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Best Rewards Credit Cards
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Rewards credit cards are becoming more and more diverse. Trying to win customers, issuing companies offer a wide range of benefits to cardholders. You can find anything from discounts at your favorite store to free airfare to the destination of your dream.

Rewards credit cards can have multi-purpose rewards programs like cash back or points rewards which can be redeemed a variety of ways, or have rewards programs that are targeted at specific needs - airline, hotel, retail chain or more.

Compare the best rewards credit cards applications on this page to choose one that will give you highest rebates and will let you redeem earned rewards for what you want - gift cards, entertainment, airline tickets, hotel rooms, gasoline, shopping discounts and more.

Sort Cards by:RatingIntro APR on Purch.Regular APRAnnual FeeActivation Fee

Best Cash Back credit card

Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (3)
You've selected 3 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Key Feature:
0% on Purchases and Balance Transfers for 14 months
Reward Category:
Gas
Purchases
Summary of Offer Features:
  • 0% intro APR on purchases & balance transfers for 14 months-then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Rated 4.8 out of 5 stars by over 4,000 cardmembers.±
  • No annual fee, no late fee for your first late payment - APR won´t go up for us paying late, no overlimit fee and no foreign transaction fee.±
  • Free FICO® Credit Score online and on monthly statements.±
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up±. 1% cash back on all other purchases automatically.±
  • Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • U.S.- based customer service-anytime, day and night.
  • ±See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
Card Features:
Intro APR
on Purch.
0% (14 months)
Regular APR10.99% - 22.99% Variable±
Annual Fee$0
Activation Fee$0
Our Expert Opinion
  • Longest 0% intro period on purchases from Discover.
  • Does not charge overlimit fee.
  • The safety is guaranteed.

  • Charges a balance transfer fee.
See card details

Best Travel & Airline credit card

Excellent / Good Credit

Excellent/Good Credit
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments every month.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (3)
You've selected 3 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Key Feature:
Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
Available Airlines:
and other airlines
Summary of Card Features:
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel.
  • Earn unlimited 1.25 miles on every purchase, every day.
  • No annual fee.
  • Fly any airline, stay at any hotel, anytime.
  • Enjoy a low intro APR on purchases.
  • Travel when you want - no blackout dates.
  • Miles don′t expire.
  • No limit to the miles you can earn.
Card Features:
Intro APR
on Purch.
0% (until August 2015)
Regular APR11.9% - 19.9% (V)
Annual Fee$0
Activation FeeSee terms
Our Expert Opinion
  • Earn reward miles for every dollar you spend.
  • Low standard APR.
  • No balance transfer fees.

  • Must have good or excellent credit history to qualify.
See card details

Best Gas credit card

Fair / Average Credit

Fair / Average Credit
This credit offer is for people with Fair / Average credit history.

Compare (3)
You've selected 3 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Key Feature:
No Annual Fee
Available Gas Stations:
and other gas stations
Summary of Card Features:
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you′ve made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Card Features:
Intro APR
on Purch.
n/a
Regular APR24.99%* (Variable)
Annual Fee$0
Activation Fee$0
Our Expert Opinion
  • Extended rewards program.
  • No annual fee.
  • Use points like cash to make purchases.

See card details

Best Point Rewards card

Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (3)
You've selected 3 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Key Feature:
Earn up to 50,000 bonus ThankYou® Points
Reward Category:
Restaurants
Dining
Entertainment
Summary of Offer Features:
  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards.
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening.
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember.
  • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment.
  • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels.
  • Earn 1 ThankYou Point per $1 spent on other purchases.
  • Points do not expire and earn unlimited Thank You Points.
  • Travel with ease and enjoy chip based technology.
Card Features:
Intro APR
on Purch.
n/a
Regular APR13.99% - 22.99%26 (Variable)
Annual Fee$125; fee waived for the first 12 months26
Activation Fee$0
Our Expert Opinion
  • Annual fee is waived for the first year.
  • Earn as many points as you want - your points won´t expire.
  • Pay no fee for foreign purchases.

  • Has an annual fee.
See card details

Best Hotel Rewards card

Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (3)
You've selected 3 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Key Feature:
Earn 40,000 Hilton HHonors Bonus Points
Available Hotels:
Summary of Card Features:
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening.26
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.26
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.26
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.26
  • No annual fee.26
Card Features:
Intro APR
on Purch.
n/a
Regular APR14.24%26 (Variable)
Annual FeeNone
Activation Fee$0
Our Expert Opinion
  • Generous bonus program.
  • Easily book hotel rooms with HHonors Points.
  • Exceptional Visa Signature® benefits.

See card details

Best Charity Rewards card

Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (3)
You've selected 3 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Key Feature:
Earn 20,000 Bonus ThankYou® Points Summary of Card Features:
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.26
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee.26
Card Features:
Intro APR
on Purch.
0% (12 months)26
Regular APR12.99% - 22.99%26 (Variable)
Annual Fee$026
Activation Fee$0
Our Expert Opinion
  • Free Personal Concierge Service.
  • Buy now. Save later with Citi® Price Rewind.
  • Earned points do not expire.

See card details

± Click apply for Terms & Conditions.
26 See the Citi card terms and conditions online.

Choose the Best Rewards Card for Your Needs

With the best credit cards for rewards you can make shopping more fun. Earning rewards for purchases you usually make is a good way to save. To reap most benefits from your rewards credit card, first of all you need to choose what is best for you and then use your card wisely.

Look at the list of the main types of rewards credit card applications (cash rewards credit cards and travel rewards credit cards, Visa rewards and MasterCard rewards credit cards), consider where you usually shop and how much you spend there to decide where you can earn the highest rewards and what type of reward credit cards is the best for you.

After you choose a frequent flyer, hotel, or cash back rewards credit card, compare credit card applications offering the rebates you are interested in. Keep in mind the best rewards credit card for you would be the one that will earn you the highest rebates in categories or places you usually spend the most and will enable you to redeem them the way you want.

Look for a reward cards with no annual fee, 0% or low intro APR and a low interest rate after the teaser period is over, otherwise high annual fee or high interest make a rewards credit card not worth having. Make sure you know all fees associated with your credit card usage and that you are on time with all your payments.

Understanding redemption rules and limitations of your credit card rewards program is essential. And the best reward credit cards have straightforward terms and conditions. The best credit card rewards program need to be easy to understand, have no caps, expiration dates, no seat restrictions or blackout dates. If there are expiration dates, make sure you will have enough time to earn the needed amount of rewards and redeem them. Know how long it takes to earn miles or points, and at what level you can start redemption.

Choose by the type of rewards you want to earn, compare all credit card rewards applications with travel, airline, cashback or gasoline rebates, depending on your preferences. Think of the best credit card rewards for you and where you get back more. Apply today and make your shopping more fun with the best credit cards rewards!

Our Experts about Rewards Credit Cards

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Questions & Answers about
Rewards Credit Cards

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