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A rewards program may be a wonderful additional feature on your credit card. If you want to earn bonus points or cash rebates for purchases you make with your card, consider applying for one of these universal point rewards deals.

Charging your purchases to credit cards with cash back rewards you will be getting 1 to 5% of the paid amount back, with the percentage depending on the vendor and type of the purchase. You earn points at gas stations, grocery stores, merchandise - all the places you regularly shop at. What is more, points are easily redeemed for almost anything you want or you can even get cash back directly deposited into your account.

Take a look at these credit cards with point rewards or cash back! Choose from the best offers! Apply online!

Sort Cards by:RatingAnnual BonusIntro APR on Bal. Tr.Intro APR on Purch.Annual Fee
Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
Get 17,500 Bonus FlexPoints after the first $2,500 in net Purchases in the first 150 days
Reward Category:
Gas
Airline
Groceries
Summary of Card Features:
  • Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days.
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees.
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card.
  • Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses.
  • Earn Triple FlexPoints for your charitable donations.
  • Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card.
  • $0 Annual Fee15 the first year, after that $4915.
  • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards.
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more.
Card Features:
Intro APR on Bal. Tr.0% (12 billing cycles)
Intro APR on Purch.0% (12 billing cycles)
Regular APR13.99% - 23.99% (Variable)
Annual Fee$0 for the first year, then $4915
Our Expert Opinion
  • Earn bonus points and redeem or combine them.
  • Earn double points in category you spend the most.
  • Enjoy Visa Signature benefits.

  • The card has an annual fee.
See card details
Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
0% intro APR for 9 billing cycles on Purchases and Balance Transfers
Reward Category:
Gas
Groceries
Summary of Card Features:
  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers.
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith´s, Fry´s and QFC; 3 points per $1 spent on Kroger family of brand products.
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
  • 1 point per $1 spent anywhere Visa Cards are accepted.
  • Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter.
  • 0% intro APR15 for first 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99% - 23.99%.
  • $0 annual fee.15
Card Features:
Intro APR on Bal. Tr.0% (9 billing cycles)
Intro APR on Purch.0% (9 billing cycles)
Regular APR13.99% - 23.99% (Variable)
Annual Fee$0
Our Expert Opinion
  • Three-in-one card: Rewards Card, Shopper´s Card and Visa Card.
  • Earn rewards at the Kroger Family of Stores.
  • Visa card benefits included.

  • Should have excellent credit history to qualify.
See card details
Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
0% Intro APR on Balance Transfers and Purchases for 12 months
Reward Category:
Purchases
Summary of Card Features:
  • 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness.
  • One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit.
  • Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases.
  • No cap on points earned and points never expire.
  • Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits.
  • 20% off every purchase at NFLShop.com - that´s $20 off every $100 you spend.
Card Features:
Intro APR on Bal. Tr.0% (12 billing cycles)
Intro APR on Purch.0% (12 billing cycles)
Regular APR13.74% - 22.74% (Variable)
Annual Fee$0
Our Expert Opinion
  • Houston Texans fans special.
  • Earn points fast.
  • Redeem points for travel and more.

  • The card has a foreign transaction fee.
See card details
Excellent / Good Credit

Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
Earn 40,000 Hilton HHonors Bonus Points
Reward Category:
Hotels
Summary of Card Features:
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening.26
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.26
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.26
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.26
  • No annual fee.26
Card Features:
Intro APR on Bal. Tr.n/a
Intro APR on Purch.n/a
Regular APR14.24%26 (Variable)
Annual FeeNone
Our Expert Opinion
  • Generous bonus program.
  • Easily book hotel rooms with HHonors Points.
  • Exceptional Visa Signature® benefits.

See card details
Excellent / Good Credit

Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
0% on Balance Transfers and Purchases for 15 months
Reward Category:
Purchases
Summary of Card Features:
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness.26
  • Earn 1 ThankYou Point for every $1 you spend on purchases.
  • Enjoy no limit on the number of points you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee.26
Card Features:
Intro APR on Bal. Tr.0% (15 months)26
Intro APR on Purch.0% (15 months)26
Regular APR12.99% - 22.99%26 (Variable)
Annual Fee$026
Our Expert Opinion
  • Good Anniversary Bonus Program.
  • $0 Liability on unauthorized charges.

See card details
Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
You´ll receive a $25 Ace Reward for every 12,500 Points you earn!
Reward Category:
Gas
Groceries
Summary of Card Features:
  • Up to 10% back quarterly in popular categories.
  • Up to 5% back on Ace purchases.
  • 2% back on gas and groceries.
  • 1% in Rewards everywhere else Visa is accepted.
Card Features:
Intro APR on Bal. Tr.n/a
Intro APR on Purch.n/a
Regular APR13.99% - 22.99% (Variable)
Annual Fee$0
Our Expert Opinion
  • No annual fee credit card.
  • Earn Ace Rewards Certificates.
  • Free Experian® Credit Score for internet banking customers.

  • No 0% interest introductory period.
See card details
Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
Earn up to 10,000 Points
Reward Category:
Gas
Summary of Card Features:
  • Earn up to 10,000 points, equal to a $100 statement credit, after spending $750 in the first three months.
  • 0% Introductory APR for 12 months on purchases.
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases.
  • Earn 1 points per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you´ve made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts.
Card Features:
Intro APR on Bal. Tr.n/a
Intro APR on Purch.0% (12 billing cycles)
Regular APR14.99% - 24.99% (Variable)
Annual Fee$0
Our Expert Opinion
  • Earn double points on gas, grocery and utilities.
  • Pay no annual fee.
  • Redeem reward for things you need.

  • No 0% interest introductory period on balance transfers.
See card details
Capital One® Card Finder Tool
Expert Rating:
Key Feature:
Find the right card without affecting your credit score. Get your results in less than a minute Summary of Card Features:
  • Click "APPLY HERE" to find card offers.
  • See cards with features you want, like low intro rates, unlimited cash back or miles rewards, and more.
  • Find the right card without affecting your credit score.
  • Get your results in less than a minute.
  • 24/7 account access.
  • $0 Fraud Liability if your card is lost or stolen.
  • Personalize your card with an image of your choice.
Card Features:
Intro APR on Bal. Tr.See terms
Intro APR on Purch.See terms
Regular APRVarious Rates
Annual FeeSee terms
Our Expert Opinion
  • Choose rewards program you prefer.
  • No risk to your credit score.
  • Get result in 60 seconds.

See card details
Excellent Credit

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
0% Intro APR on Balance Transfers and Purchases for 12 months
Reward Category:
Purchases
Summary of Card Features:
  • All 32 teams and NFL Shield card available.
  • 0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness.
  • One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit.
  • Earn 2 points for every $1 spent on NFL or team purchases - 1 point for all other purchases.
  • No cap on points earned and points never expire.
  • Redeem points for merchandise, once-in-a-lifetime experiences, game tickets, or 1% cash back statement credits.
  • 20% off every purchase at NFLShop.com - that´s $20 off every $100 you spend.
Card Features:
Intro APR on Bal. Tr.0% (12 billing cycles)
Intro APR on Purch.0% (12 billing cycles)
Regular APR13.74% - 22.74% (Variable)
Annual Fee$0
Our Expert Opinion
  • Good for NFL fans.
  • Offers extended rewards program.
  • Exclusive cardmember-only benefits.

  • Not worth if you are not a NFL fan.
See card details
Excellent / Good Credit

Excellent/Good Credit
Required FICO score for this card: 660 to 850
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Expert Rating:
Key Feature:
$150 Gift Card
Reward Category:
Purchases
Summary of Card Features:
  • Earn 15,000 bonus ThankYou Points after $1,000 in card purchases within 3 months of account opening - enough for $150 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness.26
  • Earn 1 ThankYou Point for every $1 you spend on all purchases.
  • No expiration and no limit on the points you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee.26
Card Features:
Intro APR on Bal. Tr.0% (12 months)26
Intro APR on Purch.0% (12 months)26
Regular APR12.99% - 22.99%26 (Variable)
Annual Fee$026
Our Expert Opinion
  • Free Personal Concierge Service.
  • Buy now. Save later with Citi® Price Rewind.

See card details

15 See Card Terms and Conditions.
26 See the Citi card terms and conditions online.

Our Experts about Point Rewards Cards

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