credit Cards Online

Discover® Credit Cards

Discover is the leader in cash rewards credit cards, having introduced the very first cash rewards card on the market, back in 1986. They pride themselves on their excellent customer service and strive to introduce new programs and services that are on the cutting edge of the industry.

Some of the best rewards out there are available from Discover, which gives as much as 5% cash back on purchases. In addition to cash back cards, Discover cards include consumer credit cards and student cards.

Sort Cards by:RatingIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeActivation Fee

Consumer Credit Cards

Card Name Minimum Credit HistoryIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeActivation FeeInstant Response

Excellent0%
(14 months)
0%
(14 months)
10.99% -
22.99%± Variable
$0$0No
Card Details:
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.±
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you´ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR± on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. ±Click apply for Terms & Conditions.
Our Expert Opinion
  • Longest 0% intro period on purchases from Discover.
  • Does not charge overlimit fee.
  • The safety is guaranteed.

  • Charges a balance transfer fee.

Excellent0%
(6 months)
0%
(18 months)
10.99% -
22.99%± Variable
$0$0No
Card Details:
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.±
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR± on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.±
  • 0% Intro APR± on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. ±Click apply for Terms & Conditions.
Our Expert Opinion
  • Longest 0% intro period on balance transfer from Discover.
  • Peace in mind if you have some problems with payments.
  • Offers cash back bonus program.

  • Requires excellent credit history.

Student Credit Cards

Card Name Minimum Credit HistoryIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeActivation FeeInstant Response

Fair0%
(6 months)
See Terms12.99% -
18.99%± Variable
$0$0No
Card Details:
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
  • Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.±
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you´ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% intro APR± on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%. ±Click apply for Terms & Conditions.
Our Expert Opinion
  • No APR increase for late payments.
  • Has cash back on all purchases.
  • Choose the way you want to pay.

  • Not suitable for cash advance.

Fairn/aSee Terms12.99% -
18.99%± Variable
$0$0No
Card Details:
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
  • Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.±
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you´ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.± Standard variable purchase APR±- 12.99% - 18.99%. ±Click apply for Terms & Conditions.
Our Expert Opinion
  • Earn additional Cashback Bonus.
  • Pay no annual fee.
  • Balance transfer is available.

  • High cash advance fee.

± Click apply for Terms & Conditions.

See Also Credit Card Applications from Other Banks:

Unlimited Discover® cards Benefits

Except rewards programs Discover credit cards offer different benefits to Discovercard holders. Safe online shopping, carefree traveling, and wise credit management - Discover gives you protection and place it on the top of all benefits.

Discover Security

Discover network offers secure online account numbers, which are temporary numbers that are generated for you to use when shopping online, so you will not have to reveal your real account number. You can create a new number for every purchase you make or re-use the same number for certain retailers.

Discover Protection

Whether you lose your wallet or your ID is stolen, Discover card will help you keep your account secure. You'll be notified if there is unusual activity on your account, and Discover will contact you as many ways as you want them to - via mobile phone, home phone, email, or text message. If your card is lost Discover will freeze the account and you will never be liable for a fraudulent charge.

Discover Travel Assistance

When you're traveling, Discover offers emergency medical assistance, car rental insurance, baggage delay insurance, emergency roadside assistance and flight insurance. You can continue traveling even when unexpected problems arise on your way. Discover will get you covered when you use your Discover card.

Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

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