Give it a bit of thought, are you taking the most advantage of your credit card rewards program that you can be? Here are some things to ask yourself in order to find out: Do you really get the way your card’s rewards process works? Gaining a thorough[...]
SELECT BY REWARD
Rewards Credit Cards Applications
Rewards credit cards are becoming more and more diverse. Trying to win customers, issuing companies offer a wide range of benefits to cardholders. You can find anything from discounts at your favorite store to free airfare to the destination of your dream.
Rewards credit cards can have multi-purpose rewards programs like cash back or points rewards which can be redeemed a variety of ways, or have rewards programs that are targeted at specific needs - airline, hotel, retail chain or more.
Compare rewards credit card applications on this page to choose one that will give you highest rebates and will let you redeem earned rewards for what you want – gift cards, entertainment, airline tickets, hotel rooms, gasoline, shopping discounts and more.
| Bank Name Card Name |
Credit History | Intro APR Purch. (Intro Period) |
APR % | Annual Fee | Apply
|
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|
Excellent / Good | 0% (12 months) |
10.99% - 19.99%± Variable |
$0 |
|
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|
Excellent / Good | 0% (Until February 2013) |
11.9% - 19.9% (V) |
$0 |
|
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|
Excellent / Good | 0% (15 months) |
10.99% - 20.99%± Variable |
$0 |
|
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|
N/A | See terms | 10.9% - 24.9% (V) |
See terms |
|
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|
Excellent / Good | 0% (12 months) |
17.24% - 22.24% (V) |
$0 |
|
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|
Average / Limited | n/a | 24.9% (V) | $0 |
|
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|
Excellent / Good | n/a | as low as 15.99%8 (V) |
$0 |
|
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|
Excellent / Good | 0% (6 months) |
10.99% - 20.99%± Variable |
$0 |
|
|||||||||
| Purch.--Purchases | Bal.Tr.--Balance Transfers | n/a--Not Applicable |
| Selected from all categories: 0 |
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Read Before You Apply For A Credit Card
With rewards credit cards you can make shopping more fun. Earning rewards for purchases you usually make is a good way to save. To reap most benefits from your rewards credit card, first of all you need to choose what is best for you and then use your card wisely.
Look at the list of the main types of rewards credit card applications, consider where you usually shop and how much you spend there to decide where you can earn highest rewards and what type of rewards credit card is best for you.
After you choose a frequent flyer, hotel, or cash back rewards credit card, compare credit card applications offering the rebates you are interested in. Keep in mind the best rewards credit card for you would be the one that will earn you the highest rebates in categories or places you usually spend the most and will enable you to redeem them the way you want.
Look for a rewards credit card with no annual fee, 0% or low intro APR and a low interest rate after the teaser period is over, otherwise high annual fee or high interest make a rewards credit card not worth having. Make sure you know all fees associated with your credit card usage and that you are on time with all your payments.
Understanding redemption rules and limitations of your rewards credit card is essential. They need to be easy to understand, have no caps, expiration dates, no seat restrictions or blackout dates. If there are expiration dates, make sure you will have enough time to earn the needed amount of rewards and redeem them. Know how long it takes to earn miles or points, and at what level you can start redemption.
Choose by the type of rewards you want to earn, compare all rewards credit card applications with travel, airline, cashback or gasoline rebates, depending on your preferences. Apply today and make your shopping more fun with a rewards credit card!
Rewards Credit Card Types
Below are the main types of rewards credit cards you can choose from. Remember that the best rewards card for you is the one that will earn you the most benefits where you usually spend the most, and will let you redeem rewards the way you want.
Cash Back Rewards or cashback bonus is a versatile rewards program that earns you 1% to 5% cash back on all eligible purchases you make with your rewards credit card. Earned rebates can be credited to your credit card account, received in the form of a check or redeemed for shopping discounts, gift cards, merchandise, charity and more, depending on the issuer.
Airline Rewards earn you miles on all eligible purchases made with your airline credit card and help you save on travel related expenses. Sing up bonus miles, double miles on purchases in certain categories and other incentives are a common practice. Earned rewards can be later redeemed for free or discounted airfare at a particular airline or any air company, depending on the issuer. Sometimes miles can be used to get gift cards, merchandise, cash back, or to make charity donations. Airline rewards credit cards can also provide additional services like car rental or flight insurance, 24/7 travel assistance, if you need help with your lost luggage, change reservation, etc.
Travel or Hotel Rewards credit cards partner with international hotel chains and give you points on eligible credit card purchases based on the dollar amount you spend. Amount of rewards you can earn and what you can redeem them for depends on the particular rewards credit card. You can get free or discounted rooms and upgrades at your favorite hotel, or transfer your points into miles, and more. Sing up bonus points are often offered which may be enough for one or several nights at a hotel.
Gas Rebates programs of rewards credit cards offer traditional cash back on all purchases and additional bonuses for buying gasoline. You can apply your points for gas purchases or car maintenance save on vehicle related expenses.
8 See the Chase card terms and conditions online.