Rewards credit cards are becoming more and more diverse. Trying to win customers, issuing companies offer a wide range of benefits to cardholders. You can find anything from discounts at your favorite store to free airfare to the destination of your dream.
Rewards credit cards can have multi-purpose rewards programs like cash back or points rewards which can be redeemed a variety of ways, or have rewards programs that are targeted at specific needs - airline, hotel, retail chain or more.
Compare rewards credit card applications on this page to choose one that will give you highest rebates and will let you redeem earned rewards for what you want - gift cards, entertainment, airline tickets, hotel rooms, gasoline, shopping discounts and more.
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | 0% (14 months) |
| Regular APR | 10.99% - 22.99%± Variable |
| Annual Fee | $0 |
| Activation Fee | $0 |
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | 0% (12 billing cycles) |
| Regular APR | 13.99% - 23.99% (Variable) |
| Annual Fee | $0 for the first year, then $4915 |
| Activation Fee | $0 |
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | n/a |
| Regular APR | 13.99% - 22.99% (Variable) |
| Annual Fee | $0 |
| Activation Fee | $0 |
Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.
This credit offer is only for people with Excellent credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | 0% (9 billing cycles) |
| Regular APR | 13.99% - 23.99% (Variable) |
| Annual Fee | $0 |
| Activation Fee | $0 |
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | n/a |
| Regular APR | 14.24%26 (Variable) |
| Annual Fee | None |
| Activation Fee | $0 |
Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.
This credit offer is only for people with Excellent or Good credit history.
Have Bad credit history? Click Here!
No credit history? Click Here!
Fair credit? Click Here!
| Intro APR on Purch. | 0% (15 months)26 |
| Regular APR | 12.99% - 22.99%26 (Variable) |
| Annual Fee | $026 |
| Activation Fee | $0 |
With rewards credit cards you can make shopping more fun. Earning rewards for purchases you usually make is a good way to save. To reap most benefits from your rewards credit card, first of all you need to choose what is best for you and then use your card wisely.
Look at the list of the main types of rewards credit card applications, consider where you usually shop and how much you spend there to decide where you can earn highest rewards and what type of rewards credit card is best for you.
After you choose a frequent flyer, hotel, or cash back rewards credit card, compare credit card applications offering the rebates you are interested in. Keep in mind the best rewards credit card for you would be the one that will earn you the highest rebates in categories or places you usually spend the most and will enable you to redeem them the way you want.
Look for a rewards credit card with no annual fee, 0% or low intro APR and a low interest rate after the teaser period is over, otherwise high annual fee or high interest make a rewards credit card not worth having. Make sure you know all fees associated with your credit card usage and that you are on time with all your payments.
Understanding redemption rules and limitations of your rewards credit card is essential. They need to be easy to understand, have no caps, expiration dates, no seat restrictions or blackout dates. If there are expiration dates, make sure you will have enough time to earn the needed amount of rewards and redeem them. Know how long it takes to earn miles or points, and at what level you can start redemption.
Choose by the type of rewards you want to earn, compare all rewards credit card applications with travel, airline, cashback or gasoline rebates, depending on your preferences. Apply today and make your shopping more fun with a rewards credit card!
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Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.
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