National Credit Direct

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
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National Credit Direct
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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
BAD/FAIR
Card Usage:
Use exclusively at National Credit Direct (nationalcreditdirect.com).
User Category:
Consumer
Card Type:
Unsecured Store Card
0% APR:
Yes
Additional Fees:
Yes

About this Card:

No Credit Check and No Turn Downs.
Must Have Active Debit Card or Bank Account to Qualify.
CASH BACK Program.6
Reports to Major Credit Bureaus.
Shop Major Brand Names
Low Flexible Payments
Bad Credit -- OK

Rewards Program

Points Rewards

Max Rewards Per $1:
1 Point for every dollar spent

Interest Rates & Fees

Everyday Purchases APRs

Introductory APR:
n/a
Ongoing APR:
0.0%
Penalty APR:
n/a
Minimum Grace Period:
n/a
Minimum Interest Charge:
n/a
More details expand
Less details collapce

General Fees

Application Processing Fee:
$0
Monthly Membership Fee:
$19.99
One time Card Issuance and Account Validation fee:
$0
Late Payment Fee:
$5

Expert Review

Our Expert's Valuation:

pluses
0% APR.

pluses
Get reward points for every dollar you spend.

pluses
Reports to Major Credit Bureau.

pluses
No credit or employment check.

minuses
For shopping at National Credit Direct.

minuses
$49 annual fee.

Expert's Ratings:

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User comments about National Credit Direct: