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Rewards credit cards are becoming more and more diverse. Trying to win customers, issuing companies offer a wide range of benefits to cardholders. You can find anything from discounts at your favorite store to free airfare to the destination of your dream.

Rewards credit cards can have multi-purpose rewards programs like cash back or points rewards which can be redeemed a variety of ways, or have rewards programs that are targeted at specific needs - airline, hotel, retail chain or more.

Compare rewards credit card applications on this page to choose one that will give you highest rebates and will let you redeem earned rewards for what you want - gift cards, entertainment, airline tickets, hotel rooms, gasoline, shopping discounts and more.

Sort Cards by:RatingIntro APR on Purch.Regular APRAnnual FeeActivation Fee

Best Cash Back credit card

Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
0% on Purchases and Balance Transfers for 14 months
Reward Category:
Department Stores
Purchases
Summary of Card Features:
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.±
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.±
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you´ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR± on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. ±Click apply for Terms & Conditions.
Card Features:
Intro APR on Purch.0% (14 months)
Regular APR10.99% - 22.99%± Variable
Annual Fee$0
Activation Fee$0
Our Expert Opinion
  • Longest 0% intro period on purchases from Discover.
  • Does not charge overlimit fee.
  • The safety is guaranteed.

  • Charges a balance transfer fee.
See card details

Best Travel & Airline credit card

Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
Get 17,500 Bonus FlexPoints after the first $2,500 in net Purchases in the first 150 days
Available Airlines:
and more
Summary of Card Features:
  • Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days.
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees.
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card.
  • Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses.
  • Earn Triple FlexPoints for your charitable donations.
  • Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card.
  • $0 Annual Fee15 the first year, after that $4915.
  • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards.
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more.
Card Features:
Intro APR on Purch.0% (12 billing cycles)
Regular APR13.99% - 23.99% (Variable)
Annual Fee$0 for the first year, then $4915
Activation Fee$0
Our Expert Opinion
  • Earn bonus points and redeem or combine them.
  • Earn double points in category you spend the most.
  • Enjoy Visa Signature benefits.

  • The card has an annual fee.
See card details

Best Gas credit card

Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
No Annual Fee
Available Gas Stations:
and more
Summary of Card Features:
  • Earn 3 points for every $1 spent at Harley-Davidson® dealerships.15
  • Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants.15
  • Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash.15
  • No limit to how much Harley Chrome® Cash you can earn.
  • Chances to win a new Harley-Davidson® motorcycle every month.15
  • No Annual Fee.
Card Features:
Intro APR on Purch.n/a
Regular APR13.99% - 22.99% (Variable)
Annual Fee$0
Activation Fee$0
Our Expert Opinion
  • Earn point rewards everywhere you want.
  • No pre-set spending limit.
  • Visa Signature perks included.

  • Excellent credit history required.
See card details

Best Point Rewards card

Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
0% intro APR for 9 billing cycles on Purchases and Balance Transfers
Reward Category:
Gas
Groceries
Summary of Card Features:
  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers.
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith´s, Fry´s and QFC; 3 points per $1 spent on Kroger family of brand products.
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
  • 1 point per $1 spent anywhere Visa Cards are accepted.
  • Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter.
  • 0% intro APR15 for first 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99% - 23.99%.
  • $0 annual fee.15
Card Features:
Intro APR on Purch.0% (9 billing cycles)
Regular APR13.99% - 23.99% (Variable)
Annual Fee$0
Activation Fee$0
Our Expert Opinion
  • Three-in-one card: Rewards Card, Shopper´s Card and Visa Card.
  • Earn rewards at the Kroger Family of Stores.
  • Visa card benefits included.

  • Should have excellent credit history to qualify.
See card details

Best Hotel Rewards card

Excellent / Good Credit

Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
Earn 40,000 Hilton HHonors Bonus Points
Available Hotels:
Summary of Card Features:
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening.26
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.26
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.26
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.26
  • No annual fee.26
Card Features:
Intro APR on Purch.n/a
Regular APR14.24%26 (Variable)
Annual FeeNone
Activation Fee$0
Our Expert Opinion
  • Generous bonus program.
  • Easily book hotel rooms with HHonors Points.
  • Exceptional Visa Signature® benefits.

See card details

Best Charity Rewards card

Excellent / Good Credit

Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
0% on Balance Transfers and Purchases for 15 months Summary of Card Features:
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness.26
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Enjoy no limit on the number of points you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee.26
Card Features:
Intro APR on Purch.0% (15 months)26
Regular APR12.99% - 22.99%26 (Variable)
Annual Fee$026
Activation Fee$0
Our Expert Opinion
  • Good Anniversary Bonus Program.
  • $0 Liability on unauthorized charges.

See card details

± Click apply for Terms & Conditions.
15 See Card Terms and Conditions.
26 See the Citi card terms and conditions online.

Choose the Best Rewards Card for Your Needs

With rewards credit cards you can make shopping more fun. Earning rewards for purchases you usually make is a good way to save. To reap most benefits from your rewards credit card, first of all you need to choose what is best for you and then use your card wisely.

Look at the list of the main types of rewards credit card applications, consider where you usually shop and how much you spend there to decide where you can earn highest rewards and what type of rewards credit card is best for you.

After you choose a frequent flyer, hotel, or cash back rewards credit card, compare credit card applications offering the rebates you are interested in. Keep in mind the best rewards credit card for you would be the one that will earn you the highest rebates in categories or places you usually spend the most and will enable you to redeem them the way you want.

Look for a rewards credit card with no annual fee, 0% or low intro APR and a low interest rate after the teaser period is over, otherwise high annual fee or high interest make a rewards credit card not worth having. Make sure you know all fees associated with your credit card usage and that you are on time with all your payments.

Understanding redemption rules and limitations of your rewards credit card is essential. They need to be easy to understand, have no caps, expiration dates, no seat restrictions or blackout dates. If there are expiration dates, make sure you will have enough time to earn the needed amount of rewards and redeem them. Know how long it takes to earn miles or points, and at what level you can start redemption.

Choose by the type of rewards you want to earn, compare all rewards credit card applications with travel, airline, cashback or gasoline rebates, depending on your preferences. Apply today and make your shopping more fun with a rewards credit card!

Our Experts about Rewards Credit Cards

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Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

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Rewards Credit Cards

See also the Best Credit Cards for:

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