Citi® Credit Card Applications

Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Best Citi® Credit Cards for You

Citibank Credit Cards

Citi, a Credit-Land.com advertiser, is one of the leading banks in the credit card industry, with approximately 21 million customers holding cards issued by Citi. Citi issues MasterCard, Visa, and American Express cards and has a vast array of options for students and businesses as well as personal credit cards. Their cards include rewards cards, travel and gas credit cards, hotel cards, prepaid cards, and more.

Citi offers mobile banking through Google Wallet, and their ThankYou rewards program gives customers points that can be redeemed for cash or used in their ThankYou Rewards online mall.

Choose from Citibank Offers:

Show cards for:
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
CONSUMER Credit Cards (13)
BUSINESS Credit Cards (2)
STUDENT Credit Cards (1)
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent/Good
0% (21 months)*0% (21 months)*12.24% - 22.24%* (Variable)$0*
n/a
About this card:
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*
Our Expert's Valuation
  • 0% intro APR on purchases and balance transfers.
  • Get protected with Citi® Identity Theft Solutions.
  • Free access to FICO® Scores.

  • Balance transfer fee is 3% of each balance transfer.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent/Good
0% (21 months)*0% (21 months)*13.24% - 23.24% (variable)$0*
n/a
About this card:
  • The ONLY card with No Late Fees, No Penalty Rate and No Annual Fee…EVER
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day – just say "representative".
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
Our Expert's Valuation
  • Zero intro APR on purchases and balance transfers.
  • No late fees or penalty rate.
  • No annual fee.

  • No rewards program.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent/Good
N/A0% (18 months)*13.24% - 23.24%* (Variable)$0*
Cash Back
About this card:
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click ′Apply Now′ to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Our Expert's Valuation
  • 0% Intro APR on Balance Transfers for 18 months.
  • Earn cash back as you pay for your purchases.
  • No annual fee.

  • Balance transfer fee applies.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent
N/AN/A15.49% - 19.49%* (Variable)None
Points
About this card:
  • For a limited time: Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • Enjoy the benefits of HHonors Silver status as long as you are a cardmember*
  • No annual fee.*
Our Expert's Valuation
  • Earn HHonors Bonus Points on card purchases.
  • Benefits of HHonors Silver status.
  • Visa Signature® benefits.
  • No annual fee.

Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent/Good
N/AN/A14.24% - 22.24%* (Variable)$95, waived for first 12 months*
Miles
About this card:
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy Group 1 Boarding on American Airlines flights*
  • No Foreign Transaction Fees on purchases.1
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
Our Expert's Valuation
  • Double miles on most American Airline Purchases.
  • 25% savings on eligible in-flight purchases.
  • Get 10% of redeemed AAdvantage® miles back.

  • Annual fee is $95 (waived for first 12 months*).
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent
0% (15 months)*0% (15 months)*13.24% - 23.24%* (Variable)$0*
Points
About this card:
  • 0% Intro APR on Purchases and Balance Transfers for 15 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Our Expert's Valuation
  • Global acceptance with Chip Technology.
  • Earn ThankYou points on card purchases.
  • Points do not expire.
  • 0% intro APR on purchases and balance transfers.

  • Balance transfer fee applies.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent
N/AN/A15.49% (Variable)$450
Miles
About this card:
  • Earn 60,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*
  • Admirals Club® membership for you with guest privileges*
  • Complimentary Admirals Club® lounge access for authorized users
  • 10,000 Elite Qualifying Miles from American Airlines after $40,000 spent on purchases every year (January through December billing statement)*
  • No Foreign Transaction Fees on purchases*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases*
  • First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation*
Our Expert's Valuation
  • Earn AAdvantage® bonus miles.
  • Get Admirals Club® membership with guest privileges.
  • No Foreign Transaction Fees on purchases.

  • High annual fee.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent
N/AN/A15.49%* (Variable)$450
Points
About this card:
  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®
  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
  • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
  • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
  • Transfer points to a variety of travel loyalty programs from airlines to hotels.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases
Our Expert's Valuation
  • $250 Air Travel Credit each year.
  • Low standard APR.
  • Earn points on card purchases.

  • High annual fee.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent
N/AN/A15.49% (Variable)$95
Points
About this card:
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening*
  • Earn 10 Hilton HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio*
  • Earn 5 Hilton HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 Hilton HHonors Bonus Points per $1 spent on all other purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
Our Expert's Valuation
  • No foreign transaction fees.
  • Earn up to 10 points per $1 spent.
  • Benefits of HHonors Gold status.
  • Global acceptance with chip technology.

  • No 0% intro APR on purchases or balance transfers.
  • High annual fee - $95.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent
N/AN/A15.24% - 23.24%* (Variable)$0*
Points
About this card:
  • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*
  • Points redeemable for $200 towards your stay at a +VIP Access™ hotel*
  • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
  • 1 Expedia+ bonus point per $1 spent on other purchases*
  • Enjoy Expedia+ silver status each year of card membership
  • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements*
Our Expert's Valuation
  • Earn Expedia+ bonus points.
  • No annual fee.

Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent
N/AN/A14.24% - 22.24%* (Variable)$95*
Points
About this card:
  • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening*
  • Points redeemable for $350 towards your stay at a +VIP Access™ hotel
  • 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
  • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*
  • 1 Expedia+ bonus point per $1 spent on other purchases*
  • Enjoy Expedia+ gold status each year of card membership- $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA Pre √® application fee*
Our Expert's Valuation
  • Earn Expedia+ bonus points.
  • Expedia+ gold status is complementary for cardmembers.

  • The annual fee is $95.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent
0% (7 months)*N/A15.49%* (Variable)$0
Cash Back
About this card:
  • Exclusively for Costco Members: Go Big with Cash Back Rewards
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
Our Expert's Valuation
  • Cash back rewards.
  • No annual fee.
  • Low interest rates.

  • Must have Costco membership.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
New to Credit
N/AN/A22.24%* (Variable)$0
n/a
About this card:
  • Start building credit for tomorrow
  • A security deposit is required for this product (minimum $200)
  • Unlike a prepaid card, it helps build credit history, with monthly notifications to the credit bureaus
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
  • Use the card anywhere MasterCard® is accepted — worldwide
Our Expert's Valuation
  • For people with little or no credit history.
  • Helps build credit history.
  • Accepted worldwide.

  • Requires a security deposit
Sorry!
There are NO CARDS of this type for the checked credit histories.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent
0% (7 months)*N/A15.49%* (Variable)$0
Cash Back
About this card:
  • Exclusively for Costco Members: Go Big with Cash Back Rewards. Receive a reward coupon annually which is redeemable for cash or merchandise at US Costco warehouses
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
Our Expert's Valuation
  • No annual fee with paid Costco Membership.
  • Cash back rewards.
  • Low interest rate for purchases.

  • Only for Costco members.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Excellent/Good
N/AN/A15.49% (Variable)$95, waived for first 12 months*
Miles
About this card:
  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines flights for you and up to four companions traveling with you on the same reservation*
  • Enjoy Group 1 Boarding on American Airlines flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines®purchases
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications, car rental merchants and at gas stations.
  • Earn 1 AAdvantage® mile per $1 spent on other purchases.*
Our Expert's Valuation
  • Earn American Airlines AAdvantage® bonus miles.
  • Great travel reward program.
  • First checked bag is free.

  • $95, waived for first 12 months.*
Sorry!
There are NO CARDS of this type for the checked credit histories.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
Show card details
Good
0% (7 months)*n/a14.24% - 24.24%* (Variable)$0*
Points
About this card:
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points with this card.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee*
Our Expert's Valuation
  • 0% intro APR on purchases.
  • Earn ThankYou® Points on card purchases.
  • No annual fee.

  • Cash advance fee is either $10 or 5%.
Sorry!
There are NO CARDS of this type for the checked credit histories.

* Click apply to read the full Terms and Conditions.

See Also Credit Card Applications from Other Banks:

Citibank® Perks & Promotions

Citi ThankYou Points and Rewards

Using your Citi card to make purchases gives you points for every dollar you spend. Up to an annual rewards cap, you can earn additional points through special promotions as long as your account is current and in good standing. Citi ThankYou points can be redeemed for cash, gift cards, and more, and your points will not expire unless your account is terminated or you default on your card agreement.

Bring a Friend

Once a year, the Citi ThankYou Premier Card and the Citi ThankYou Prestige Card offer a complimentary companion ticket with a matching itinerary to yours when you purchase one round-trip coach class ticket. This ticket is good anywhere in the 48 contiguous United States, for the Premier Card, and internationally, with the Prestige Card. This offer is part of Citi's Spirit Incentives partner and reservations must be made through Spirit Incentives. The cardmember pays all taxes and fees for the companion travel ticket.

Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

User level: Above average