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No Balance Transfer Fee Credit Cards

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Credit Card Applications » No Balance Transfer Fee Credit Cards

Credit Cards with 0% Balance Transfer Fee

If you carry a balance on more than one card, wouldn't it be nice to consolidate your debt on one card and only remember one due date per month? You'll save on fees and interest, and only having to make one payment instead of several will make life easier. When you're looking to transfer a balance, a card with no balance transfer fee can save you the most money.

Not so many banks offer balance transfers with no fee these days, but there are always a few of these offers out there. Credit-Land.com shows you which cards have no balance transfer fees and can save you the most.

Sort Cards by:RatingFee on Bal. Tr.Intro APR on Bal. Tr.Intro APR on Purch.Regular APRAnnual Fee
Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

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You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: No Annual Fee
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Summary of Card Features:
Fee on
Bal. Tr.
Intro APR
on Bal. Tr.
Intro APR
on Purch.
Regular APRAnnual FeeActivation Fee
0%n/an/a7.25%$0$0
Card Details:
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 7.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
Our Expert Opinion
  • Travel Insurance Coverage.
  • Great Ongoing APR.

See card details
Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Key Feature: Travel Rewards
Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Summary of Card Features:
Fee on
Bal. Tr.
Intro APR
on Bal. Tr.
Intro APR
on Purch.
Regular APRAnnual FeeActivation Fee
0%n/an/a9.25%$0$0
Card Details:
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 9.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent.
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.
Our Expert Opinion
  • No Introductory Apr Offer.
See card details

Get the Most of Balance Transfer with No Balance Transfer Fee Cards

Transferring balances can be a great way to save money. When you consolidate several balances from high-interest cards onto one low-interest card, you can save hundreds of dollars and pay off your balance much faster. However, banks often charge a balance-transfer fee for this convenience, so if you're transferring a large balance, or several small ones, it might be a good idea to look for a no balance transfer fee card.

What exactly is a balance transfer fee? It's a percentage of your balance that is charged back to you by the bank when you move your debt to their card. Most balance transfer fees are between 3% and 5%, so transferring a balance of $1,000 will cost you between $30 and $50.

Sometimes cards that offer no balance transfer fee carry a higher interest rate than cards that charge a fee. Whether it makes more sense for you to pay a fee up front or pay higher interest later depends on the size of your balance and how long you think it will take you to pay it off. Do the math and see which works out well.

Our Experts about Balance Transfer Fee

latest news:

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related research:

Starting from Zero: A Guide to Zero-Percent Balance TransfersStarting from Zero: A Guide to Zero-Percent Balance Transfers

Just after college, when I was a new user of credit cards and trying to pay off some debt I’d managed to accrue with a student credit card, a friend of mine gave me a piece of advice. “Play the balance-transfer game,” he said, going on to ...Continue reading

More balance transfer research

Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

User level: Above average

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Balance Transfer: Save on Average $1,400

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Balance Transfer Fee

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