EMV chip technology is becoming a global standard for credit cards. It happens because banks and credit card issuers want to minimize fraud and stealing of personal data. Credit cards with chips (or smart cards) have been developed to fight fraud because chips better protect your personal data when you use your credit card at a point-of-sale. Today chip credit cards gain more and more popularity within U.S. consumers.
Below you will find chip credit cards we offer on our website. Frequent travelers and simply those consumers who care about security of their personal data may want to have one of these chip cards in their pocket.
The name EMV comes from its developers: Europay, MasterCard® and Visa®. The technology shows a significant reduction in fraud and now it is becoming a standard for credit cards. If you ever stumbled across such cards as smart cards, chip cards, and chip and signature cards, those all were EMV chip technology credit cards.
The EMV chip credit cards have microprocessor chips embedded. These chips store and protect cardholder's personal data. When you use a credit card with a chip, you can be asked to verify the purchase. This procedure secures the payment process and reduces the risk of fraud. Also, when you pay with a smart chip credit card, your card stays with you during the whole payment process, providing an additional layer of security.
The chip credit cards offer security and convenience. They give you confidence and even save your money. The chip cards are widely used in Europe and Canada. Now they are going to become a standard payment in the U.S.