Capital One® Spark® Classic for Business

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Capital One® Spark® Classic for Business
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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
AVERAGE, FAIR, LIMITED
Bank:
Capital One®
Card Network:
Visa®
User Category:
BusinessCard
Card Type:
Regular
Issuing Country:
United States

About this Credit Card:

Enjoy no annual fee
Earn 1% cash back on every purchase, every day
Build business credit with responsible use
Fraud coverage if your card is ever lost or stolen
No foreign transaction fees
Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service

Rewards Program

Cash Back Rewards

Max Rewards Per $1:
1% Cash Back on every purchase, every day

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
23.99% (Variable)
Penalty APR:
30.4% (Variable)
Minimum Grace Period:
25 days
Minimum Interest Charge:
See terms
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Balance Transfer
Introductory APR:
N/A
Ongoing APR:
23.99% (Variable)
Balance Transfer Fee:
N/A
Penalty APR:
30.4% (Variable)
Minimum Grace Period:
0 days
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Cash Advance
Ongoing APR:
23.99% (Variable)
Cash Advance Fee:
3% of the amount of the cash advance, but not less than $10
Penalty APR:
30.4% (Variable)
Minimum Grace Period:
0 days
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Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
Up to $39
Foreign Transaction Fee:
None
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Expert Review

Our Expert's Valuation:

pluses
Enjoy no annual fee

pluses
Earn 1% cash back on every purchase, every day

pluses
Build business credit with responsible use

Expert's Ratings:

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Maintenance Fees:
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Reward Program:
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User comments about Capital One® Spark® Classic for Business: