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Card Type
Regular APR
Annual Fee
Credit Bureau Reporting
Hide
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
Hide
Card Type
Unsecured
Regular APR
19.99%-26.99%
Annual Fee
$180
Credit Bureau Reporting
Yes
  • Earn 1 Asia Miles for every $1 CAD spent in Canada308 and an average of 5x the Asia Miles when you spend at thousands of Neo partners nationwide.307 Plus, earn 2 Asia Miles for every $1 CAD spent on Cathay Pacific flights306 and on purchases made in foreign currencies.305
  • Get priority online check-in309, access to 1,300+ DragonPass airport lounges in more than 140 countries311, Wi-Fi in-flight and at 1M+ Boingo hotspots around the world312, and thousands of unique and memorable Priceless.com experiences worldwide.
  • Enjoy peace of mind with protection against flight cancellation, baggage loss, flight delay, car rental theft and damage, and more.310
  • Secured option available with guaranteed approval and no credit history required.313

30,000 Asia Miles302

Get up to 30,000 Asia Miles302 and 10% off Cathay Pacific flights303

Rewards

Earn 1 Asia Mile for every $1 spent in Canada308

2x miles on Cathay Pacific flights306 and outside Canada

5x miles at Neo partners

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Apply for Neo Credit - Credit-Land.com

Rating 4.5

APPLY NOW

Excellent/Good/Fair Credit
Card Type
Unsecured
Regular APR
19.99%-29.99% (19.99%-24.99% for QC)
Annual Fee
$0317
Credit Bureau Reporting
Yes
  • Sign up using this link to receive a $25 welcome offer.
  • No annual, monthly or overlimit fees.317
  • Apply in 3 minutes and start using your Neo Credit card instantly with Apple Pay or Google Pay.
  • Earn a guaranteed minimum of 0.5% cashback every month.319
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners320 if you upgrade to Premium account (get an average of up to 6% cashback!324).
  • Upgrade to Premium for more cashback + exclusive perks and features. The first 3 months are free.
  • Note: this offer is only available in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.

Annual Fee: $0317

Rewards Bonus

Sign up using this link to receive a $25 welcome offer.

Rewards

Earn a guaranteed minimum of 0.5% cashback every month.319

Earn 5% average cashback324 at restaurants, bars and cafes.

Earn 3% cashback on popular streaming, ride sharing and food delivery services.

Earn 2%+ cashback at retail partners (online and in-store).

Earn 1% cashback on gas and grocery.318

You can boost cashback offers at Neo partners320 if you upgrade to Premium account (get an average of up to 6% cashback!324).

Instant Response

Apply for Neo Secured Credit - Credit-Land.com

Rating 4.2

APPLY NOW

Any Credit
Card Type
Secured
Regular APR
19.99%-29.99% (19.99%-24.99% for QC)
Annual Fee
$0317
Credit Bureau Reporting
Yes
  • Sign up using this link to receive a $25 welcome offer.
  • Guaranteed approval card that earns you cashback.325
  • Free credit reporting.
  • No monthly or annual fees.317
  • Cash out your rewards at any time.
  • No hard credit check322 required to join.
  • Earn a guaranteed minimum of 0.5% cashback319 every month.
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners323 if you upgrade to Premium account (get an average of up to 6% cashback!324).
  • Upgrade to Premium for more cashback + exclusive perks and features. The first 3 months are free.
  • Note: this offer is only available in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.

Annual Fee: $0317

Rewards Bonus

Sign up using this link to receive a $25 welcome offer.

Rewards

Earn a guaranteed minimum of 0.5% cashback319 every month.

Earn 5% average cashback324 at restaurants, bars and cafes.

Earn 3% cashback on popular streaming, ride sharing and food delivery services.

Earn 2%+ cashback at retail partners (online and in-store).

Earn 1% cashback on gas and grocery.318

You can boost cashback offers at Neo partners323 if you upgrade to Premium account (get an average of up to 6% cashback!324).

Upgrade to Premium for more cashback + exclusive perks and features. The first 3 months are free.

Instant Response

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
Hide
Activation Fee
See terms
Maintenance Fee
$0
Credit Check
No
Overdraft Available
No
Direct Deposit
Free
  • Earn cashback at popular teen brands (restaurants, clothing, games, etc.).
  • Access high-interest savings accounts.
  • Get budgeting tools and financial literacy lessons.
  • Real-time transaction notifications, card freeze/unfreeze, deposit insurance, and secure app.
  • No monthly fees.
  • Eligible for youth (13 years old, or 14 years old in Quebec).326

Monthly Maintenance Fee: $0

Use this card everywhere Mastercard cards are accepted (subject to available credit)

No Credit Check

Get Rewarded

with Neo Financial Card Offers

Neo offers a variety of products to address most customers' needs, from daily spending to emergency funds or building a financial profile.

To offer highly competitive products to their customers, Neo partners with the top financial institutions in the industry, including Concentra Bank, EQ Bank, Peoples Trust, Mastercard, ATB Financial and others.

Neo Financial offers several card options with lucrative cashback. Clients can earn rewards when making purchases with partner merchants, which include both nationwide chains and local retailers and restaurants. With thousands of retailers and online partners, cardholders have many opportunities to earn cashback on their spending.

Neo cards operate on the Mastercard network and come with low fees, and no inactivity fees. You can apply for and get approved for Neo cards in a few minutes via the Neo mobile app or apply online for the products above. The process is fully digital, fast, and convenient.

questionsABOUT
CREDIT CARDS

How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

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Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

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How do store credit cards work?

Store credit cards are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing store. That means you won’t be able to use store cards...

Read more
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