Citi® Credit Card Applications

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Best Citi® Credit Cards

Citi is one of the leading banks in the credit card industry, with approximately 21 million customers holding cards issued by Citi. Citi issues MasterCard, Visa, and American Express cards and has a vast array of options for students and businesses as well as personal credit cards. Their cards include rewards cards, travel and gas credit cards, hotel cards, prepaid cards, and more.

Citi offers mobile banking through Google Wallet, and their ThankYou rewards program gives customers points that can be redeemed for cash or used in their ThankYou Rewards online mall.

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Consumer Credit Cards

Card Name	Minimum Credit History	Intro APR on Purch.	Intro APR on Bal. Tr.	Regular APR	Annual Fee	Activation Fee	Instant Response
Citibank - Citi® Diamond Preferred® Card Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Excellent / Good	0% (18 months)²⁶	0% (18 months)²⁶	11.99% - 21.99%²⁶ (Variable)	$0²⁶	$0	No
Card Details: Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.²⁶ There is a balance transfer fee of either $5 or 3% of the amount of each transfer. Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item. Let our 24/7 concierge service help book your hotel rooms, flights and more. Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®. $0 liability on unauthorized purchases and Citi® Identity Theft Solutions. No annual fee.²⁶ More details Our Expert Opinion VIP access to presale tickets for live entertainment. Buy now. Save later with Citi® Price Rewind. Get protected with Citi IdentityMonitor. No rewards on everyday purchases. See Full Review
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Citibank - Citi Simplicity® Card Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Excellent / Good	0% (18 months)²⁶	0% (18 months)²⁶	12.99% - 21.99% (Variable)	$0²⁶	$0	No
Card Details: 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. No late fees - EVER. No penalty rate - EVER. No annual fee - EVER. Save time when you call with fast, personal help, 24 hours a day. More details Our Expert Opinion Good Promotional Period for balance transfer. No late fees or penalty rate. No rewards program. See Full Review
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Citibank - Citi Simplicity® Card Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Excellent / Good	0% (18 months)²⁶	0% (18 months)²⁶	12.99% - 21.99% (Variable)	$0²⁶	$0	No
Card Details: 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. No late fees - EVER. No penalty rate - EVER. No annual fee - EVER. Save time when you call with fast, personal help, 24 hours a day. More details Our Expert Opinion Good Promotional Period for balance transfer. No late fees or penalty rate. No rewards program. See Full Review
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Citibank - Citi ThankYou® Card Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Excellent / Good	0% (15 months)²⁶	0% (15 months)²⁶	12.99% - 22.99%²⁶ (Variable)	$0²⁶	$0	No
Card Details: Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness.²⁶ Earn 1 ThankYou Point for every $1 you spend on purchases. Enjoy no limit on the number of points you can earn. Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more. Travel with ease and enjoy global acceptance with Chip Technology. No annual fee.²⁶ More details Our Expert Opinion Good Anniversary Bonus Program. $0 Liability on unauthorized charges. See Full Review
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Citibank - Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Excellent / Good	0% (12 months)²⁶	0% (12 months)²⁶	12.99% - 22.99%²⁶ (Variable)	$0²⁶	$0	No
Card Details: $100 cash back after $500 in purchases within the first 3 months of account opening. 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness.²⁶ Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment. Enroll at no additional cost each quarter for new categories that earn additional cash back. Full 1% cash back on all other purchases and eligible cash advances. No Annual Fee.²⁶ More details Our Expert Opinion Convenient trip cancellation coverage. Straightforward cash back rewards. Covers against unauthorized transactions. High standard APR. See Full Review
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Citibank - Citi® Platinum Select® / AAdvantage® World MasterCard® Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Excellent / Good	n/a	n/a	15.24% (Variable)	$95, waived for first 12 months²⁶	$0	No
Card Details: For a limited time, Earn 40,000 American Airlines AAdvantage® bonus miles after $3,000 in purchases within the first 3 months of cardmembership.²⁶ Your first eligible checked bag is free.²⁶ Priority Boarding with Group 1 privileges²⁶ and 25% savings on eligible in-flight purchases.²⁶ Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal.²⁶ Double AAdvantage® miles on eligible American Airlines purchases.²⁶ Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year.²⁶ More details Our Expert Opinion Double miles on most American Airline Purchase. 25% savings on eligible in-flight purchase. $95, waived for first 12 months.²⁶ See Full Review
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Citibank - Citi ThankYou® Preferred Rewards Card Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Excellent / Good	0% (12 months)²⁶	0% (12 months)²⁶	12.99% - 22.99%²⁶ (Variable)	$0²⁶	$0	No
Card Details: Earn 15,000 bonus ThankYou Points after $1,000 in card purchases within 3 months of account opening - enough for $150 in gift cards or other great rewards! 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness.²⁶ Earn 1 ThankYou Point for every $1 you spend on all purchases. No expiration and no limit on the points you can earn. Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more. Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love. Travel with ease and enjoy global acceptance with Chip Technology. No annual fee.²⁶ More details Our Expert Opinion Free Personal Concierge Service. Buy now. Save later with Citi® Price Rewind. See Full Review
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Citibank - Citi® Hilton HHonors™ Visa Signature® Card Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Excellent / Good	n/a	n/a	14.24%²⁶ (Variable)	None	$0	No
Card Details: Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening.²⁶ Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.²⁶ Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.²⁶ Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.²⁶ No annual fee.²⁶ More details Our Expert Opinion Generous bonus program. Easily book hotel rooms with HHonors Points. Exceptional Visa Signature® benefits. See Full Review
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Citibank - Citi® Hilton HHonors™ Reserve Card Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Excellent / Good	n/a	n/a	15.24%²⁶ (Variable)	$95	$0	No
Card Details: Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening.²⁶ Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio.²⁶ Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases.²⁶ Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases.²⁶ Enjoy the benefits of HHonors Gold status as long as you are a cardmember.²⁶ No foreign transaction fees on purchases.²⁶ Travel with ease and enjoy global acceptance with your Citi chip credit card. Earn an anniversary bonus of 1 weekend night certificate at select hotels and resorts within the Hilton HHonors portfolio each cardmembership year with qualifying purchases.²⁶ More details Our Expert Opinion No foreign transaction fees. Awesome bonus points, up to 10 points per $1 spent. Travel accident and car rental insurance. No 0% intro APR on purchases and balance transfers. Quite high annual fee - $95. Has balance transfer fee.
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Business Credit Cards

