WebBank is a FDIC-insured and state-chartered industrial bank headquartered in Utah. The bank operates under federal banking law offering full range of banking services, including loans, credit cards and federally insured deposits.
WebBank strives to provide personal touch, direct contact with management, quick decision making, and flexibility along with sophisticated financial solutions. The bank card products are open-loop and can be utilized to purchase goods and services at participating merchants.
|WebBank/Fingerhut Credit Account||Min. Credit History||Intro APR on Purch.||Regular APR||Annual Fee||Application Processing Fee||Instant Response|
|n/a||See Terms||$0||See Terms||Yes|
About this card:
Our Expert's Valuation
There are NO CARDS of this type for the checked credit histories.
If you like shopping and can’t live a day without putting a tiny precious item into your shopping cart, then consider WebBank credit accounts. The bank offers different credit products from co-brand credit cards to prepaid cards. Here we bring to your attention shopping credit accounts.
Despite the fact that some WebBank products are shopping credit accounts, you are still able to build or rebuild your credit history. Offering these products, WebBank helps consumers to break out of a so-called catch-22. This means that bank will give you a chance to improve your credit even if your credit is not stellar.
It should be noted that shopping credit accounts can be used only at certain retailers, including participating retailers. This may seem a minus at first sight, but only till the moment you start using your shopping card. In fact, retailers offer wide range of products and goods, including exclusive ones. Besides, the retailers always offer multiple bonuses and ways to save on shopping with them.
Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.
Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.
User level: Above average