USAA Federal Savings Bank Credit Cards

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Credit Card Applications » Credit Card Companies » USAA Federal Savings Bank Credit Cards

Best USAA Federal Savings Bank Credit Cards

USAA Federal Savings Bank Credit Cards

USAA Federal Savings Bank is mainly committed to serving the military, veterans, and their families. However, they also offer some products to non military individuals. For instance, the USAA Bank offers credit cards to the public.

The USAA Federal Bank issues Visa, MasterCard and American Express credit cards. The USAA credit cards can be as secured as unsecured, plus if you do not need a credit card, you can get a USAA prepaid card. Almost all of the USAA cards have low rates and do not charge an annual fee.

Choose from USAA Federal Savings Bank Offers:

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Limited/No Credit
USAA Military Affiliate Cards
Min. Credit History
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Excellent/Good/Fair
n/a0% (12 Month)11.90% to 26.90% (V)$0
Points
About this card:
  • Show your military pride while supporting the affiliate group of your choice.
  • Earn 2X points for every dollar on gas and grocery purchases all the time.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Earn points without a cap or expiration.
  • Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group.
  • Redeem for cash on your mobile device.
More details
Our Expert's Valuation
  • No annual fee.
  • No penalty APR.
  • Earn points on purchases.

  • Balance Transfer fee is up to 3%.
Min. Credit History
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USAA Secured Cards® American Express® Card
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Fair/Bad/No
n/an/a10.90% to 20.90% (V)$35
n/a
About this card:
  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
  • USAA membership is available to active and former military and their eligible family members.
Our Expert's Valuation
  • American Express credit card.
  • Low variable APR.
  • Interest-earning CD.

  • Annual fee applies.
Min. Credit History
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USAA Secured Card® Platinum Visa®
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Fair/Bad/No
n/an/a10.90% to 20.90% (V)$35
n/a
About this card:
  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
  • USAA membership is available to active and former military and their eligible family members.
Our Expert's Valuation
  • No penalty APR.
  • The card is secured by an interest-earning CD.
  • A real credit card.

  • Minimum CD is $250.
Min. Credit History
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USAA Rate Advantage Platinum Visa®
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Fair / Good
n/an/a7.90% to 24.90% (V)$0
n/a
About this card:
  • Enjoy the lowest APR of any major bank in the U.S.
  • Same low rate for purchases, balance transfers and cash advances.
  • No foreign transaction fee.
  • USAA membership is available to active and former military and their eligible family members.
Our Expert's Valuation
  • No annual fee.
  • No penalty APR.
  • No over-the-limit fee.

  • No 0% intro APR.
Min. Credit History
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Cashback Rewards Plus American Express® Card
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Excellent / Good
n/an/a12.90% to 26.90% (V)$0
Cash Back
About this card:
  • Earn 5% cash back on your first $3,000 in gas and military purchases annually on these categories combined.
  • Earn 2% cash back on your first $3,000 on supermarket purchases per year.
  • Unlimited 1% cash back on all other purchases.
  • USAA membership is available to active and former military and their eligible family members.
Our Expert's Valuation
  • Credit card with chip technology.
  • Card with cashback rewards.
  • No annual fee.

  • High interest rate.
Min. Credit History
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Preferred Cash Rewards Visa Signature®
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Excellent / Good
n/an/a12.90% to 26.90% (V)$0
Cash Back
About this card:
  • Earn 1.5% cash back on every purchase.
  • There´s no limit on the amount you can earn.
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • USAA membership is available to active and former military and their eligible family members.
Our Expert's Valuation
  • Cash back rewards.
  • No annual fee.
  • Visa Signature benefits.

  • Available to military members only.
Min. Credit History
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USAA Rewards™ Visa Signature®
Show card details
Excellent / Good
n/an/a10.90% to 26.90% (V)$0
Points
About this card:
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.
  • USAA membership is available to active and former military and their eligible family members.
Our Expert's Valuation
  • Low APR.
  • Earn rewards points for every dollar spent.
  • Redeem points for cash.
  • No annual fee.

  • 3% balance transfer and cash advance fee.
Min. Credit History
Intro APR on Purch.
Intro APR on Bal. Tr.
Regular APR
Annual Fee
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USAA Rewards™ American Express® Card
Show card details
Excellent / Good
n/an/a10.90% to 26.90% (V)$0
Points
About this card:
  • Earn one point for every dollar spent on your everyday purchases.
  • Earn 2X points per dollar on gas and groceries with no caps.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.
  • USAA membership is available to active and former military and their eligible family members.
Our Expert's Valuation
  • 2X points on gas and grocery purchases.
  • Low APRs.
  • No annual fee.

  • Has a balance transfer and cash advance fee.
Sorry!
There are NO CARDS of this type for the checked credit histories.

4 Late Payment Fee is $25 for the first time late within prior 6 billing periods; otherwise $35.

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USAA Bank - the Bank You Can Rely On

The USAA bank made their credit cards available to the public and now everyone can apply for their cards. People with bad credit history as well as those with excellent credit can find a credit card that answers their requirements best.

All the USAA credit cards have low interest rates on purchases, balance transfers and cash advances. Also, almost all of the cards do not have an annual fee and if there is one, it is rather low.

Depending on your habits and needs you can choose the cards with the according rewards program. You can choose a card with USAA Rewards or make your choice on a credit card with USAA Cash Rewards.

The first program allows earning bonus points on every dollar charged. Also, there is an opportunity to earn additional points through MemberShop. The earned points can be redeemed for gift cards, merchandise, travel, and even cash.

The second program gives rebates on annual net purchases. The cash rebates can be as high as 1,25%. The more you charge during the year, the higher will be the cash rebate. The USAA Cash Rewards Rebate can be issued in two ways: as a credit to your account or a check mailed to your address.

Despite the rewards program you choose, you will be able to earn bonus points as much as you can because there are no caps and no expiration dates.

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