Card Name	Minimum Credit History	Intro APR on Purch.	Intro APR on Bal. Tr.	Regular APR	Annual Fee	Activation Fee	Instant Response
Citibank - CitiBusiness® / AAdvantage® World MasterCard® Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Excellent / Good	n/a	n/a	15.24% (Variable)	$95, waived for first 12 months²⁶	$0	No
Card Details: Designed for businesses with an established credit history. Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership.²⁶ First eligible checked bag free for you and up to 4 traveling companions.²⁶ Priority Boarding with Group 1 privileges.²⁶ Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants.²⁶ 25% Savings on eligible in-flight purchases. More details Our Expert Opinion Earn bonus miles for making purchases. Great travel reward program. $95, waived for first 12 months.²⁶ See Full Review
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Citibank - CitiBusiness Thank You^SM Card Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Excellent / Good	0% (6 months)	n/a	13.24% (Variable)	n/a	$0	No
Card Details: Designed for businesses with an established credit history. Earn 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership - enough for $150 in gift cards. 0% intro APR on Purchases for 6 months. After that, 13.24% variable. Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories. Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash. No limit to the amount of points you can earn on purchases and points don´t expire. No annual fee.²⁶ More details Our Expert Opinion Allows you to set a spending limit on cards issued to employees. Personal Business Assistant helps you book tickets, hotels, entertainment. Flexible bonus program. See Full Review
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Student Credit Cards

Card Name	Minimum Credit History	Intro APR on Purch.	Intro APR on Bal. Tr.	Regular APR	Annual Fee	Activation Fee	Instant Response
Citibank - Citi Forward® Card for College Students Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Good	0% (7 months)²⁶	n/a	13.99% - 23.99%²⁶ (Variable)	$0²⁶	$0	No
Card Details: No Cosigner required. 5 ThankYou® Points for every $1 you spend at restaurants and on entertainment; 1 point per $1 on all other purchases. APR reduction on purchases when using credit wisely. 100 ThankYou Points each billing period that you pay on time and stay under your credit line. More details Our Expert Opinion Earn rewards for maintaining a healthy credit history. Free reimbursement for damaged or stolen phones if you pay your phone bill with Citi Card. Protects against online fraud. See Full Review
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Citibank - Citi® Dividend® Card for College Students Compare (33) You've selected 33 cards for comparison. Click on "Compare" link to go to the full comparison list.	Good	0% (7 months)²⁶	n/a	13.99% - 23.99%²⁶ (Variable)	$0²⁶	$0	No
Card Details: Earn bonus cash back each quarter on new must-have categories - like department stores, travel and more, with enrollment. Earn a full 1% cash back on all other purchases. Free enrollment each quarter for new categories that earn additional cash back. Manage your account online, on your tablet or on your Smartphone. No Annual Fee. More details Our Expert Opinion Great way to earn cash back. Good for building your credit rating. No co-signer needed.
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²⁶ See the Citi card terms and conditions online.

Citibank® Perks & Promotions

Citi ThankYou Points and Rewards

Using your Citi card to make purchases gives you points for every dollar you spend. Up to an annual rewards cap, you can earn additional points through special promotions as long as your account is current and in good standing. Citi ThankYou points can be redeemed for cash, gift cards, and more, and your points will not expire unless your account is terminated or you default on your card agreement.

Bring a Friend

Once a year, the Citi ThankYou Premier Card and the Citi ThankYou Prestige Card offer a complimentary companion ticket with a matching itinerary to yours when you purchase one round-trip coach class ticket. This ticket is good anywhere in the 48 contiguous United States, for the Premier Card, and internationally, with the Prestige Card. This offer is part of Citi's Spirit Incentives partner and reservations must be made through Spirit Incentives. The cardmember pays all taxes and fees for the companion travel ticket.

Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

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