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Instant Decision Credit Cards

PREPAID & CREDIT CARD APPLICATIONS ONLINE

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Credit Card Applications » Instant Response Cards

Prepaid and Credit Cards with Instant Decision

Apply online and you may get approved within sixty seconds, but before you apply please note that some of the products on this page do not offer instant approval though a response will be provided within 60 seconds. Most of these cards do not come with a high credit limit, but they are great for people who want to find out right away whether they can get approved for a card.

If you have good or excellent credit history and can wait 7-10 business days for a response, check out one of our other categories - Credit-Land.com has lots of cards to choose from that will offer you variable interest rates, great rewards, and/or reasonable credit limits.

Choose the best credit card for your credit history:

OUR CHOICE FOR FAIR CREDIT:

Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature: No Annual Fee

OUR CHOICE FOR BAD/NO CREDIT:

Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature: Guaranteed $500 Unsecured Credit Limit
Sort Cards by:RatingRegular APRAnnual FeeActivation FeeReporting Credit BureausInstant Response

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Gettington Credit
Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Minimum Required Credit History:
Fair / Good Credit

Fair / Good Credit
You can apply if: your credit seen up and downs, but now it is stable and you manage it responsibly: you’re making on time payments every month and staying within limits now.

Where to use this card:

Shopping credit cards are good when you prefer online shopping to in-store shopping. These cards are created for exclusive use at a particular retail store or online catalog and come with membership benefits. The issuers of such credit cards report credit activity to at least one major credit bureau, so you have the opportunity to rebuild credit.

Use exclusively at Gettington Outlet (Gettington.com).
Card Details:
  • Apply now, buy Today*.
  • Low APR, No Hidden Fees, No annual fees.
  • Take $25 off your $100 purchase from Gettington - Use Coupon Code GTN334 **Offer Expires 11/30/15.
  • Shop Brand Name Products.
  • Two payment options available*.
Summary of Card Features:
Regular APRAnnual FeeActivation FeeReporting
Credit Bureaus
Instant Response
14.90% or 19.90%$0$0YesYes

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

TronixCountry™
Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Minimum Required Credit History:
Any Credit

Any Credit
You can apply if: you have never had a credit card or haven`t established a credit history yet; your credit has seen bankruptcies or foreclosures. You can be approved regardless your credit history.

Where to use this card:

Shopping credit cards are good when you prefer online shopping to in-store shopping. These cards are created for exclusive use at a particular retail store or online catalog and come with membership benefits. The issuers of such credit cards report credit activity to at least one major credit bureau, so you have the opportunity to rebuild credit.

Use exclusively at Tronix Country (tronixcountry.com).
Card Details:
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
Summary of Card Features:
Regular APRAnnual FeeActivation FeeReporting
Credit Bureaus
Instant Response
0.0%$49$0YesYes

To apply for this card you need to have an active credit card or debit card

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

zippyloan
Minimum Required Credit History:
Any Credit

Any Credit
You can apply if: you have never had a credit card or haven`t established a credit history yet; your credit has seen bankruptcies or foreclosures. You can be approved regardless your credit history.

Loan Details:
  • Fast, Real-Time Approvals.
  • Funds Directly Deposited.
  • All Credit Types Accepted.
Summary of Loan Features:
Employment RequiredMaximum
Loan Amount
Minimum
Loan Amount
Minimum
Income Required
Minimum Age
of a Borrower
No$15,000$100See siteSee site

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Surge MasterCard® Credit Card
Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Minimum Required Credit History:
Bad / No Credit

Bad / No Credit
You can apply if: you have never had a credit card or haven’t established a credit history yet; your credit has seen bankruptcies or defaults.

Card Details:
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Summary of Card Features:
Regular APRAnnual FeeActivation FeeReporting
Credit Bureaus
Instant Response
See TermsSee TermsSee TermsYesYes

To apply for this card you need to have an active checking account

** FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit product.
6 In Accordance with Terms and Conditions.

Behind the Process of Instant Credit Cards

The instant credit card application and decision process depends on your financial history, credit score, and the card issuer's approval policies. Some banks can take longer than others to deliver your results. Instant approval cards are only offered by a few banks in the United States.

The Reality of Instant Credit Cards

- The lower-than-average spending limits these cards offer are another sacrifice you must make for this kind of application approval process. If you are looking for amenities and bonuses, they are not always the most lucrative option.

- Instant approval does not necessarily mean that you can go shopping right away. The card will take up to 15 business days to arrive, and very rarely will a bank offer to provide you with approved credit card information instantly.

- Most of the instant approved cards are supported by Visa and MasterCard network, providing coverage for things like roadside assistance, secondary car rental insurance, and extended warranties on purchases.

Our Experts about Instant Approval Cards

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Horizon Gold Credit Card: Guaranteed Approval, Even for Bad CreditHorizon Gold Credit Card: Guaranteed Approval, Even for Bad Credit

Customers with bad credit or no credit are guaranteed approval and promised a $500 credit line when they apply for this card. The issuer reports to credit bureaus and can help boost your credit score.Continue reading

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Instant Approval Cards Video

Choices for Bad Credit: Prepaid, Secured and Unsecured Cards

February 28, 2015

Questions & Answers about
Instant Approval Cards

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Leo Zhu
Credit-Land Expert on Credit Cards

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