Compare Merrill Lynch Credit Cards with Other Offers

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Merrill Lynch Credit Card Alternatives

Merrill Lynch

Merrill Lynch is the wealth management division of the multinational banking and financial services corporation, Bank of America. Merrill Lynch was founded in 1914 and is headquartered in New York City. Merrill Lynch currently offers a few Merrill Lynch credit card options including the Visa Signature card along with the Merrill Rewards Visa for businesses. Both come with multiple exclusive cardholder benefits, along with access to the Merrill Lynch Rewards program.

Unfortunately, we do not currently offer any online applications for this bank.
However, our experts have matched very similar credit card offers which might be just as good or better available from other banks!
Unfortunately, we do not currently offer online application for
Featured Alternative to Bank of America Cards:
for Excellent, Good Credit
Discover it® Miles – Unlimited 1.5x Rewards Card
Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
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Compare Bank of America Cards with the Other Offers
Card Type
Intro APR on Purchases
Regular APR
Annual Fee
Application Processing Fee
Bank of America Cards:
Featured Alternatives to Bank of America Cards:
Excellent, Good Credit
Excellent/Good Credit
Fair Credit
Excellent / Good Credit
Excellent / Good Credit
Discover it® Miles – Unlimited 1.5x Rewards Card Citi Simplicity® Card - No Late Fees Ever Credit One Bank® Platinum Visa® for Building Credit The Merrill+® Visa Signature® Credit Card Merrill Rewards for Business™ Visa Signature®
Unfortunately,
we do not currently offer
online application
for this card
Unfortunately,
we do not currently offer
online application
for this card
Credit Card
Credit Card
Credit Card
Credit Card
Credit Card
0% (14 months)
0% (21 months)*
N/A
n/a9
n/a9
11.49% – 23.49% Variable
13.99% - 23.99% (variable)
15.90% - 24.40% Variable
12.999
12.999
$0
$0*
$0 - $99
$09
$09
See terms
See terms
See terms
$09
$09

Other Alternatives to Bank of America Cards:

Barclaycard CashForward™ World MasterCard®
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Expert Rating:

Card Details
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APRAnnual FeeApplication Processing Fee
N/A0% (15 months (on balance transfers made within 45 days of account opening))15.24%, 20.24% or 25.24%* Variable$0See terms
Excellent/Good Credit
Citi® Diamond Preferred® Card
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Expert Rating:

Card Details
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.99%-22.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APRAnnual FeeApplication Processing Fee
0% (21 months)*0% (21 months)*12.99% - 22.99%* (Variable)$0*See terms
Excellent, Good Credit
Discover it® - Cashback Match™
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Expert Rating:

Card Details
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APRAnnual FeeApplication Processing Fee
0% (14 months)0% (14 months)11.49% – 23.49% Variable$0See terms
Milestone® MasterCard® with Free Choice of Card Image
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Expert Rating:

Card Details
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APRAnnual FeeApplication Processing Fee
N/AN/A23.9%$35 - $99*See Terms
Fair/Bad Credit
Surge MasterCard®
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Expert Rating:

Card Details
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Summary of Card Features:
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing FeeReporting Credit Bureaus
N/ASee Terms*See Terms*N/AYes

9 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.
* Click apply to read the full Terms and Conditions.

See Also Credit Card Applications from Other Banks:

Credit Card Offers from Merrill Lynch

Both of these credit card options are Visa cards, which means they can be used anywhere Visa cards are accepted. These credit cards are designed to meet the different needs of individuals. The Merrill Visa Signature card helps cardholders manage their spending, reach financial goals and meet liquidity needs. The Merrill Rewards for business is made for clients that run a small business and are looking to manage expenses.

The Merrill Lynch Visa Signature card comes with premium benefits along with rewards. Cardholders earn one point for every dollar they spend on their card. Cardholders can begin earning travel benefits once they earn at least 25,000 points. Cardholders can earn gift cards once they have 2,750 points. Additional benefits of this card include no foreign transaction fees along with lost luggage reimbursement. Cardholders also receive fraud monitoring and zero liability for fraudulent purchases.

The Merrill Rewards for business card comes with premium benefits as well, along with Flexible Rewards options. With the business card, cardholders earn one point for every dollar spent. Points can be redeemed for 1.5% cashback, Exclusive travel upgrades or gift cards. Additional benefits of this card include personalized service options such as business travel planning and 24/7 customer service.

Both of these credit card options come with unique benefits along with access to Merrill Lynch’s exclusive rewards program. In addition, these credit cards are both Visas, which allow you to use it in a wide range of places. The benefits and rewards that come with this card would be most beneficial to someone who is an avid traveler. If you're not much of a traveler or neither of these credit cards are for you, then you should probably compare other offers.