USAA Federal Savings Bank Credit Cards

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Credit Card Applications » Credit Card Companies » USAA Federal Savings Bank Credit Cards

Best USAA Federal Savings Bank Credit Cards

USAA Federal Savings Bank Credit Cards

USAA Federal Savings Bank is mainly committed to serving the military, veterans, and their families. However, they also offer some products to non military individuals. For instance, the USAA Bank offers credit cards to the public.

The USAA Federal Bank issues Visa, MasterCard and American Express credit cards. The USAA credit cards can be as secured as unsecured, plus if you do not need a credit card, you can get a USAA prepaid card. Almost all of the USAA cards have low rates and do not charge an annual fee.

Choose from USAA Federal Savings Bank Offers:

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Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
Min. Credit History
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USAA Classic Platinum Visa®
Show card details
Average
n/an/a18.15% to 24.15% (V)$35
n/a
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating - sometimes in as little as 12 months.
  • We´ll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
Our Expert's Valuation
  • Automatic upgrade to a premium credit card.
  • Good for purchases worldwide.
  • Special benefits for Military.
  • Best for people with average credit.

  • Cash advance is not available.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
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USAA Secured Cards® American Express® Card
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Bad / No
n/an/a10.15% to 20.15% (V)$35
n/a
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Best for members rebuilding or establishing credit.
  • It´s a real credit card - not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
Our Expert's Valuation
  • American Express credit card.
  • Low variable APR.
  • Interest-earning CD.

  • Annual fee applies.
USAA Military Affiliate Cards
Min. Credit History
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Show card details
Excellent / Good
n/an/a11.15% to 26.15% (V)$0
Points
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Earn 2X points for every dollar on gas and grocery purchases all the time.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Earn points without a cap or expiration.
  • Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group.
  • Redeem for cash on your mobile device.
More details
Our Expert's Valuation
  • No annual fee.
  • No penalty APR.
  • Earn points on purchases.

  • Balance Transfer fee is up to 3%.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
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USAA Classic American Express®™
Show card details
Average
n/an/a18.15% to 24.15% (V)$35
n/a
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating - sometimes in as little as 12 months.
  • We´ll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
Our Expert's Valuation
  • No penalty APR.
  • Best for members with average credit.
  • Automatic upgrade to a premium credit card.

  • Balance transfer is not available.
  • Cash advance is not availalble.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
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USAA Secured Card® Platinum Visa®
Show card details
Bad / No
n/an/a10.15% to 20.15% (V)$35
n/a
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Best for members rebuilding or establishing credit.
  • It´s a real credit card - not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
Our Expert's Valuation
  • No penalty APR.
  • The card is secured by an interest-earning CD.
  • A real credit card.

  • Minimum CD is $250.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
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Cash Rewards® Visa Signature® Card
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Excellent / Good
n/an/a10.15% to 26.15% (V)$0
Cash Back
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Earn up to 1.25% cash back on your everyday purchases.
  • There´s no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.
Our Expert's Valuation
  • No annual fee.
  • No penalty APR.
  • Earn cash back on purchases.

  • No 0% intro APR.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
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USAA Rate Advantage Platinum Visa®
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Fair / Good
n/an/a7.15% to 24.15% (V)$0
n/a
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Enjoy our lowest rate card.
  • Pay no annual, penalty APR or foreign transaction fees.
  • Get travel and retail benefits.
Our Expert's Valuation
  • No annual fee.
  • No penalty APR.
  • Low foreign transaction fee.
  • No over-the-limit fee.

  • No 0% intro APR.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
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Cashback Rewards Plus American Express® Card
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Excellent / Good
n/an/a12.15% to 26.15% (V)None
Cash Back
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
  • Earn 2% cash back on up to $3,000 in supermarket purchases per year.
  • Earn 1% cash back on all other purchases with no cap.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.
Our Expert's Valuation
  • Credit card with chip technology.
  • Card with cashback rewards.
  • No annual fee.

  • APR can be as high as 25.90%.
Min. Credit History
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Preferred Cash Rewards Visa Signature®
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Excellent / Good
n/an/a12.15% to 26.15% (V)None
Cash Back
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Earn 1.5% cash back on your everyday purchases.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • There´s no limit on the amount you can earn.
  • Enjoy no foreign transaction fees when you travel outside of the United States.
Our Expert's Valuation
  • Cash back rewards.
  • No annual fee.
  • Visa Signature benefits.

  • Available to military members only.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
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Cash Rewards American Express®
Show card details
Excellent / Good
n/an/a10.15% to 26.15% (V)None
Cash Back
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn up to 1.25% cash back on your everyday purchases.
  • There′s no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.
Our Expert's Valuation
  • Cash back rewards program.
  • Low APR.
  • No annual fee.

  • Has a balance transfer fee.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
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USAA Rewards™ Visa Signature®
Show card details
Excellent / Good
n/an/a10.15% to 26.15% (V)$0
Points
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • No expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
  • Redeem for cash on your mobile device.
Our Expert's Valuation
  • Low APR.
  • Earn rewards points for every dollar spent.
  • Redeem points for cash.
  • No annual fee.

  • 3% balance transfer and cash advance fee.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
Rewards
Compare
USAA Rewards™ American Express® Card
Show card details
Excellent / Good
n/an/a10.15% to 26.15% (V)None
Points
About this card:
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Earn 2X points per dollar spent on gas and groceries with no caps.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • There′s no expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
Our Expert's Valuation
  • 2X points on gas and grocery purchases.
  • Low APRs.
  • No annual fee.

  • Has a balance transfer and cash advance fee.
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There are NO CARDS of this type for the checked credit histories.

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USAA Bank - the Bank You Can Rely On

The USAA bank made their credit cards available to the public and now everyone can apply for their cards. People with bad credit history as well as those with excellent credit can find a credit card that answers their requirements best.

All the USAA credit cards have low interest rates on purchases, balance transfers and cash advances. Also, almost all of the cards do not have an annual fee and if there is one, it is rather low.

Depending on your habits and needs you can choose the cards with the according rewards program. You can choose a card with USAA Rewards or make your choice on a credit card with USAA Cash Rewards.

The first program allows earning bonus points on every dollar charged. Also, there is an opportunity to earn additional points through MemberShop. The earned points can be redeemed for gift cards, merchandise, travel, and even cash.

The second program gives rebates on annual net purchases. The cash rebates can be as high as 1,25%. The more you charge during the year, the higher will be the cash rebate. The USAA Cash Rewards Rebate can be issued in two ways: as a credit to your account or a check mailed to your address.

Despite the rewards program you choose, you will be able to earn bonus points as much as you can because there are no caps and no expiration dates.

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Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

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