Balance Transfer to Discover Cards


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0% APR
on Balance Transfer
for up to 18 Months
This Credit Offer is Only for Excellent or Good Credit History. Have Bad or No Credit History? Click Here! Fair Credit? Click Here!


No Annual Fee

Discover it card has no annual fee. That’s true. But that is not all. If you for some reason go over your credit limit, you won’t be penalized as there is no overlimit fee. Forgot to make your first payment? Pay it later than never because there is no fee for your fist late payment and no APR increase.

Up to 5% Cash Back

Discover offers you to earn 5% cash back instead of 1% in specific categories. You just need to sign up for a category to start saving. The categories change four times a year and you can save on up to $1,500 in purchases within the running category. Want more? Go to Discover Deals to earn up to 20% cash back.

Free FICO® Score

Discover believes that their cardholders should also know their credit score and be able to track it on a regular basis. That’s why they now offer a free Credit Scorecard with a FICO score. The score and other Credit Scorecard information is based on data from Experian.

Read More about Discover Benefits »
Why should I transfer my balance?

Many consumers nowadays have debts and pay big interest on it. But what if one say that you can get rid of this heavy load at no cost? You may not believe it but it is possible with a balance transfer credit card.

The first thing you will look at on a balance transfer card is the 0% into APR. The longer introductory period is, the better it will be for you. But compare ongoing rates as well. If a new card offers a lower ongoing APR, you will definitely win than lose.

Look at the fees. Most balance transfer credit cards have a 3%-5% balance transfer fee. Some credit card issuers charge no balance transfer fee, but such offers are a rare thing. Paying no fee for moving your debt from one card to another will allow you to save even more on balance transfer.

Don’t forget to check penalty fees. Even if you are sure you’ll never be late with a single payment. Most issuers will be happy to punish you for at least one late payment. They will charge you a penalty fee and take your 0% interest introductory APR away.

Next is an annual fee. Zero percent balance transfer credit cards may come with an annual fee. But if the balance transfer credit card does not have this fee, like Discover it cards, then it is the deal you should closely consider.

Get the whole picture of the balance transfer offer, don’t look from one side. See if the card has a rewards program and what benefits it offers. Look at the whole offer and if it is the card you will want to keep after 0% interest on balance transfer ends, then you certainly should take this card.

See 0% Balance Transfer Credit Cards »
It's time to start saving with a credit card!
0% on Purchases for 14 months
0% on Balance Transfer for 14 months
Ongoing ARP: 13.49% - 24.49% Variable
0% on Purchases for 6 months
0% on Balance Transfer for 18 months
Ongoing ARP: 13.49% - 24.49% Variable
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