Earn 1.5% cash back on every purchase, every day
Build business credit with responsible use
The has two high-value programs in one card. The Starwood Preferred Guest Program is a popular hotel rewards program because it lets members earn free hotel stays and flights with no blackout dates. And the American Express OPEN Savings program helps businesses save on shipping, office supplies, and other operational necessities.
|Credit level recommended:||
Excellent / Good
|APR on purchases:||15.24% - 19.24% (V)|
|Annual fee:||$0 introductory annual fee for the first year, then $65|
You’ll get 25,000 bonus Starpoints when you spend $5,000 in the first six months including 10,000 for the first purchase and 15,000 for spending $5,000. That’s enough for as many as six nightsat one of theStarwood hotels.
Cardmembers earn one Starpoint for every dollar spent, with no limit to how many points can be earned. Points don’t expire as long as the account is in good standing.
Starpoints are redeemed for rewards with the Starwood Preferred Guest (SPG) program. SPG includes over 1,000 hotels and resorts under nine hotel brands including Westin and Sheraton hotels. There are never any blackout dates, even on holidays. Starpoints can also be used for flights on over 350 different airlines (also with no blackout dates!) or transfer Starpoints to over 30 different frequent flyer programs. When you transfer at least 20,000 Starpoints to another airline loyalty program, you’ll get 5,000 bonus Starpoints.
American Express cards are well-known for their benefits, including high-value rewards, extended warranty purchase protection, and car rental insurance. All the American Express Business cards give cardmembers the benefits of the OPEN Savings program which includes fraud protection and identity theft assistance, dispute resolution, and a dedicated cardmember business service to call for help with any questions about the card. You’ll also get online account management tools and year-end summaries to help out with tax time.