No Balance Transfer Fee Credit Cards

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Credit Card Applications » No Balance Transfer Fee Credit Cards

Credit Cards with 0% Balance Transfer Fee

If you carry a balance on more than one card, wouldn't it be nice to consolidate your debt on one card and only remember one due date per month? You'll save on fees and interest, and only having to make one payment instead of several will make life easier. When you're looking to transfer a balance, a card with no balance transfer fee can save you the most money.

Not so many banks offer balance transfers with no fee these days, but there are always a few of these offers out there. Credit-Land.com shows you which cards have no balance transfer fees and can save you the most.

Best for November 2017
Rewards
No Annual Fee
Low Interest
Excellent Credit
:
Compare
Apply Online
Summary of Key Features:
Fee on Balance Transfer
Intro APR on Balance Transfer
Intro APR on Purchases
Regular APR
0%
N/A
N/A
9.25% (variable)
CARD DETAILS:
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 9.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
Excellent Credit
:
Compare
Apply Online
Summary of Key Features:
Fee on Balance Transfer
Intro APR on Balance Transfer
Intro APR on Purchases
Regular APR
0%
N/A
N/A
11.25% (variable)
CARD DETAILS:
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 11.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent.
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.
Excellent Credit
:
Compare
Apply Online
Summary of Key Features:
Fee on Balance Transfer
Intro APR on Balance Transfer
Intro APR on Purchases
Regular APR
0%
N/A
N/A
11.25% (variable)
CARD DETAILS:
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 11.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent.
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.
Excellent Credit
:
Compare
Apply Online
Summary of Key Features:
Fee on Balance Transfer
Intro APR on Balance Transfer
Intro APR on Purchases
Regular APR
0%
N/A
N/A
11.25% (variable)
CARD DETAILS:
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 11.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent.
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.
Excellent Credit
:
Compare
Apply Online
Summary of Key Features:
Fee on Balance Transfer
Intro APR on Balance Transfer
Intro APR on Purchases
Regular APR
0%
N/A
N/A
9.25% (variable)
CARD DETAILS:
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 9.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
Excellent Credit
:
Compare
Apply Online
Summary of Key Features:
Fee on Balance Transfer
Intro APR on Balance Transfer
Intro APR on Purchases
Regular APR
0%
N/A
N/A
9.25% (variable)
CARD DETAILS:
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 9.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
Excellent Credit
:
Compare
Apply Online
Summary of Key Features:
Fee on Balance Transfer
Intro APR on Balance Transfer
Intro APR on Purchases
Regular APR
0%
N/A
N/A
11.25% (variable)
CARD DETAILS:
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 11.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent.
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.


Not Sure Which Card to Choose? Ask Our Experts!
Leo Zhu
Leo Zhu, CreditLand Consultant on Credit Card Questions

Get the Most of Balance Transfer with No Balance Transfer Fee Cards

Transferring balances can be a great way to save money. When you consolidate several balances from high-interest cards onto one low-interest card, you can save hundreds of dollars and pay off your balance much faster. However, banks often charge a balance-transfer fee for this convenience, so if you're transferring a large balance, or several small ones, it might be a good idea to look for a no balance transfer fee card.

What exactly is a balance transfer fee? It's a percentage of your balance that is charged back to you by the bank when you move your debt to their card. Most balance transfer fees are between 3% and 5%, so transferring a balance of $1,000 will cost you between $30 and $50.

Sometimes cards that offer no balance transfer fee carry a higher interest rate than cards that charge a fee. Whether it makes more sense for you to pay a fee up front or pay higher interest later depends on the size of your balance and how long you think it will take you to pay it off. Do the math and see which works out well.

See also Credit Cards for:

Excellent Credit
750-850
Credit Score
Good Credit
700-749
Credit Score
Fair Credit
640-699
Credit Score
Bad Credit
350-639
Credit Score

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