|
|
|
 |
FIND BEST CARD
Instant approval credit card applications
|
|
|
|
|
|
At Credit-Land.com you can see credit cards with instant approval that are among the most often requested offers. Today you can apply online for a plastic and receive instant online approval with the real card being sent to you in several days. |
|
|
If you are eager to get one of instant approval plastics, but your credit report is poor, be sure you are eligible. Not only good and excellent credit, but fair and bad (no) credit fit for instant online approval. Before you apply for a card, look them all through to choose the best card for you. |
|
|
Mind that cards with instant approval do not always imply your being able to use them the moment your instant card application is approved. You'll have to wait for your instant approval card to be sent to you. Read on to learn more... |
|
|
|
Credit card applications in this category are for people with GOOD or EXCELLENT credit ONLY. |
|
READ BEFORE APPLY FOR CREDIT CARD |
When you apply online for a plastic, you would rather prefer to get it as soon as possible to start spending. That's why instant approval credit card applications are so popular. At our site we have collected 0% APR plastics as well as no fee, balance transfers and best cash back cards. You can also apply for other plastics like hotel credit cards, gas rewards frequent flyer miles cards. Some of them provide instant approval.
There are college student plastics that rarely include instant online approval. But if you decide to apply for business credit cards, you are not likely to meet an offer with instant approval. You can choose among American Express, MasterCard or Discover card offers to search for instant approval. Among fair credit, no or bad credit cards (let alone secured deals) you can also meet an instant approval feature. Among the UK and Canadian credit offers (good to excellent credit is eligible) you will not find instant approval feature.
When you make a credit card application, you fill out the form similar for any online application of this kind and wait for the answer from the bank that can be sent in 60 seconds or more. In some days you will get your plastic, but be sure that applying for card with instant approval you'll be able to use it the same day. Anyway, you can read details of a card before making an application. |
|
CREDIT CARD TYPES |
|
The first step in choosing the best plastic is realizing that there are a variety of different plastics available. Following are some of the most common types of cards: |
 |
Balance transfer credit cards let you transfer balances from high interest plastics onto those with a lower interest rate. For instance, if you transfer a balance to a card with a low introductory annual percentage rate (APR) of zero percent, the APR for this balance will typically stay at the lower interest level for a specified period of time, potentially saving you hundreds of dollars in interest charges. |
 |
Low-interest credit cards - Offer either a low introductory APR that change to a higher rate later or to a low, fixed-rate APR. Using this type of plastic can offer significant savings on interest, especially when you make larger purchases and pay them off before the end of the introductory period. |
 |
Cash-back credit cards - Give you cash rewards for making purchases. Most cash rebates are around 1 percent of the total purchases’ amount, excluding interest and finance charges. This type of card is particularly good if you're faithful about paying off balances each month. |
 |
Reward credit cards - Similar to cash-back plastics, they offer frequent-flyer-miles, hotel discounts and other rewards just for using the card. Basically, you accumulate points toward a reward structure, based on how much you use the plastic over a period of time. |
 |
Airline mile or frequent flyer credit cards – Gives free miles or points for any purchase you make over a certain period of time. You can redeem your points for airline travel, much like you would in an airline-sponsored frequent flyer program. These cards are great if you travel frequently or simply want to use your card to plan vacations. |
 |
Pre-paid cards - Work like gift certificates at retail stores. You can deposit any amount you want and then use the plastic to make purchases up to that amount. These types of deals generally do not require a credit check, and some actually have credit re-builder and rewards programs. |
 |
Secured credit cards - Plastics that are "secured" with a cash deposit or other collateral. They are ideal if you have very little or damaged credit. |
|
|
|
MAXIMIZE THE CHANCE |
| of getting approved on credit card |
 |
Don't apply for multiple credit cards over a short period of time. |
 |
Don't apply for a card you're not likely to get. |
 |
Applying for a credit cards and being declined only damages you credit.
Know Your Credit Score, we recomment that you check the credit score before you apply. |
|
 |
|
CREDIT SCORE |
 |
|
A credit score is simply a numerical representation of your credit worthiness. The majority of lenders use some sort of credit scoring model to help predict what kind of credit risk you may be. In most cases your credit score will determine whether or not you will be approved for a credit card. |
|
|
CREDIT CALCULATOR |
 |
How long will it take to
pay off my balance? |
|
This credit calculator can help you manage your money by showing you:
- How long it could take to repay a credit card balance based on your monthly payment.
- The payment required if you want to repay the balance over a shorter period of time.
|
|
|
IMPORTANT |
|
|
Q: I have applied for a credit card but my application was rejected... What now?
A: Order your Free Credit Report and or Credit Score. It will provide you with information that will put you on the path of building your credit history and increasing your credit worthiness. |
|
|
|
 |
All content. Copyright © 1999-2008.
Credit-Land.com, Inc.
All rights reserved. |
|
|
