Capital One® Platinum Credit Card

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Capital One® Platinum Credit Card
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Card Rating:
Credit Recommended:
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Card Rating:
Credit Recommended:
AVERAGE, FAIR, LIMITED
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Bank:
Capital One®
Card Network:
Mastercard®
User Category:
ConsumerCard
Card Type:
Regular
Issuing Country:
United States

About this Credit Card:

Pay no annual fee
Get access to a higher credit line after making your first 5 monthly payments on time
Fraud coverage if your card is lost or stolen
Use online banking to access your account, even from your smartphone, with our mobile app
Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
Get access to your account 24 hours a day, 7 days a week
Help strengthen your credit for the future with responsible card use

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
24.99% (Variable)
Penalty APR:
None
Minimum Grace Period:
25 days
Minimum Interest Charge:
See terms
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Balance Transfer
Introductory APR:
N/A
Ongoing APR:
24.99% (Variable)
Balance Transfer Fee:
$0
Penalty APR:
None
Minimum Grace Period:
0 days
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Cash Advance
Ongoing APR:
24.99% (Variable)
Cash Advance Fee:
3% of the amount of the cash advance, but not less than $10
Penalty APR:
None
Minimum Grace Period:
0 days
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Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
Up to $35
Foreign Transaction Fee:
None
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Expert Review

Our Expert's Valuation:

pluses
Pay no annual fee

pluses
Get access to a higher credit line after making your first 5 monthly payments on time

pluses
Fraud coverage if your card is lost or stolen

Expert's Ratings:

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