Capital One® Spark® Classic for Business

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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
AVERAGE, FAIR, LIMITED
Bank:
Capital One®
Card Network:
Visa®
User Category:
BusinessCard
Card Type:
Regular Card
Issuing Country:
United States
About this Credit Card:
Enjoy no annual fee
Earn 1% cash back on every purchase, every day
Build business credit with responsible use
Fraud coverage if your card is ever lost or stolen
No foreign transaction fees
Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service
Rewards Program
Cash Back Rewards
Rewards Type:
Cash Back
Max Rewards:
1% Cash Back on every purchase, every day
Earn 1% cash back on every purchase, every day
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Interest Rates & Fees
Everyday Purchases:
Introductory APR:
N/A
Ongoing APR:
23.49% (Variable)
Penalty APR:
29.9% (Variable)
Minimum Grace Period:
25 days
Minimum Interest Charge:
See terms
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Balance Transfer:
Introductory APR:
N/A
Ongoing APR:
23.49% (Variable)
Balance Transfer Fee:
N/A
Penalty APR:
29.9% (Variable)
Minimum Grace Period:
0 days
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Cash Advance:
Ongoing APR:
23.49% (Variable)
Cash Advance Fee:
3% of the amount of the cash advance, but not less than $10
Penalty APR:
29.9% (Variable)
Minimum Grace Period:
0 days
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Other Fees:
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
Up to $39
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Expert Review
Our Expert's Valuation:
pluses
Enjoy no annual fee

pluses
Earn 1% cash back on every purchase, every day

pluses
Build business credit with responsible use

Expert's Ratings:
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Maintenance Fees:
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Reward Program:
Customer Service:
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User comments about Capital One® Spark® Classic for Business: