USA
USA
USA Canada

Citi® Credit Card Applications

Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Best Citi® Credit Cards for You

Citibank Credit Cards

Citi, a Credit-Land.com advertiser, is one of the leading banks in the credit card industry, with approximately 21 million customers holding cards issued by Citi. Citi issues MasterCard, Visa, and American Express cards and has a vast array of options for students and businesses as well as personal credit cards. Their cards include rewards cards, travel and gas credit cards, hotel cards, prepaid cards, and more.

Citi offers mobile banking through Google Wallet, and their ThankYou rewards program gives customers points that can be redeemed for cash or used in their ThankYou Rewards online mall.

Choose from Citibank Offers:

Show cards for:
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
CONSUMER Credit Cards (10)
BUSINESS Credit Cards (2)
STUDENT Credit Cards (2)
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellent0%
(18 months)26
0%
(18 months)26
12.99% -
21.99% (Variable)
$026$0No
n/a
About this card:
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER.
  • No penalty rate - EVER.
  • No annual fee - EVER.
  • Save time when you call with fast, personal help, 24 hours a day.
Our Expert's Valuation
  • Good Promotional Period for balance transfer.
  • No late fees or penalty rate.

  • No rewards program.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellentn/an/a13.99% -
21.99%26 (Variable)
$95, waived
for first 12 months26
$0No
Miles
About this card:
  • Earn 30,000 American Airlines AAdvantage® bonus miles and 2 Admirals Club® Passes after making $1,000 in purchases within the first 3 months of cardmembership.26
  • Your first eligible checked bag is free.26
  • Group 1 boarding and 25% savings on eligible in-flight purchases.26
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal.26
  • Double AAdvantage® miles on eligible American Airlines purchases.26
  • Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year.26
Our Expert's Valuation
  • Double miles on most American Airline Purchase.
  • 25% savings on eligible in-flight purchase.

  • Annual fee is $95 (waived for first 12 months26).
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellentn/an/a13.99% -
22.99%26 (Variable)
$125;
fee waived for the first 12 months26
$0No
Points
About this card:
  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards.
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening.
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember.
  • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment.
  • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels.
  • Earn 1 ThankYou Point per $1 spent on other purchases.
  • Points do not expire and earn unlimited Thank You Points.
  • Travel with ease and enjoy chip based technology.
Our Expert's Valuation
  • Annual fee is waived for the first year.
  • Earn as many points as you want - your points won´t expire.
  • Pay no fee for foreign purchases.

  • Has an annual fee.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellentn/an/a14.24%26 (Variable)None$0No
Points
About this card:
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening.26
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.26
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.26
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.26
  • No annual fee.26
Our Expert's Valuation
  • Generous bonus program.
  • Easily book hotel rooms with HHonors Points.
  • Exceptional Visa Signature® benefits.

Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellentn/an/a15.24%26 (Variable)$95$0No
Points
About this card:
  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening.26
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio.26
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases.26
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases.26
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember.26
  • No foreign transaction fees on purchases.26
  • Travel with ease and enjoy global acceptance with your Citi chip credit card.
Our Expert's Valuation
  • No foreign transaction fees.
  • Awesome bonus points, up to 10 points per $1 spent.
  • Travel accident and car rental insurance.

  • No 0% intro APR on purchases and balance transfers.
  • Quite high annual fee - $95.
  • Has balance transfer fee.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellent0%
(18 months)26
0%
(18 months)26
11.99% -
21.99%26 (Variable)
$026$0No
Points
About this card:
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee.26
Our Expert's Valuation
  • VIP access to presale tickets for live entertainment.
  • Get protected with Citi IdentityMonitor.
  • Earn Citi Easy Deals Points for purchases.

  • Balance transfer fee is 3% of each balance transfer.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellent0%
(12 months)26
0%
(12 months)26
12.99% -
22.99%26 (Variable)
$026$0No
Points
About this card:
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.26
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee.26
Our Expert's Valuation
  • Free Personal Concierge Service.
  • Buy now. Save later with Citi® Price Rewind.
  • Earned points do not expire.

Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellent0%
(12 months)26
0%
(12 months)26
12.99% -
22.99%26 (Variable)
$026$0No
Cash Back
About this card:
  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening.
  • Earn 5% CASH BACK in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 - 9/30/14.
  • Enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness.26
  • No Annual Fee.26
  • Click Apply Now to see pricing details.
Our Expert's Valuation
  • Convenient trip cancellation coverage.
  • Straightforward cash back rewards.
  • Covers against unauthorized transactions.

  • High standard APR.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellent0%
(18 months)26
0%
(18 months)26
12.99% -
21.99% (Variable)
$026$0No
n/a
About this card:
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER.
  • No penalty rate - EVER.
  • No annual fee - EVER.
  • Save time when you call with fast, personal help, 24 hours a day.
Our Expert's Valuation
  • Good Promotional Period for balance transfer.
  • No late fees or penalty rate.

  • No rewards program.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellent0%
(15 months)26
0%
(15 months)26
12.99% -
22.99%26 (Variable)
$026$0No
Points
About this card:
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.26
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee.26
Our Expert's Valuation
  • Good Anniversary Bonus Program.
  • $0 Liability on unauthorized charges.

Sorry!
There are NO CARDS of this type for the checked credit histories.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellentn/an/a15.24% (Variable)$95, waived
for first 12 months26
$0No
Miles
About this card:
  • Designed for businesses with an established credit history.
  • Earn 30,000 American Airline AAdvantage® bonus miles and two Admiral´s Club® lounge One-Day Passes after making $1,000 in purchases in the first 3 months of cardmembership.26
  • Get the first checked bag free for you and up to 4 traveling companions.26
  • Enjoy Group 1 Boarding.26
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, including US Airways codeshare flights booked through American Airlines.26
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at certain office supply, telecommunications and car rental merchants. Earn 1 AAdvantage® mile per $1 spent on other purchases.26
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights.26
Our Expert's Valuation
  • Earn bonus miles for making purchases.
  • Great travel reward program.

  • $95, waived for first 12 months.26
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Excellent0%
(6 months)
n/a13.24% (Variable)n/a$0No
Points
About this card:
  • Earn 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership - redeemable for $150 in gift cards.
  • 0% introductory APR on purchases for 6 months. After that, 13.24% variable.26
  • Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories.26
  • Points do not expire and there is no cap to the ThankYou points you can earn.
  • Redeem points for great rewards from business supplies and merchandise to gift cards, travel rewards or even cash rewards.
  • No Annual fee.26
Our Expert's Valuation
  • Allows you to set a spending limit on cards issued to employees.
  • Personal Business Assistant helps you book tickets, hotels, entertainment.
  • Flexible bonus program.

Sorry!
There are NO CARDS of this type for the checked credit histories.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Good0%
(7 months)26
n/a13.99% -
23.99%26 (Variable)
$026$0No
Points
About this card:
  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee.26
Our Expert's Valuation
  • 7-month 0% APR on purchases.
  • Big sign up bonus and no caps on rewards you can earn.
  • No annual fee.

  • Cash advance fee is either $10 or 5%.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Activation Fee
Instant Response
Rewards
Compare (8)
You've selected 8 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Good0%
(7 months)26
n/a13.99% -
23.99%26 (Variable)
$026$0No
Cash Back
About this card:
  • Build credit while earning cash back fast.
  • Earn 5% CASH BACK in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 - 9/30/14.
  • Enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date.
  • No Annual Fee.
  • Click Apply Now for pricing details.
Our Expert's Valuation
  • Great way to earn cash back.
  • Good for building your credit rating.
  • No co-signer needed.

Sorry!
There are NO CARDS of this type for the checked credit histories.

26 See the Citi card terms and conditions online.

See Also Credit Card Applications from Other Banks:

Citibank® Perks & Promotions

Citi ThankYou Points and Rewards

Using your Citi card to make purchases gives you points for every dollar you spend. Up to an annual rewards cap, you can earn additional points through special promotions as long as your account is current and in good standing. Citi ThankYou points can be redeemed for cash, gift cards, and more, and your points will not expire unless your account is terminated or you default on your card agreement.

Bring a Friend

Once a year, the Citi ThankYou Premier Card and the Citi ThankYou Prestige Card offer a complimentary companion ticket with a matching itinerary to yours when you purchase one round-trip coach class ticket. This ticket is good anywhere in the 48 contiguous United States, for the Premier Card, and internationally, with the Prestige Card. This offer is part of Citi's Spirit Incentives partner and reservations must be made through Spirit Incentives. The cardmember pays all taxes and fees for the companion travel ticket.

Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

User level: Above average