National Credit Direct

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
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National Credit Direct
Compare
Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
BAD/FAIR
Card Usage:
Use exclusively at National Credit Direct (nationalcreditdirect.com).
User Category:
Consumer
Card Type:
Unsecured Store Card
0% APR:
Yes
Additional Fees:
Yes

About this Card:

Guaranteed Approval on Big screen TVs, computers/tablets, mattresses, appliances/vacuums, toys, jewelry, handbags, watches, gaming and more!
5% Cash Back on All Purchases or FREE merchandise6
$1/day6 or less for Apple, Samsung, Acer and more
No Over Limit Fee
FREE Credit Score Every Month -- Won't affect your credit
Bad Credit, No Credit, No Problem
Build Your Credit and Payment History with Unsecured Credit Line
Up to $3,500 Spending Limit
Instant Response -- Start shopping in the next 60 Seconds

Rewards Program

Cash Back Rewards

Max Rewards Per $1:
5% Cash Back on All Purchases

Interest Rates & Fees

Everyday Purchases APRs

Introductory APR:
n/a
Ongoing APR:
0.0%
Penalty APR:
n/a
Minimum Grace Period:
n/a
Minimum Interest Charge:
n/a
More details expand
Less details collapce

General Fees

Application Processing Fee:
$0
Monthly Membership Fee:
See terms*
One time Card Issuance and Account Validation fee:
$0
Late Payment Fee:
$5

Expert Review

Our Expert's Valuation:

pluses
Guaranteed Approval

pluses
Shop brands like Apple, Samsung, Acer and more

pluses
Build Credit History -- Reports to Major Credit Bureaus

pluses
5% Cash Back on All purchases or FREE merchandise6

minuses
For shopping at National Credit Direct.

minuses
$49 annual fee.

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:


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