USA
USA
USA Canada

Point Rewards Credit Cards

PREPAID & CREDIT CARD APPLICATIONS ONLINE

Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Best Credit Cards with Point Rewards

A rewards program may be a wonderful additional feature on your credit card. If you want to earn bonus points or cash rebates for purchases you make with your card, consider applying for one of these universal point rewards deals.

Charging your purchases to credit cards with point rewards you will be getting about 1 to 5% of the paid amount back in terms of cash back, with the percentage depending on the vendor and type of the purchase. You earn points at gas stations, grocery stores, merchandise - all the places you regularly shop at. What is more, points are easily redeemed for almost anything you want or you can even get cash back directly deposited into your account.

Sort Cards by:RatingAnnual BonusIntro APR on Bal. Tr.Intro APR on Purch.Annual Fee
Excellent / Good Credit

Excellent/Good Credit
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments every month.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Capital One® Quicksilver® Cash Rewards Credit Card
Compare (19)
You've selected 19 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
One-time $100 cash bonus after you spend $500 on purchases within the first 3 months Summary of Offer Features:
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months.
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn′t expire and there′s no limit to how much you can earn.
  • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016.
  • 0% intro APR on purchases until February 2016; 12.9% - 22.9% variable APR after that.
  • Balance transfers also have a 0% intro APR until February 2016, a 3% fee applies to each balance transferred.
  • Pay no annual fee or foreign transaction fees.
  • Capital One® Credit Tracker - the free way to easily monitor your monthly credit score anytime, anywhere.
Card Features:
Intro APR on Bal. Tr.0% (until February 2016)
Intro APR on Purch.0% (until February 2016)
Regular APR12.9% - 22.9% (Variable)
Annual Fee$0
Our Expert Opinion
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months.
  • 0% intro APR on purchases until February 2016; 12.9% - 22.9% variable APR after that.
  • Pay no annual fee or foreign transaction fees.

See card details
Fair Credit

Fair Credit
This credit offer is for people with Fair credit history.

Barclaycard® Rewards MasterCard®
Compare (19)
You've selected 19 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
No Annual Fee
Reward Category:
Gas
Groceries
Summary of Offer Features:
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you´ve made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Card Features:
Intro APR on Bal. Tr.n/a
Intro APR on Purch.n/a
Regular APR24.99%* (Variable)
Annual Fee$0
Our Expert Opinion
  • Extended rewards program.
  • No annual fee.
  • Use points like cash to make purchases.

See card details
Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Citi ThankYou® Premier Card
Compare (19)
You've selected 19 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Earn 50,000 Bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening
Reward Category:
Gas
Travel
Summary of Offer Features:
  • Earn 50,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening - redeemable for $500 in gift cards, $625 for airfare, or other great rewards.
  • Earn 3X ThankYou Points on Travel including Gas, 2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases.
  • ThankYou® Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards.
  • No foreign transaction fees on purchases.
  • Points do not expire and earn unlimited ThankYou Points.
  • Annual Fee: $95 (fee waived for the first 12 months).
Card Features:
Intro APR on Bal. Tr.n/a
Intro APR on Purch.n/a
Regular APR13.99% - 22.99%26 (Variable)
Annual Fee$95; fee waived for the first 12 months26
Our Expert Opinion
  • Annual fee is waived for the first year.
  • Earn as many points as you want - your points won´t expire.
  • Pay no fee for foreign purchases.

  • Has an annual fee.
See card details
Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

AT&T Access More Card from Citi
Compare (19)
You've selected 19 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
10,000 Anniversary Bonus Points after you spend $10,000 in prior Cardmembership Year
Reward Category:
Travel
Purchases
Summary of Offer Features:
  • Exclusive New Phone Offer.26
  • 3 ThankYou Points for every $1 you spend on purchases made online at retail and travel websites.26
  • 3 ThankYou Points for every $1 you spend on products and services purchased directly from AT&T.26
  • 1 point earned for every $1 you spend on other purchases.26
  • 10,000 Anniversary bonus points after you spend $10,000 in prior cardmembership year.26
Card Features:
Intro APR on Bal. Tr.n/a
Intro APR on Purch.n/a
Regular APR14.99% - 22.99%26 (Variable)
Annual Fee$95
Our Expert Opinion
  • Generous rewards program.
  • New phone offer.
  • 0% intro APR on AT&T purchases.

  • High annual fee.
See card details
Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Discover it® Miles
Compare (19)
You've selected 19 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Exclusive Double Miles Offer
Reward Category:
Airline
Summary of Offer Features:
  • No annual fee & unlimited 1.5x Miles on every dollar you spend on purchases. 0% intro APR on purchases for 12 months - then a variable purchase APR applies, currently 10.99% - 22.99%.
  • Exclusive Double Miles Offer: At the end of your first year - when other Miles cards charge an annual fee - Discover doubles all the Miles you´ve earned.±
  • 100 Miles = $1 value. Redeem Miles in any amount toward travel purchases on your statement. Or get cash as a direct deposit to your bank account.±
  • Discover pays you back for your in-flight Wi-Fi fees - up to $30 a year - with an automatic statement credit.±
  • Free FICO® Credit Score on your monthly statements, on mobile app and online.±
  • 100% U.S. based service at your dedicated phone number - day and night.
  • Free overnight shipping of replacement cards to any U.S. street address at your request. And you´re never responsible for unauthorized purchases on your Discover card.±
  • ±See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply Now." See complete Discover it® Miles details.
Card Features:
Intro APR on Bal. Tr.10.99% (12 months)
Intro APR on Purch.0% (12 months)
Regular APR10.99% - 22.99% Variable±
Annual Fee$0
Our Expert Opinion
  • Get double miles for the first year.
  • Earn miles everywhere and redeem with any airline
  • Pay no annual fee.

  • Must have at least excellent credit.
See card details
Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Citi ThankYou® Preferred Card - Earn 20,000 Bonus Points
Compare (19)
You've selected 19 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
Earn 20,000 Bonus ThankYou® Points
Reward Category:
Restaurants
Dining
Entertainment
Summary of Offer Features:
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening - redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.26
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee.26
Card Features:
Intro APR on Bal. Tr.0% (12 months)26
Intro APR on Purch.0% (12 months)26
Regular APR12.99% - 22.99%26 (Variable)
Annual Fee$026
Our Expert Opinion
  • Free Personal Concierge Service.
  • Buy now. Save later with Citi® Price Rewind.
  • Earned points do not expire.

See card details
Excellent / Good Credit

Excellent/Good Credit
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments every month.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Rakuten Rewards MasterCard®
Compare (19)
You've selected 19 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Key Feature:
0% Introductory APR for the first 6 billing cycles
Reward Category:
Purchases
Summary of Offer Features:
  • Get Up to 5,000 Rakuten Super Points™.
  • Earn Points in as little as 3 steps. Get Up to 5,000 Rakuten Super Points™.
  • Earn 3 Rakuten Super Points™ for every qualifying $1 spent on Rakuten.com.
  • Earn 1 Rakuten Super Points™ for every $1 spent everywhere.
  • Use Points Like Cash at Rakuten.com with the Rakuten Rewards MasterCard®.
Card Features:
Intro APR on Bal. Tr.n/a
Intro APR on Purch.0% (6 billing cycles)
Regular APR13.99% to 19.99% (Variable)
Annual Fee$0
Our Expert Opinion
  • Earn Rakuten point rewards.
  • Get access to MasterCard benefits.
  • Pay no annual fee.

  • Earned points can only be used at Rakuten.com.
See card details

± Click apply for Terms & Conditions.
26 See the Citi card terms and conditions online.

Our Experts about Point Rewards Cards

latest news:

A New Rewards Card from Amex A New Rewards Card from Amex

American Express and Plenti announced the rollout of a co-branded credit card for members of the new loyalty program. With the new card from Amex, people earn one point for every dollar spent, as well as earning points through the Plenti rewards ...Continue reading

More point rewards cards news

related research:

BuyPower Card from Capital One   - Get The Card That Helps You Get The CarBuyPower Card from Capital One - Get The Card That Helps You Get The Car

is a special offer for General Motors fans – it rewards you with Earnings on every purchase you make, redeemable toward a new Chevrolet, Buick, GMC or Cadillac. If you are planning to buy a ...Continue reading

More point rewards cards research

Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

User level: Above average

Point Rewards Credit Cards
Latest Deals & Tips
about Point Rewards
Credit Cards in your inbox.
Subscribe for FREE!

Cash Back Rewards Video

Cash Back Credit Cards: Get Up to 20 Cents Back for Each Dollar Spent

Questions & Answers about
Point Rewards Cards

See Also Other Card Offers: