No Balance Transfer Fee Credit Cards

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Credit Card Applications » No Balance Transfer Fee Credit Cards

Credit Cards with 0% Balance Transfer Fee

If you carry a balance on more than one card, wouldn't it be nice to consolidate your debt on one card and only remember one due date per month? You'll save on fees and interest, and only having to make one payment instead of several will make life easier. When you're looking to transfer a balance, a card with no balance transfer fee can save you the most money.

Not so many banks offer balance transfers with no fee these days, but there are always a few of these offers out there. Credit-Land.com shows you which cards have no balance transfer fees and can save you the most.

Sort Cards by:RatingFee on Bal. Tr.Intro APR on Bal. Tr.Intro APR on Purch.Regular APRAnnual Fee
Barclaycard Ring MasterCard®
Compare
Key Feature: A low, variable APR on balance transfers and purchases
Expert Rating:
Summary of Card Features:
Fee on
Bal. Tr.
Intro APR
on Bal. Tr.
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing Fee
NoneN/AN/A8.25%* Variable$0See terms
Card Details:
  • A low, variable APR on balance transfers and purchases
  • No Annual Fee
  • No balance transfer fees
  • No foreign transaction fees
  • Share in the community profits through our Giveback™ program
  • Vote on product changes and share your ideas in Barclaycard Ring's community
  • Free online access to FICO® Credit Score lets you keep an eye on your credit and get alerts when we learn that your score has changed
Our Expert Opinion
  • A low, variable APR on balance transfers and purchases
  • No Annual Fee
  • No balance transfer fees

See card details

Get the Most of Balance Transfer with No Balance Transfer Fee Cards

Transferring balances can be a great way to save money. When you consolidate several balances from high-interest cards onto one low-interest card, you can save hundreds of dollars and pay off your balance much faster. However, banks often charge a balance-transfer fee for this convenience, so if you're transferring a large balance, or several small ones, it might be a good idea to look for a no balance transfer fee card.

What exactly is a balance transfer fee? It's a percentage of your balance that is charged back to you by the bank when you move your debt to their card. Most balance transfer fees are between 3% and 5%, so transferring a balance of $1,000 will cost you between $30 and $50.

Sometimes cards that offer no balance transfer fee carry a higher interest rate than cards that charge a fee. Whether it makes more sense for you to pay a fee up front or pay higher interest later depends on the size of your balance and how long you think it will take you to pay it off. Do the math and see which works out well.

Our Experts about Balance Transfer Fee

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Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

User level: Above average

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Balance Transfer Video

Balance Transfer: Save on Average $1,400

May 08, 2015

Questions & Answers about
Balance Transfer Fee

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